County directory · Louisiana

CDFI lenders in St. Landry Parish, LA

1 certified CDFI names St. Landry Parish or a town in it as part of their service area on their own website. 6 more are headquartered here. 8 more have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 1
Based here: 6
Branch here: 8
Serve all of LA: 2

A lender naming St. Landry Parish on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Arnaudville, Eunice, Grand Coteau, Krotz Springs, Lawtell, Lebeau, Leonville, Melville, Morrow, Opelousas, Palmetto, Port Barre….

Lenders compared for St. Landry Parish

18 with local records

Lender	Local records	Loan sizes	Head office
1. American Bank & Trust Company Bank or thrift, Opelousas LA	headquarters here; 5 offices here; 42 home loans here, 2025	ask	6 mi
2. Washington State Bank Bank or thrift, Washington LA	headquarters here; 6 offices here; 27 home loans here, 2025	ask	8 mi
3. Bank Of Sunset & Trust Company Bank or thrift, Sunset LA	headquarters here; 2 offices here; 10 home loans here, 2025	ask	13 mi
4. JD Bank Bank or thrift, Jennings LA	2 offices here; 17 home loans here, 2025	ask	45 mi
5. Pelican Credit Union Credit union, Baton Rouge LA	1 office here; 12 home loans here, 2025	ask	59 mi
6. Washington State Bancshares, Inc. Bank holding company, Washington LA	headquarters here; 6 offices here	ask	8 mi
7. American Bancorp, Inc. Bank holding company, Opelousas LA	headquarters here; 5 offices here	ask	6 mi
8. SUNSET BANCORP, INC. Bank holding company, Sunset LA	headquarters here; 2 offices here	ask	13 mi
9. Farmers-Merchants Bank & Trust Company Bank or thrift, Breaux Bridge LA	9 home loans here, 2025	ask	22 mi
10. American Bancshares, Inc. Bank holding company, Covington LA	6 SBA loans here, FY2020–FY2026	ask	114 mi
11. The First National Bank of Jeanerette Bank or thrift, Jeanerette LA	3 home loans here, 2025	ask	50 mi
12. BASILE BANCSHARES, INC. Bank holding company, Basile LA	2 offices here	ask	34 mi
13. BASILE STATE BANK Bank or thrift, Basile LA	2 offices here	ask	34 mi
14. FSB Bancshares, Inc. Bank holding company, Church Point LA	1 office here	ask	17 mi
15. Farmers State Bank & Trust Co. Bank or thrift, Church Point LA	1 office here	ask	17 mi
16. Southwest Security, Inc. Bank holding company, Natchez MS	1 office here	ask	72 mi
17. United Mississippi Bank Bank or thrift, Natchez MS	1 office here	ask	78 mi
18. First Pioneers FCU Credit union, Lafayette LA	website names St. Landry Parish	ask	28 mi

12 of these 18 lenders have received CDFI Fund awards, together $40.6M in fiscal years 2011–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

18 lenders

13 head offices and 60 branches or offices of 18 lenders on this page, within 35 miles of the centre of St. Landry Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Home mortgages (4 lenders)
Personal / consumer loans (4 lenders)
Auto / vehicle loans (3 lenders)
Commercial real estate loans (3 lenders)
Small-business loans (3 lenders)
Home repair / improvement loans (2 lenders)
Credit-builder loans (1 lender)
Agriculture / farm loans (1 lender)

Banks and credit unions with a branch in this county

14 certified CDFIs have at least one office in St. Landry Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 125 originated home loans for properties in St. Landry Parish in 2025 under the Home Mortgage Disclosure Act: 12% of the 1,015 home loans that all HMDA lenders reported here.

Plus 4 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in St. Landry Parish

Official statistics

Median household income in St. Landry Parish is $44,462, 27% below the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 23.7 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 22 of 64.

Measure	St. Landry Parish	Louisiana
Businesses with paid employees (CBP 2023)	1,559 (1.4% of the state)	108,561
…of which under 20 employees	88%	85%
Businesses without employees (Nonemployer Statistics 2023)	6,723	418,516
Median household income (ACS 2020–2024)	$44,462 (27% below the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	37 (34 7(a), 3 504)	2,762
…per 1,000 businesses with employees	23.7 (rank 22 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$348,650	$250,000
…with a certified CDFI as lender, CDC or third-party lender	7 (19%)	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.25 pts (10 loans; 10% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 8 · FY2021 6 · FY2022 5 · FY2023 8 · FY2024 5 · FY2025 4 · FY2026 1–2.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 7 SBA approvals (7 7(a) loans) for borrowers in St. Landry Parish in fiscal years 2020–2026, from 2 CDFIs. The 7(a) loans total $4.9M approved.

CDFIs with 3 or more: American Bancshares, Inc. (6). 1 more CDFI made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

235 loans and investments totaling $34.6M (median $70,000) were reported to the CDFI Fund for borrowers and projects in St. Landry Parish in fiscal year 2022, by 18 reporting CDFIs.

Purpose (CDFI Fund category)	Count	Total	Median
Non-real estate microenterprise	51	$1.5M	$30,000
Home purchase	49	$6.1M	$90,000
Non-real estate business	44	$15.5M	$213,025
Home improvement	37	$1.6M	$27,000
Real estate: single-family housing rehabilitation	28	$3.1M	$95,378
Real estate: commercial construction, permanent or acquisition	19	$5.8M	$125,000
Other purposes	7	$1.1M

Of 41 individual borrowers whose income was reported, 71% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 2,064 consumer loans in St. Landry Parish totaling $25M (Consumer Loan Report, tract totals, so no median); they counted 60% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 18 · FY2019 26 · FY2020 44 · FY2021 288.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Lenders whose website names St. Landry Parish or a town in it

First Pioneers FCUCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansNames St. Landry Parish · Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary and Vermilion parishes in LouisianaVerified

Headquartered in St. Landry Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Louisiana SBDC at University of Louisiana LafayetteSmall Business Development Center · 537 Cajundome Blvd., Suite 132, Lafayette, LA 70506337-482-6312 · about 25 miles from the centre of St. Landry Parish

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.