County directory · Louisiana
CDFI lenders in Avoyelles Parish, LA
3 are headquartered here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 0
- Based here
- 3
- Serve all of LA
- 2
None of the lender websites we read names Avoyelles Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Bordelonville, Bunkie, Center Point, Cottonport, Dupont, Effie, Evergreen, Hamburg, Hessmer, Mansura, Marksville, Moreauville….
Lenders compared for Avoyelles Parish
4 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. The Cottonport Bank Bank or thrift, Cottonport LA | headquarters here; 6 offices here; 97 home loans here, 2025 | ask | 4 mi |
| 2. Mansura Bancshares, Inc. Bank holding company, Marksville LA | headquarters here; 6 offices here | ask | 8 mi |
| 3. SIMMESPORT STATE BANK Bank or thrift, Simmesport LA | headquarters here; 2 offices here | ask | 12 mi |
| 4. Southern Heritage Bank Bank or thrift, Jonesville LA | 3 home loans here, 2025 | ask | 46 mi |
3 of these 4 lenders have received CDFI Fund awards, together $9.3M in fiscal years 2015–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders3 head offices and 13 branches or offices of 5 lenders on this page, within 30 miles of the centre of Avoyelles Parish. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Commercial real estate loans (2 lenders)
- Equipment loans (2 lenders)
- Home mortgages (2 lenders)
- Small-business loans (2 lenders)
- Auto / vehicle loans (1 lender)
- Home repair / improvement loans (1 lender)
- Personal / consumer loans (1 lender)
- Agriculture / farm loans (1 lender)
Banks and credit unions with a branch in this county
3 certified CDFIs have at least one office in Avoyelles Parish (FDIC office data as of 30 Oct 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Mansura Bancshares, Inc.Bank holding company · Marksville, LA6 offices in Avoyelles Parish · based hereOfficial list only
- The Cottonport BankBank or thrift · Cottonport, LAAgriculture / farm loans, Commercial real estate loans, Equipment loans, Home mortgages…6 offices in Avoyelles Parish · based hereVerified
- SIMMESPORT STATE BANKBank or thrift · Simmesport, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…2 offices in Avoyelles Parish · based hereVerified
CDFI mortgage lenders active here
Certified CDFIs reported 105 originated home loans for properties in Avoyelles Parish in 2025 under the Home Mortgage Disclosure Act: 21% of the 489 home loans that all HMDA lenders reported here.
- The Cottonport BankBank or thrift · Cottonport, LAAgriculture / farm loans, Commercial real estate loans, Equipment loans, Home mortgages…97 home loans here in 2025 (HMDA)Verified
- Southern Heritage BankBank or thrift · Jonesville, LAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…3 home loans here in 2025 (HMDA)Verified
Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Avoyelles Parish
Official statisticsMedian household income in Avoyelles Parish is $39,325, 35% below the Louisiana figure of $60,756 (ACS 2020–2024).
Businesses here took 5.8 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: fewer than the median Louisiana county (19.2), rank 54 of 64.
| Measure | Avoyelles Parish | Louisiana |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 692 (0.6% of the state) | 108,561 |
| …of which under 20 employees | 88% | 85% |
| Businesses without employees (Nonemployer Statistics 2023) | 2,865 | 418,516 |
| Median household income (ACS 2020–2024) | $39,325 (35% below the state) | $60,756 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 4 (4 7(a), 0 504) | 2,762 |
| …per 1,000 businesses with employees | 5.8 (rank 54 of 64 Louisiana counties) | 19.2 (median county) |
| …with a certified CDFI as lender, CDC or third-party lender | 0 (0%) | 483 (17%) |
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 2024334 loans and investments totaling $69.7M (median $74,064) were reported to the CDFI Fund for borrowers and projects in Avoyelles Parish in fiscal year 2022, by 13 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate business | 83 | $30.5M | $191,502 |
| Real estate: single-family housing rehabilitation | 67 | $7M | $64,405 |
| Real estate: commercial construction, permanent or acquisition | 62 | $22.7M | $106,778 |
| Non-real estate microenterprise | 60 | $1.2M | $17,790 |
| Home purchase | 42 | $4.5M | $81,559 |
| Real estate: single-family housing construction | 17 | $3M | $103,178 |
| Other purposes | 3 | $826,634 |
CDFI banks and credit unions also reported 663 consumer loans in Avoyelles Parish totaling $10.1M (Consumer Loan Report, tract totals, so no median); they counted 24% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 7 · FY2020 26 · FY2021 151.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Avoyelles Parish
The official list gives a headquarters address here. Check each lender's page for where it lends.
- SIMMESPORT STATE BANKBank or thrift · Simmesport, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- The Cottonport BankBank or thrift · Cottonport, LAAgriculture / farm loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Mansura Bancshares, Inc.Bank holding company · Marksville, LAOfficial list only
Say they serve all of Louisiana
- 705 Federal Credit UnionCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Microloans, Home mortgages…Verified
- Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Louisiana SBDC at LSU AlexandriaSmall Business Development Center · 8100 U.S. Hwy. 71, Chambers Hall 115, Alexandria, LA 71302318-427-0408 · about 28 miles from the centre of Avoyelles Parish
- Womens Business Center at Alcorn State UniversityWomen's Business Center · 9 Campus Drive, Natchez, MS 39120601-304-4370 · about 52 miles from the centre of Avoyelles Parish
Housing counseling
- Rapides Station Community MinistriesHUD-approved housing counselor · 1429 3rd St, Alexandria, LA 71301318-487-9254 · about 31 miles from the centre of Avoyelles Parish
- Cenla Community Action Committee, IncorporatedHUD-approved housing counselor · 2011 Macarthur Dr, Alexandria, LA 71301318-314-3480 · about 31 miles from the centre of Avoyelles Parish
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Louisiana counties
Source: CDFI Atlas, cdfiatlas.com/states/la/counties/avoyelles-parish/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).