County directory · Louisiana

CDFI lenders in Lafourche Parish, LA

4 are headquartered here. 3 more have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 0
Based here: 4
Branch here: 3
Serve all of LA: 2

None of the lender websites we read names Lafourche Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Cut Off, Galliano, Gheens, Golden Meadow, Kraemer, Larose, Lockport, Mathews, Raceland, Thibodaux.

Lenders compared for Lafourche Parish

10 with local records

Lender	Local records	Loan sizes	Head office
1. SOUTH LAFOURCHE BANK & TRUST COMPANY Bank or thrift, Larose LA	headquarters here; 4 offices here; 28 home loans here, 2025	ask	11 mi
2. United Community Bank Bank or thrift, Raceland LA	headquarters here; 4 offices here; 21 home loans here, 2025	ask	6 mi
3. OnPath Federal Credit Union Credit union, Metairie LA	1 office here; 4 home loans here, 2025	ask	33 mi
4. Community Bancorp of Louisiana, Inc. Bank holding company, Raceland LA	headquarters here; 4 offices here	ask	6 mi
5. LAFOURCHE BANCSHARES, INC. Bank holding company, Larose LA	headquarters here; 4 offices here	ask	11 mi
6. Pelican Credit Union Credit union, Baton Rouge LA	3 home loans here, 2025	ask	61 mi
7. The First National Bank of Jeanerette Bank or thrift, Jeanerette LA	3 home loans here, 2025	ask	69 mi
8. BANKPLUS Bank or thrift, Belzoni MS	3 home loans here, 2025	ask	244 mi
9. New Orleans Firemen's Federal Credit Union, The Credit union, Metairie LA	1 office here	ask	32 mi
10. SOUTHERN TEACHERS & PARENTS FCU Credit union, Baton Rouge LA	1 office here	ask	76 mi

9 of these 10 lenders have received CDFI Fund awards, together $57.3M in fiscal years 2000–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

9 lenders

6 head offices and 38 branches or offices of 9 lenders on this page, within 40 miles of the centre of Lafourche Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Auto / vehicle loans (2 lenders)
Home mortgages (2 lenders)
Personal / consumer loans (2 lenders)
Small-business loans (2 lenders)
Credit-builder loans (1 lender)

Banks and credit unions with a branch in this county

7 certified CDFIs have at least one office in Lafourche Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 67 originated home loans for properties in Lafourche Parish in 2025 under the Home Mortgage Disclosure Act: 5.2% of the 1,292 home loans that all HMDA lenders reported here.

Plus 5 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Lafourche Parish

Official statistics

Median household income in Lafourche Parish is $63,135, 4% above the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 11.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: fewer than the median Louisiana county (19.2), rank 47 of 64.

Measure	Lafourche Parish	Louisiana
Businesses with paid employees (CBP 2023)	1,685 (1.6% of the state)	108,561
…of which under 20 employees	85%	85%
Businesses without employees (Nonemployer Statistics 2023)	7,153	418,516
Median household income (ACS 2020–2024)	$63,135 (4% above the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	20 (20 7(a), 0 504)	2,762
…per 1,000 businesses with employees	11.9 (rank 47 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$470,000	$250,000
…with a certified CDFI as lender, CDC or third-party lender	1 or 2	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (10 loans; 10% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 3 · FY2021 4 · FY2022 3 · FY2023 0 · FY2024 3 · FY2025 4 · FY2026 3.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

172 loans and investments totaling $119.7M (median $120,598) were reported to the CDFI Fund for borrowers and projects in Lafourche Parish in fiscal year 2022, by 16 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)	Count	Total	Median
Non-real estate business	42	$91.5M	$300,000
Real estate: commercial construction, permanent or acquisition	41	$17.9M	$175,600
Home improvement	31	$3M	$75,000
Real estate: single-family housing rehabilitation	28	$5.1M	$125,598
Non-real estate microenterprise	23	$440,351	$20,000
Home purchase	3	$410,389	$152,800
Other purposes	3	$898,301

CDFI banks and credit unions also reported 1,068 consumer loans in Lafourche Parish totaling $18.9M (Consumer Loan Report, tract totals, so no median); they counted 51% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 8 · FY2019 6 · FY2020 37 · FY2021 560.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Lafourche Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.