County directory · Louisiana

CDFI lenders in Jefferson Parish, LA

3 are headquartered here. 3 more have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 0
Based here: 3
Branch here: 3
Serve all of LA: 2

None of the lender websites we read names Jefferson Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Barataria, Grand Isle, Gretna, Harvey, Kenner, Lafitte, Marrero, Metairie, New Orleans, Westwego.

Lenders compared for Jefferson Parish

12 with local records

Lender	Local records	Loan sizes	Head office
1. OnPath Federal Credit Union Credit union, Metairie LA	headquarters here; 5 offices here; 3 SBA loans here, FY2020–FY2026; 84 home loans here, 2025	ask	7 mi
2. EPIC Federal Credit Union Credit union, Metairie LA	headquarters here; 2 offices here; 21 home loans here, 2025	ask	8 mi
3. New Orleans Firemen's Federal Credit Union, The Credit union, Metairie LA	headquarters here; 2 offices here; 13 home loans here, 2025	ask	5 mi
4. BANKPLUS Bank or thrift, Belzoni MS	3 offices here; 28 home loans here, 2025	ask	227 mi
5. American Bancshares, Inc. Bank holding company, Covington LA	1 office here; 16 SBA loans here, FY2020–FY2026	ask	40 mi
6. HOPE FEDERAL CREDIT UNION Credit union, Jackson MS	26 home loans here, 2025	ask	165 mi
7. First National Bank USA Bank or thrift, Boutte LA	13 home loans here, 2025	ask	15 mi
8. SOUTH LAFOURCHE BANK & TRUST COMPANY Bank or thrift, Larose LA	10 home loans here, 2025	ask	28 mi
9. Planters Bank & Trust Company Bank or thrift, Indianola MS	8 home loans here, 2025	ask	246 mi
10. Liberty Bank and Trust Company Bank or thrift, New Orleans LA	7 home loans here, 2025	ask	13 mi
11. BancPlus Corporation Bank holding company, Ridgeland MS	3 offices here	ask	173 mi
12. BankFirst Financial Services Bank or thrift, Columbus MS	3 SBA loans here, FY2020–FY2026	ask	270 mi

12 of these 12 lenders have received CDFI Fund awards, together $125.9M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

12 lenders

7 head offices and 68 branches or offices of 12 lenders on this page, within 60 miles of the centre of Jefferson Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Home mortgages (2 lenders)
Personal / consumer loans (2 lenders)
Auto / vehicle loans (1 lender)
Home repair / improvement loans (1 lender)
Commercial real estate loans (1 lender)
Small-dollar / emergency loans (1 lender)
Equipment loans (1 lender)
Small-business loans (1 lender)

Banks and credit unions with a branch in this county

6 certified CDFIs have at least one office in Jefferson Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 220 originated home loans for properties in Jefferson Parish in 2025 under the Home Mortgage Disclosure Act: 4.2% of the 5,204 home loans that all HMDA lenders reported here.

Plus 9 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Jefferson Parish

Official statistics

Median household income in Jefferson Parish is $65,252, 7% above the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 26.1 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 19 of 64.

Measure	Jefferson Parish	Louisiana
Businesses with paid employees (CBP 2023)	11,728 (10.8% of the state)	108,561
…of which under 20 employees	84%	85%
Businesses without employees (Nonemployer Statistics 2023)	46,824	418,516
Median household income (ACS 2020–2024)	$65,252 (7% above the state)	$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	306 (280 7(a), 26 504)	2,762
…per 1,000 businesses with employees	26.1 (rank 19 of 64 Louisiana counties)	19.2 (median county)
Median SBA 7(a) loan, all lenders	$190,150	$250,000
…with a certified CDFI as lender, CDC or third-party lender	29 (9%)	483 (17%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (159 loans; 20% at the SBA maximum)	2.75 pts (16% at the maximum)

Approvals by fiscal year: FY2020 23 · FY2021 25 · FY2022 23 · FY2023 56 · FY2024 71 · FY2025 63 · FY2026 45.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 29 SBA approvals (25 7(a) loans and 4 504 projects) for borrowers in Jefferson Parish in fiscal years 2020–2026, from 10 CDFIs. The 7(a) loans total $31.2M approved.

CDFIs with 3 or more: American Bancshares, Inc. (16), BankFirst Financial Services (3), OnPath Federal Credit Union (3). 7 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

2,790 loans and investments totaling $288.3M (median $10,300) were reported to the CDFI Fund for borrowers and projects in Jefferson Parish in fiscal year 2022, by 42 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)	Count	Total	Median
Home improvement	2,519	$81.5M	$9,650
Non-real estate business	82	$64.7M	$260,958
Home purchase	51	$20.8M	$278,000
Non-real estate microenterprise	48	$935,660	$14,780
Real estate: commercial construction, permanent or acquisition	43	$48M	$337,500
Real estate: single-family housing construction	25	$15.4M	$411,000
Other purposes	22	$56.9M

Of 25 individual borrowers whose income was reported, 32% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 2,728 consumer loans in Jefferson Parish totaling $34.9M (Consumer Loan Report, tract totals, so no median); they counted 40% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 184 · FY2019 164 · FY2020 358 · FY2021 1,928.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Jefferson Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Jefferson Community Action ProgramsHUD-approved housing counselor · 1221 Elmwood Park Blvd, Harahan, LA 70123504-736-6900

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.