County directory · Louisiana
CDFI lenders in Tangipahoa Parish, LA
7 have a bank or credit-union branch here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 0
- Based here
- 0
- Branch here
- 7
- Serve all of LA
- 2
None of the lender websites we read names Tangipahoa Parish; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Akers, Amite, Fluker, Hammond, Husser, Independence, Kentwood, Loranger, Natalbany, Ponchatoula, Robert, Roseland….
Lenders compared for Tangipahoa Parish
8 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. American Bancshares, Inc. Bank holding company, Covington LA | 1 office here; 17 SBA loans here, FY2020–FY2026; 16 home loans here, 2025 | ask | 23 mi |
| 2. BANKPLUS Bank or thrift, Belzoni MS | 2 offices here; 30 home loans here, 2025 | ask | 178 mi |
| 3. OnPath Federal Credit Union Credit union, Metairie LA | 1 office here; 19 home loans here, 2025 | ask | 45 mi |
| 4. Pelican Credit Union Credit union, Baton Rouge LA | 1 office here; 7 home loans here, 2025 | ask | 37 mi |
| 5. Planters Bank & Trust Company Bank or thrift, Indianola MS | 1 office here; 5 home loans here, 2025 | ask | 197 mi |
| 6. ESSENTIAL CREDIT UNION Credit union, Baton Rouge LA | 5 SBA loans here, FY2020–FY2026 | ask | 38 mi |
| 7. BancPlus Corporation Bank holding company, Ridgeland MS | 2 offices here | ask | 126 mi |
| 8. Planters Holding Company Bank holding company, Indianola MS | 1 office here | ask | 197 mi |
8 of these 8 lenders have received CDFI Fund awards, together $58M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
8 lenders1 head office and 24 branches or offices of 8 lenders on this page, within 35 miles of the centre of Tangipahoa Parish. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Banks and credit unions with a branch in this county
7 certified CDFIs have at least one office in Tangipahoa Parish (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loans2 offices in Tangipahoa ParishVerified
- BancPlus CorporationBank holding company · Ridgeland, MS2 offices in Tangipahoa ParishOfficial list only
- American Bancshares, Inc.Bank holding company · Covington, LA1 office in Tangipahoa ParishOfficial list only
- OnPath Federal Credit UnionCredit union · Metairie, LACommercial real estate loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…1 office in Tangipahoa ParishVerified
- Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…1 office in Tangipahoa ParishVerified
- Planters Bank & Trust CompanyBank or thrift · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…1 office in Tangipahoa ParishVerified
- Planters Holding CompanyBank holding company · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…1 office in Tangipahoa ParishVerified
CDFI mortgage lenders active here
Certified CDFIs reported 87 originated home loans for properties in Tangipahoa Parish in 2025 under the Home Mortgage Disclosure Act: 3.8% of the 2,274 home loans that all HMDA lenders reported here.
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loans30 home loans here in 2025 (HMDA)Verified
- OnPath Federal Credit UnionCredit union · Metairie, LACommercial real estate loans, Small-dollar / emergency loans, Equipment loans, Home mortgages…19 home loans here in 2025 (HMDA)Verified
- American Bancshares, Inc.Bank holding company · Covington, LA16 home loans here in 2025 (HMDA)Official list only
- Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…7 home loans here in 2025 (HMDA)Verified
- Planters Bank & Trust CompanyBank or thrift · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…5 home loans here in 2025 (HMDA)Verified
Plus 9 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Tangipahoa Parish
Official statisticsMedian household income in Tangipahoa Parish is $56,760, 7% below the Louisiana figure of $60,756 (ACS 2020–2024).
Businesses here took 29.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Louisiana county (19.2), rank 11 of 64.
| Measure | Tangipahoa Parish | Louisiana |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 2,617 (2.4% of the state) | 108,561 |
| …of which under 20 employees | 85% | 85% |
| Businesses without employees (Nonemployer Statistics 2023) | 12,529 | 418,516 |
| Median household income (ACS 2020–2024) | $56,760 (7% below the state) | $60,756 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 76 (73 7(a), 3 504) | 2,762 |
| …per 1,000 businesses with employees | 29.0 (rank 11 of 64 Louisiana counties) | 19.2 (median county) |
| Median SBA 7(a) loan, all lenders | $267,100 | $250,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 23 (30%) | 483 (17%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2.75 pts (21 loans; 5% at the SBA maximum) | 2.75 pts (16% at the maximum) |
Approvals by fiscal year: FY2020 8 · FY2021 11 · FY2022 14 · FY2023 16 · FY2024 8 · FY2025 11 · FY2026 8.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 23 SBA approvals (23 7(a) loans) for borrowers in Tangipahoa Parish in fiscal years 2020–2026, from 3 CDFIs. The 7(a) loans total $6.8M approved.
CDFIs with 3 or more: American Bancshares, Inc. (17), ESSENTIAL CREDIT UNION (5). 1 more CDFI made 1 or 2 each.
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 2024489 loans and investments totaling $80.1M (median $65,000) were reported to the CDFI Fund for borrowers and projects in Tangipahoa Parish in fiscal year 2022, by 28 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Home improvement | 218 | $17.1M | $29,065 |
| Non-real estate business | 80 | $19.9M | $136,525 |
| Home purchase | 60 | $9M | $124,400 |
| Non-real estate microenterprise | 53 | $1.1M | $20,000 |
| Real estate: commercial construction, permanent or acquisition | 42 | $18.4M | $250,547 |
| Real estate: single-family housing rehabilitation | 15 | $7M | $140,000 |
| Other purposes | 20 | $7.6M |
Of 22 individual borrowers whose income was reported, 50% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 3,298 consumer loans in Tangipahoa Parish totaling $53.4M (Consumer Loan Report, tract totals, so no median); they counted 25% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 23 · FY2019 244 · FY2020 507 · FY2021 1,562.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Say they serve all of Louisiana
- 705 Federal Credit UnionCredit union · Lafayette, LAAuto / vehicle loans, Credit-builder loans, Microloans, Home mortgages…Verified
- Pelican Credit UnionCredit union · Baton Rouge, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Louisiana SBDC at Southeastern Louisiana UniversitySmall Business Development Center · Southeast Louisiana Business Center, 1514 Martens Drive, Hammond, LA 70402985-549-3831
- SCORE LouisianaSCORE mentoring · 500 Poydras Street Suite 828, Room 105, New Orleans, LA 70130504-475-7602 · about 52 miles from the centre of Tangipahoa Parish
- Urban League of Louisiana Women's Business Resource CenterWomen's Business Center · 4640 S Carrollton Avenue, Suite 210, New Orleans, LA 70119504-620-9647 · about 49 miles from the centre of Tangipahoa Parish
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Louisiana counties
Source: CDFI Atlas, cdfiatlas.com/states/la/counties/tangipahoa-parish/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).