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CDFI lenders in Acadia Parish, LA

1 certified CDFI names Acadia Parish or a town in it as part of their service area on their own website. 3 more are headquartered here. 2 more say they serve all of Louisiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).

Name this county
1
Based here
3
Serve all of LA
2

A lender naming Acadia Parish on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Branch, Church Point, Crowley, Egan, Estherwood, Evangeline, Iota, Mermentau, Morse, Rayne.

Lenders compared for Acadia Parish

9 with local records
LenderLocal recordsLoan sizesHead office
1. Farmers State Bank & Trust Co.
Bank or thrift, Church Point LA		headquarters here; 2 offices here; 11 home loans here, 2025ask15 mi
2. Bank of Commerce & Trust Co.
Bank or thrift, Crowley LA		headquarters here; 5 offices hereask7 mi
3. FSB Bancshares, Inc.
Bank holding company, Church Point LA		headquarters here; 2 offices hereask15 mi
4. JD Bank
Bank or thrift, Jennings LA		7 home loans here, 2025ask15 mi
5. American Bank & Trust Company
Bank or thrift, Opelousas LA		5 home loans here, 2025ask27 mi
6. Washington State Bank
Bank or thrift, Washington LA		4 home loans here, 2025ask38 mi
7. The First National Bank of Jeanerette
Bank or thrift, Jeanerette LA		4 home loans here, 2025ask52 mi
8. Farmers-Merchants Bank & Trust Company
Bank or thrift, Breaux Bridge LA		3 home loans here, 2025ask35 mi
9. First Pioneers FCU
Credit union, Lafayette LA		website names Acadia Parishask24 mi

7 of these 9 lenders have received CDFI Fund awards, together $21.9M in fiscal years 2019–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

10 lenders

7 head offices and 34 branches or offices of 10 lenders on this page, within 30 miles of the centre of Acadia Parish. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

  • Personal / consumer loans (2 lenders)
  • Auto / vehicle loans (1 lender)
  • Credit-builder loans (1 lender)
  • Home mortgages (1 lender)
  • Agriculture / farm loans (1 lender)
  • Small-business loans (1 lender)

Banks and credit unions with a branch in this county

3 certified CDFIs have at least one office in Acadia Parish (FDIC office data as of 30 Oct 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 38 originated home loans for properties in Acadia Parish in 2025 under the Home Mortgage Disclosure Act: 5.3% of the 721 home loans that all HMDA lenders reported here.

Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Acadia Parish

Official statistics

Median household income in Acadia Parish is $45,562, 25% below the Louisiana figure of $60,756 (ACS 2020–2024).

Businesses here took 13.9 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: fewer than the median Louisiana county (19.2), rank 42 of 64.

MeasureAcadia ParishLouisiana
Businesses with paid employees (CBP 2023)1,150
(1.1% of the state)		108,561
…of which under 20 employees88%85%
Businesses without employees (Nonemployer Statistics 2023)5,031418,516
Median household income (ACS 2020–2024)$45,562
(25% below the state)		$60,756
SBA 7(a) and 504 approvals, all lenders, FY2020–FY202616
(15 7(a), 1 504)		2,762
…per 1,000 businesses with employees13.9
(rank 42 of 64 Louisiana counties)		19.2
(median county)
Median SBA 7(a) loan, all lenders$395,000$250,000
…with a certified CDFI as lender, CDC or third-party lender0
(0%)		483
(17%)

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

86 loans and investments totaling $12.6M (median $61,810) were reported to the CDFI Fund for borrowers and projects in Acadia Parish in fiscal year 2022, by 17 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Home purchase23$2.7M$106,000
Home improvement16$918,859$38,247
Real estate: commercial construction, permanent or acquisition15$4.9M$135,000
Non-real estate microenterprise11$339,376$40,758
Non-real estate business9$2M$160,000
Real estate: single-family housing rehabilitation7$632,630$54,636
Other purposes5$1.1M

Of 30 individual borrowers whose income was reported, 80% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 838 consumer loans in Acadia Parish totaling $11.7M (Consumer Loan Report, tract totals, so no median); they counted 66% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 4 · FY2019 8 · FY2020 18 · FY2021 204.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Lenders whose website names Acadia Parish or a town in it

Headquartered in Acadia Parish

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Louisiana

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.

Other Louisiana counties

Source: CDFI Atlas, cdfiatlas.com/states/la/counties/acadia-parish/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).