Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 9 Jun 2026 |
| RSSD ID | 956938 |
| Address | PO Box 516, Magee, MS 39111 Directions to the main office (Google Maps) |
| Website | www.priorityonebank.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.priorityonebank.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$8.9 million in 11 awards from the U.S. Treasury's CDFI Fund, 2015–2024 (Bank Enterprise Award Program; CDFI Equitable Recovery Program; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Bank Enterprise Award Program | $213,696 |
| 2023 | Bank Enterprise Award Program | $437,350 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2021 | Bank Enterprise Award Program | $170,699 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | Bank Enterprise Award Program | $202,898 |
| 2019 | Bank Enterprise Award Program | $245,547 |
| 2018 | Bank Enterprise Award Program | $233,244 |
| 2017 | Bank Enterprise Award Program | $233,389 |
| 2016 | Bank Enterprise Award Program | $227,282 |
| 2015 | Bank Enterprise Award Program | $199,860 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as PriorityOne Bank (FDIC cert 21906). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $1.2 billion (as of 30 Jun 2026) |
|---|---|
| Offices | 18 (as of 30 Oct 2026) |
Offices by state and county (18)
Mississippi (18 offices)
- Covington County (3): 200 Civic Blvd, Collins 39428; 215 Main St, Collins 39428; 217 W Main St, Seminary 39479
- Forrest County (1): 1140 Evelyn Gandy Pkwy, Petal 39465
- Lamar County (4): 6276 U S Highway 98, Hattiesburg 39402; 7144 U S Highway 98, Hattiesburg 39402; 104 Highway 589, Purvis 39475; 1193 Highway 42e, Sumrall 39482
- Madison County (2): 104 Church Rd., Madison 39110; 661 Sunnybrook Rd, Ridgeland 39157
- Rankin County (4): 1400 W Government St, Brandon 39042; 3500 Lakeland Dr, Flowood 39232; 528 Second St, Pelahatchie 39145; 1021 Highway 49 S, Richland 39218
- Scott County (1): 164 Highway 481 S, Morton 39117
- Simpson County (3): 220 Main Ave N, Magee 39111 (main office); 1596 Simpson Highway 49, Magee 39111; 3066 Simpson Highway 13, Mendenhall 39114
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by PriorityOne Bank (RSSD 956938, FDIC cert 21906). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $929.4 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 5.2% from $883.3 million on 30 Jun 2025 |
| Total assets | $1.18 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $161.1 million | 17.3% |
| Home equity lines of credit | $90.4 million | 9.7% |
| Commercial real estate, construction and multifamily | $533 million | 57.4% |
| Commercial and industrial (business) loans | $78.2 million | 8.4% |
| Farmland and farm production loans | $39.2 million | 4.2% |
| Consumer loans (credit cards, auto, other) | $23.3 million | 2.5% |
| All other loans and leases | $4.2 million | 0.4% |
Within consumer loans: auto loans $6.4 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 77 loans $2.9 million | 755 loans $18 million |
| $100,001 to $250,000 | 97 loans $11.6 million | 130 loans $12.9 million |
| $250,001 to $1 million | 170 loans $64.7 million | 64 loans $16.2 million |
| All small business loans | 344 loans $79.2 million | 949 loans $47 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 179 loans $6.1 million | 16 loans $434,000 |
| $100,001 to $250,000 | 82 loans $8.4 million | 4 loans $516,000 |
| $250,001 to $500,000 | 23 loans $5.6 million | none reported |
| All small farm loans | 284 loans $20.1 million | 20 loans $950,000 |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025PRIORITYONE BANK reported 629 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $136.3M (median loan about $175,000). 357 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 357 | 57% |
| Refinance (incl. 3 cash-out) | 136 | 22% |
| Home improvement | 57 | 9.1% |
| Other purpose | 79 | 13% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 471 | 75% |
| FHA-insured | 126 | 20% |
| VA-guaranteed | 18 | 2.9% |
| USDA (RHS or FSA) | 14 | 2.2% |
Included above: 197 home-equity or other open-end lines of credit; 3 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 52 counties with at least one; 97% of its 2025 loans were for properties in Mississippi:
- Rankin County, MS (130)
- Madison County, MS (93)
- Lamar County, MS (68)
- Hinds County, MS (60)
- Simpson County, MS (44)
- Covington County, MS (43)
- Forrest County, MS (40)
- DeSoto County, MS (17)
Filed under LEI 549300CYL5ZW4ISL7T55 as “PriorityOne Bank”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $140,000 (15 loans) | All 7(a) lenders in Mississippi: $222,350. Larger than the median loan of 36% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| SBA approvals, FY2023–24 → FY2025–26 | 5 → 3 | Rank among the 16 certified CDFIs in Mississippi with SBA approvals in either period: 9 → 10. |
| Total assets (Call Report, 30 Jun 2026) | $1.18 billion | Larger than 79% of the 82 other certified banks and bank holding companies in Mississippi (median $408.8 million). |
| Loans as a share of assets | 79% | Median of the same 82 banks and bank holding companies: 62%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $883.3 million → $929.4 million (+5%) | Median change of 82 other certified banks and bank holding companies in Mississippi: +9%. Rank by loans held among these 83: 13 → 13. |
| Home loans originated in 2025 (HMDA) | 629 | More than 89% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 36% |
| SBA approvals then vs now | certified CDFIs in Mississippi with SBA approvals FY2023–2026 | 15 | rank 9 → 10 of 16 |
| Call Report total assets | other certified banks and bank holding companies in Mississippi | 82 | larger than 79% |
| Loans held then vs now | certified banks and bank holding companies in Mississippi reporting both dates | 82 | rank 13 → 13 of 83 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 89% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 15 SBA-backed approvals for PRIORITYONE BANK in fiscal years 2020–2026 (October 2019 to September 2026):
- 15 7(a) loans as the lender: $3.6M in total (gross amount approved), median $140,000
By fiscal year: FY2020 2 · FY2021 2 · FY2022 3 · FY2023 0 · FY2024 5 · FY2025 0 · FY2026 3.
What actually happened
- Size of its 7(a) loans: half were between $50,000 and $287,000, median $140,000 (15 loans)
- Term of its 7(a) loans: median 120 months (10 years) (15 loans)
- Fixed or variable: 53% of its 7(a) loans had a fixed rate (15 loans)
- Young businesses: 67% of its 7(a) loans went to a startup or a business two years old or less (15 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) standard (13, 87%)
- 7(a) SBA Express (2, 13%)
Borrower industries
NAICS sector, 3 or more loans.
- Retail trade (4)
- Agriculture, forestry, fishing and hunting (4)
- Accommodation and food services (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
How this lender was matched in the SBA files: FDIC cert 21906, found through the RSSD ID on the CDFI Fund list (SBA lists “PriorityOne Bank”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. PRIORITYONE BANK may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Magee and Mississippi
- PriorityOne Capital CorporationBank holding company · Magee, MSOfficial list only
- BANK OF BROOKHAVENBank or thrift · Brookhaven, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Small-business loansVerified
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
- Bancorp Of Okolona, INcBank holding company · Okolona, MSVerified
- Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…Verified
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