At a glance
From its website, read 2 Nov 2026SIXTH AVENUE BAPTIST FCU is a credit union based in Birmingham, Alabama. Its website describes auto loans and home mortgages. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Phone | (800) 560-7182 source |
|---|---|
| Lending | (205) 322-6654 source |
| Apply online | Page with the application link |
| Website | www.sixthavebaptistfcu.org |
| Office (official list) | 1101 Martin Luther King Jr Dr, Birmingham, AL 35211 |
What their website says about applying
If you’re a member, apply for a loan through our online banking platform.
sourceIf you are not a member, apply for membership first.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Auto / vehicle loans | Term: see their wording | New Vehicle Up to 100% financing to qualified applicants with terms up to 60 months. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 18 Aug 2026 |
| RSSD ID | 492883 |
| Address | 1101 Martin Luther King Jr Dr, Birmingham, AL 35211 Directions (Google Maps) |
| Website | www.sixthavebaptistfcu.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Maximum loan amounts and current rates are not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | Up to 100% financing to qualified applicants with terms up to 60 months. | source |
| Home mortgages | — | Financing for up to 80% of the appraised value. | source |
Loan sizes
Minimum loan request is $250.00.
source
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. If you’re a member, apply for a loan through our online banking platform.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as SIXTH AVENUE BAPTIST (charter 15938). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $5.2 million (as of 30 Jun 2026) |
|---|---|
| Members | 832 (as of 30 Jun 2026) |
| Offices | 1 (as of 30 Jun 2026) |
Offices by state and county (1)
Alabama (1 office)
- Jefferson County (1): 1101 Martin Luther King Jr Dr, Birmingham 35211 (main office)
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by SIXTH AVENUE BAPTIST FCU (NCUA charter 15938, filed as “SIXTH AVENUE BAPTIST”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $3.9 million, 217 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 7.0% from $3.6 million on 30 Jun 2025 |
| Members | 832 (as of 30 Jun 2026); 845 (as of 30 Jun 2025) |
| Loans per member | $4,680 (total loans divided by members, 30 Jun 2026) |
| Total assets | $5.2 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $452,322 | 11.6% |
| Used vehicle loans | $1.8 million | 46.3% |
| First-lien home mortgages (1-4 family) | $922,551 | 23.7% |
| Other real estate loans (junior liens, other) | $100,674 | 2.6% |
| Other unsecured loans | $369,391 | 9.5% |
| Leases and other secured loans | $244,866 | 6.3% |
None reported on the 30 Jun 2026 report: commercial (business) loans; credit cards.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $5.2 million | Larger than 40% of the 5 other certified credit unions in Alabama (median $62.3 million). |
| Loans as a share of assets | 75% | Median of the same 5 credit unions: 54%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $3.6 million → $3.9 million (+7%) | Median change of 5 other certified credit unions in Alabama: +12%. Rank by loans held among these 6: 4 → 4. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions in Alabama | 5 | larger than 40% |
| Loans held then vs now | certified credit unions in Alabama reporting both dates | 5 | rank 4 → 4 of 6 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Birmingham and Alabama
- Bronze Valley CorpVenture capital fund · Birmingham, ALOfficial list only
- CAMINO LOAN FUND LLCLoan fund · Birmingham, ALOfficial list only
- OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loansVerified
- Sabre Finance d/b/a VentureSouthLoan fund · Birmingham, ALEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Work at SIXTH AVENUE BAPTIST FCU? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.