CDFI small business loans in Alabama

Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Alabama or names Alabama, or a county or town in it, as its service area. 8 other verified lenders that serve Alabama did not mention small business loans on the pages we read, and 17 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 18 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	4 loan funds, 3 credit unions, 7 banks or thrifts, 4 bank holding companies
Largest amount stated	1 lender state a maximum: median $350,000, range $350,000 to $350,000
Smallest amount stated	1 lender state a minimum: median $10,000, lowest $10,000
Borrower focus stated	Startups (2), First-time homebuyers (1), Low- and moderate-income / underserved (1), Farmers / ranchers (1), Veterans (1)
Languages other than English	Spanish (1)
Online application link found	8 of 18
Service area stated on their site	10 of 18

See also all 38 CDFIs headquartered in Alabama, CDFI small business loans in every state.

Headquartered in Alabama (14)

• AOD Federal Credit UnionCredit union · Bynum, ALAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans…AODFCU has business loans to suit ALL of your business needs!Verified
• CNB Bancorp Inc.Bank holding company · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…Commonwealth National Bank offers a wide range of loan options to support both small and medium-sized businesses.Verified
• Commercial Bancshares of Ozark, Inc.Bank holding company · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Let us help finance and grow your business. From commercial real estate, equipment and vehicle purchase financing to business lines of creditVerified
• Commercial Bank of Ozark, TheBank or thrift · Ozark, ALAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…From commercial real estate, equipment and vehicle purchase financing to business lines of credit, the Commercial Bank of Ozark offers loans structured to meet the needs of small and large businesses.Verified
• Commonwealth National BankBank or thrift · Mobile, ALCommercial real estate loans, Equipment loans, Home mortgages, Personal / consumer loans…Small Business LoansVerified
• FIVE STAR CREDIT UNIONCredit union · Dothan, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…Flexible repayment periods help keep cash flow on track as you get the capital needed to open a business, expand operations, add employees, or purchase equipment and vehicles.Verified
• Friend BankBank or thrift · Slocomb, ALAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…Whether providing working capital, financing inventory, purchasing equipment, or something in between, we have a solution designed for every situation.Verified
• Merchants & Farmers Bank of Greene CountyBank or thrift · Eutaw, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Operating Lines of CreditVerified
• North Alabama Revolving Loan Fund, LLCLoan fund · Huntsville, ALEquipment loans, Small-business loans$10,000 to $350,000Loan Size: $10,000 - $350,000Verified
• Peoples Bank of GreensboroBank or thrift · Greensboro, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…our Business Loan options help you grow and manage your companyVerified
• Robertson Banking CompanyBank or thrift · Demopolis, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Nonprofit / community facility loans…We offer loans and lines of credit for various types of businesses.Verified
• SNB Holdings, Inc.Bank holding company · Slocomb, ALAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…We are committed to promoting and enhancing the prosperity of our small business customers through a variety of lending solutions.Verified
• Sabre Finance d/b/a VentureSouthLoan fund · Birmingham, ALEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansWe work with entrepreneurs to help start or grow small businessesVerified
• The Bridgeway Federal Credit UnionCredit union · Phenix City, ALAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans…Bridgeway Business Purpose Loans can help keep your business moving forward.Verified

Based elsewhere, say they serve Alabama (4)

Their own website names Alabama, or a county or town in it, in its service area.

• BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Competitive rates for a wide range of business expenses:Service area: Communities in Alabama and MississippiVerified
• BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…We offer competitive rates for a variety of business needs, from stocking your shelves to spreading the word about your brand.Service area: Communities in Alabama and MississippiVerified
• LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansSBA 504 Small Business LoansService area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified
• Renaissance Community Loan Fund, Inc.Loan fund · Gulfport, MSHome repair / improvement loans, Home mortgages, Small-business loansRenaissance Community Loan Fund provides commercial lending services to established businesses as well as start-ups.Service area: Mississippi and Alabama, statewideVerified

National lenders (13)

These lenders say they lend nationwide and do not exclude Alabama. They are not counted above.

• Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansFinancing Small Business Loan | Flexible Funding OptionsVerified
• Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loansWe offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.Verified
• Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loansBusiness Term Loan • Receive funds as a one-time lump sum for larger investments in your businessVerified
• Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loansProducts include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.Verified
• Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loansWe specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.Verified
• Grow America Fund, Inc.Loan fund · Boston, MASmall-business loansWe seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.Verified
• Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loansLISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.Verified
• NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loansWe seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.Verified
• National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loansWe provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.Verified
• REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1MRIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.Verified
• Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1MLoans of $5,000 to $1,000,000 are available for one to ten years.Verified
• UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loansSmall business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.Verified
• Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loansUSI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.Verified

County pages in Alabama with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Alabama

CDFI small business loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.