Loan type × state · PR
CDFI small business loans in Puerto Rico
10 certified CDFIs that serve Puerto Rico describe small business loans on their own websites: 10 headquartered in Puerto Rico. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 10
- Based in PR
- 10
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Puerto Rico or names Puerto Rico, or a county or town in it, as its service area. 30 other verified lenders that serve Puerto Rico did not mention small business loans on the pages we read, and 43 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 10 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 1 loan fund, 9 credit unions |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $40,000, range $40,000 to $40,000 |
| Smallest amount stated | 2 lenders state a minimum: median $14,000, lowest $3,000 |
| Borrower focus stated | Nonprofits (1), Low- and moderate-income / underserved (1), Rural (1), Veterans (1), Women (1) |
| Languages other than English | Spanish (10) |
| Online application link found | 6 of 10 |
| Service area stated on their site | 1 of 10 |
See also all 83 CDFIs headquartered in Puerto Rico, CDFI small business loans in every state.
Headquartered in Puerto Rico (10)
- COOPERATIVA DE AHORRO Y CREDITO VILLA-COOP AGUSTIN BURGOS RIVERACredit union · Villaba, PRAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…up to $40,000
Línea de Crédito hasta $40,000
Verified - Caribe Federal Credit UnionCredit union · San Juan, PRAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Energy / solar / efficiency loans…from $25,000
From $25,000 and up
Verified - Cooperativa Ahorro y Credito Roosevelt RoadCredit union · Fajardo, PRAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home mortgages…
En la Cooperativa Roosevelt Roads tenemos a tu disposición, varias alternativas de financiamiento que te permitirán materializar tus planes
Verified - Cooperativa De Ahorro Y Credito CidrenaCredit union · Cidra, PRAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans…
Crédito concedido para propósitos de comercio, agrícolas, industriales o profesionales.
Verified - Cooperativa De Ahorro Y Credito De LaresCredit union · Lares, PRAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loans
Línea de Crédito Comercial
Verified - Cooperativa de Ahorro y Credito Aguas Buenas d/b/a BUENACOOPCredit union · Aguas Buenas, PRAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
¿Necesitas impulsar tu negocio? Nuestros préstamos comerciales ofrecen tasas competitivas y condiciones flexibles para que puedas crecer y alcanzar tus metas.
Verified - Cooperativa de Ahorro y Credito AibonitenaCredit union · Aibonito, PRAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
apoyamos el desarrollo de los negocios de nuestra comunidad con soluciones de financiamiento diseñadas para impulsar su crecimiento
Verified - Cooperativa de Ahorro y Credito OrientalCredit union · Humacao, PRAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
Ofrecemos préstamos comerciales que se ajustan a la necesidad del negocio.
Verified - Cooperativa de Ahorro y Credito Padre MacDonaldCredit union · Ponce, PRAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans…
Soluciones adaptadas a pequeñas y medianas empresas
Verified - Corporacion Para El Financiamiento Empresarial Del Comercio Y De Las Comunidades (COFECC)Loan fund · San Juan, PRMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansfrom $3,000
Prestamos desde $3,000 a negocios nuevos o ya establecidos, ubicados en áreas rurales.
Verified
National lenders (13)
These lenders say they lend nationwide and do not exclude Puerto Rico. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Puerto Rico with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Puerto Rico
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/pr/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).