Loan type × state · SC
CDFI personal loans in South Carolina
12 certified CDFIs that serve South Carolina describe personal loans on their own websites: 12 headquartered in South Carolina. 1 national lender with the same product is listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 12
- Based in SC
- 12
- National
- 1
Counted from each lender's own website: a lender is listed when it describes personal loans on a page we read and is headquartered in South Carolina or names South Carolina, or a county or town in it, as its service area. 9 other verified lenders that serve South Carolina did not mention personal loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 12 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 8 credit unions, 2 banks or thrifts, 2 bank holding companies |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $15,000, range $10,000 to $20,000 |
| Smallest amount stated | 1 lender state a minimum: median $250, lowest $250 |
| Borrower focus stated | First-time homebuyers (4), Veterans (3), Rural (2), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 8 of 12 |
| Service area stated on their site | 4 of 12 |
See also all 20 CDFIs headquartered in South Carolina, the guide CDFI loans with bad credit.
Headquartered in South Carolina (12)
- Berkeley Community Federal Credit UnionCredit union · Moncks Corner, SCAuto / vehicle loans, Personal / consumer loansup to $10,000
We currently offer personal installment loans with terms of up to 48 months and loan amounts of up to $10,000.00 (with approved credit).
Verified - Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Personal Loans
Verified - HopeSouth FCUCredit union · Abbeville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
A simple, local personal loan could help you:
Verified - Neighbors United Federal Credit UnionCredit union · Greenwood, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
To apply for a low-rate Personal Loan or a Line of Credit, contact us at
Verified - Optus BankBank or thrift · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
For qualified borrowers, unsecured loans provide quick access to funds
Verified - Optus Financial CorporationBank holding company · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
For qualified borrowers, unsecured loans provide quick access to funds
Verified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…$250 to $20,000
$250 to $20,000
Verified - SPC Credit UnionCredit union · Hartsville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
SPC offers personal loans to Members who have a sound credit standing.
Verified - Security Federal BankBank or thrift · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
Fulfill your dreams with Security Federal Bank's personalized loan offerings.
Verified - Security Federal CorporationBank holding company · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
Explore our fixed-rate personal loan options to lock in stability and peace of mind as you pursue your goals.
Verified - Spero Financial Federal Credit UnionCredit union · Greenville, SCAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
With a Personal Loan from Spero, you can use the funds on pretty much anything you choose.
Verified - Upstate Federal Credit UnionCredit union · Anderson, SCAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Personal loans are available for a term up to 48 months.
Verified
National lenders (1)
These lenders say they lend nationwide and do not exclude South Carolina. They are not counted above.
County pages in South Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in South Carolina
CDFI personal loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/sc/personal-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).