Loan type × state · SC
CDFI commercial real estate loans in South Carolina
9 certified CDFIs that serve South Carolina describe commercial real estate loans on their own websites: 7 headquartered in South Carolina and 2 based elsewhere whose stated service area includes South Carolina. 9 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 9
- Based in SC
- 7
- Based elsewhere
- 2
- National
- 9
Counted from each lender's own website: a lender is listed when it describes commercial real estate loans on a page we read and is headquartered in South Carolina or names South Carolina, or a county or town in it, as its service area. 12 other verified lenders that serve South Carolina did not mention commercial real estate loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 9 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 4 loan funds, 3 credit unions, 1 bank or thrift, 1 bank holding company |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $5.5M, range $5.5M to $5.5M |
| Borrower focus stated | Rural (3), Veterans (2), First-time homebuyers (2), Low- and moderate-income / underserved (1), Minority / BIPOC (1), Women (1) |
| Languages other than English | Spanish (3) |
| Online application link found | 7 of 9 |
| Service area stated on their site | 7 of 9 |
Headquartered in South Carolina (7)
- Business Development Corp of SCLoan fund · Columbia, SCCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
This video provides a clear, concise breakdown of the SBA 504 Loan Program, the ideal solution for acquiring commercial real estate and major equipment.
Verified - CLIMB FundLoan fund · Charleston, SCCommercial real estate loans, Microloans, Small-business loans
Use of Funds: purchase or improve owner-occupied real estate
Verified - Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Commercial Real Estate Loans
Verified - Optus BankBank or thrift · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Loans designed for the acquisition, refinancing, or improvement of owner-occupied or investment commercial real estate properties
Verified - Optus Financial CorporationBank holding company · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Loans designed for the acquisition, refinancing, or improvement of owner-occupied or investment commercial real estate properties
Verified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…
Available for owner-occupied properties, as well as investment properties such as office buildings, industrial/warehouse and retail facilities.
Verified - Spero Financial Federal Credit UnionCredit union · Greenville, SCAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Spero Financial offers competitive, low rates for the purchase, refinance, or construction of commercial properties.
Verified
Based elsewhere, say they serve South Carolina (2)
Their own website names South Carolina, or a county or town in it, in its service area.
- LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Purchases
Service area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified - Small Business Assistance CorporationLoan fund · Savannah, GACommercial real estate loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…up to $5.5M
Financing commercial real estate loans up to $5.5 Million.
Service area: Southeast Georgia and the Low Country of South CarolinaVerified
National lenders (9)
These lenders say they lend nationwide and do not exclude South Carolina. They are not counted above.
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer a full range of flexible loan products for commercial real estate projects, including:
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
CPC Mortgage Company financial services include a suite of mortgage financing options for multifamily properties, across refinance, acquisition, construction and bridge loan executions, as well as full mortgage servicing, for low, moderate and middle income communities.
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loansup to $1.2M
Up to $1.2 million for the development of affordable housing or community facilities. Financing is available for all stages of development
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Short and long-term loans for real estate acquisition, equipment, and debt refinancing.
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Bridge Lending: Through our CDFI, OPAL provides bridge lending for state and federal HTC equity – and can, depending on the repayment source, bridge additional federal, state, and local credits or incentives as well.
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
We offer commercial real estate development loans, creating new spaces for mission-driven organizations and small businesses to bring economic opportunity to communities most in need.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
A construction loan helps businesses build out or renovate their physical space to support growth.
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
and social impact real estate projects
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Real estate acquisition or refinance
Verified
County pages in South Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in South Carolina
CDFI commercial real estate loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.