Loan type × state · SC
CDFI auto loans in South Carolina
12 certified CDFIs that serve South Carolina describe auto loans on their own websites: 12 headquartered in South Carolina. 2 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 12
- Based in SC
- 12
- National
- 2
Counted from each lender's own website: a lender is listed when it describes auto loans on a page we read and is headquartered in South Carolina or names South Carolina, or a county or town in it, as its service area. 9 other verified lenders that serve South Carolina did not mention auto loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 12 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 8 credit unions, 2 banks or thrifts, 2 bank holding companies |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Smallest amount stated | 1 lender state a minimum: median $5,000, lowest $5,000 |
| Borrower focus stated | First-time homebuyers (4), Veterans (3), Rural (2), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 8 of 12 |
| Service area stated on their site | 4 of 12 |
Headquartered in South Carolina (12)
- Berkeley Community Federal Credit UnionCredit union · Moncks Corner, SCAuto / vehicle loans, Personal / consumer loans
BCFCU offers competitive financing on new and used automobiles, boats & accessories, motorcycles, campers & travel trailers and motor homes.
Verified - Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Get pre-approved with us before you shop so you can sign and drive right from the dealership.
Verified - HopeSouth FCUCredit union · Abbeville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
Why Choose HopeSouth Auto Loans?
Verified - Neighbors United Federal Credit UnionCredit union · Greenwood, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
We offer low, competitive rates for both new and used:
Verified - Optus BankBank or thrift · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
From auto loans to flexible lines of credit, Optus Bank offers secure lending options
Verified - Optus Financial CorporationBank holding company · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
From auto loans to flexible lines of credit, Optus Bank offers secure lending options
Verified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…from $5,000
Minimum loan amount approved $5,000.
Verified - SPC Credit UnionCredit union · Hartsville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
Finance your next car with SPC Credit Union for
Verified - Security Federal BankBank or thrift · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
Auto loans are easier when you stay local. Apply ONline or at your local branch today.
Verified - Security Federal CorporationBank holding company · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
Hit the road with confidence through Security Federal Bank’s specialized auto loan options.
Verified - Spero Financial Federal Credit UnionCredit union · Greenville, SCAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Whether you're buying a new or used vehicle or needing to refinance, Spero Financial provides convenient financing customized to your needs
Verified - Upstate Federal Credit UnionCredit union · Anderson, SCAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Financing up to 100% of purchase price or NADA retail value, whichever is less.
Verified
National lenders (2)
These lenders say they lend nationwide and do not exclude South Carolina. They are not counted above.
- Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
For reference, here are Affinity’s
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Mobility Trust's financial services bring life-changing vehicles to the people who need them.
Verified
County pages in South Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in South Carolina
CDFI auto loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.