At a glance
From its website, read 2 Nov 2026Pacific Community Fund is a loan fund based in Daly City, California. Its website describes small-dollar emergency loans, personal loans and small-business loans. Where it lends: California and beyond. You can start an application online. It serves borrowers in Tagalog.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (650) 952-0522 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.pacific-fund.org |
| Office (official list) | 318 Westlake Center, Suite 270, Daly City, CA 94015 |
What their website says about applying
Call us to apply (650) 952-0522
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 16 May 2017 |
| RSSD ID | — (none listed) |
| Address | 318 Westlake Center, Suite 270, Daly City, CA 94015 Directions (Google Maps) |
| Website | www.pacific-fund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan amounts beyond the small-dollar loan were not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | up to $2,500 | Small Dollar Loans – Up to $2,500 | source |
| Personal / consumer loans | — | Personal Loans, Expert advice on | source |
| Small-business loans | — | Select from flexible term loans or revolving credit lines designed to support your cash flow. | source |
Loan sizes
Small Dollar Loans – Up to $2,500
source
Service area
California and beyond
ensuring that communities across California and beyond have the tools and capital they need to grow, thrive, and build lasting success.
source
Borrower focus
- Not stated on the pages we read.
Languages
- Tagalog
Inilunsad ng Pacific Community Fund ang LA Fire Relief Fund zero-interest loan program
source
Online application
Yes — the site links to an application. Click here to Apply
source
Pages read (7)
- https://pacific-fund.org/
- https://pacific-fund.org/personal-loans/
- https://pacific-fund.org/business-loans/
- https://pacific-fund.org/pacific-community-fund-naglunsad-ng-zero-interest-na-la-fire-relief-fund-loan-program-para-tumulong-sa-mga-apektadong-residente-at-mahalagang-manggagawa/
- https://pacific-fund.org/disaster-loans/
- https://pacific-fund.org/imelda-siocheng-of-pacific-community-fund-serves-as-panelist-at-facc-oc-secrets-to-success-small-business-conference/
- https://pacific-fund.org/board-of-directors/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your small-dollar emergency loans and personal loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.7 million in 5 awards from the U.S. Treasury's CDFI Fund, 2010–2022 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $941,958 |
| 2021 | CDFI Program, Financial Assistance | $300,000 |
| 2021 | CDFI Rapid Response Program | $1,000,000 |
| 2021 | Small Dollar Loan Program | $415,000 |
| 2010 | CDFI Program, Technical Assistance | $64,286 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $15.6M |
|---|---|
| Total liabilities | $7.1M |
| Net assets | $8.5M |
| Total revenue | $1.6M |
| Notes and loans receivable, net (Part X line 7) | $7.1M |
| Program-related investments (Part X line 13) | $2M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 33-1095784, filed as “PACIFIC COMMUNITY FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $16M | $6.3M | $8.1M | $5M |
| Dec 2022 (990) | $19.7M | $10.7M | $10.2M | $8.7M |
| Dec 2023 (990) | $15.6M | $8.5M | $1.6M | $7.1M |
Total assets fell 2% from Dec 2021 to Dec 2023; notes and loans receivable rose 42%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $15.6M | Larger than 40% of the 47 other certified loan funds and venture funds in California with a matched Form 990 (median $18.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in California | 47 | larger than 40% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Daly City and California
- AccessityLoan fund · San Diego, CASmall-business loansVerified
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- American Nonprofits, Inc.Loan fund · Santa Cruz, CAVerified
- Apoyo Financiero Inc.Loan fund · Concord, CAPersonal / consumer loans, Small-business loansVerified
Work at Pacific Community Fund? Link to this page
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