At a glance
From its website, read 2 Nov 2026Hmong American Partnership ECDC is a loan fund based in Saint Paul, Minnesota. Its website describes small-dollar emergency loans, equipment loans and small-business loans. Stated loan amounts run from $500 to $50,000.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (651) 495-9160 source |
|---|---|
| Website | www.hmong.org |
| Office (official list) | 394 University Ave W 2nd Floor, Saint Paul, MN 55103 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | Rates: 2%-8% | source |
| Loans (general) | Term: see their wording | Terms: 12-60 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 28 Apr 2023 |
| RSSD ID | — (none listed) |
| Address | 394 University Ave W 2nd Floor, Saint Paul, MN 55103 Directions (Google Maps) |
| Website | www.hmong.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The 2017 SBA microloan item is a news article; current loan terms come from the lending page. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | — | Emergency Relief | source |
| Equipment loans | — | Equipment Loan | source |
| Small-business loans | — | HAP offers a variety of loans to economically disadvantaged clients from the immigrant and refugee communities who are interested in starting or expanding a business. | source |
Loan sizes
Loan amount available: $500-$50,000
source
Range used for the size filter: $500 to $50,000
Service area
Not stated on the pages we read.
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://hmong.org/
- https://hmong.org/2017/06/hap-receives-350000-from-small-business-administration-for-microloans-for-small-business-development-program/
- https://hmong.org/2017/06/hap-receives-350000-from-small-business-administration-for-microloans-for-small-business-development-program/website_crop-3/
- https://hmong.org/hap-impact-areas/economic-prosperity/lending-and-financial-services/
- https://hmong.org/2021/09/business-support-and-services-available-at-hap/
- https://hmong.org/hap-impact-areas/
- https://hmong.org/hap-home-page/empowerment-services_2560x1440/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What is the APR, including fees, on your small-dollar emergency loans?
Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $50,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 7% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 7% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in Saint Paul and Minnesota
- Latino Economic Development CenterLoan fund · Saint Paul, MNAgriculture / farm loans, Small-business loansVerified
- NeDA Centro de Finanzas LLCLoan fund · Saint Paul, MNOfficial list only
- NEIGHBORHOOD DEVELOPMENT CENTERLoan fund · Saint Paul, MNCommercial real estate loans, Credit-builder loans, Energy / solar / efficiency loans, Microloans…Verified
- Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
- University Financial Corp.Bank holding company · Saint Paul, MNAuto / vehicle loans, Commercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage)Verified
- WomenventureLoan fund · Saint Paul, MNSmall-business loansVerified
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