At a glance
From its website, read 2 Nov 2026Chautauqua Opportunities for Development, Inc. is a loan fund based in Dunkirk, New York. Its website describes microloans. Where it lends: Chautauqua County and surrounding communities.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (716) 366-3335 source |
|---|---|
| Phone | (716) 366-3333 source |
| Website | www.chautauquaopportunities.com |
| Office (official list) | 17 West Courtney Street, Dunkirk, NY 14048 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 17 West Courtney Street, Dunkirk, NY 14048 Directions (Google Maps) |
| Website | www.chautauquaopportunities.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Only one brief CODI page describes lending; no loan amounts, terms or application details were found. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Microloans | — | CODI provides micro-loans, business consulting, and business start-up training to help local businesses grow and invest in our community. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Chautauqua County and surrounding communities
CODI’s mission is to develop opportunities for new and existing entrepreneurs in Chautauqua County and surrounding communities.
source
Counties this matches: Chautauqua County, NY
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.chautauquaopportunities.com/
- https://www.chautauquaopportunities.com/codi-economic-development/
- https://www.chautauquaopportunities.com/financial-education-services/
- https://www.chautauquaopportunities.com/financial-information/
- https://www.chautauquaopportunities.com/ece-home-based-services/
- https://www.chautauquaopportunities.com/housing-community-development-housing-services/
- https://www.chautauquaopportunities.com/my-calendar/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your microloans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$923,519 in 7 awards from the U.S. Treasury's CDFI Fund, 2006–2022 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2020 | CDFI Program, Technical Assistance | $109,519 |
| 2019 | CDFI Program, Financial Assistance | $139,000 |
| 2018 | CDFI Program, Technical Assistance | $125,000 |
| 2015 | CDFI Program, Technical Assistance | $125,000 |
| 2011 | CDFI Program, Financial Assistance | $150,000 |
| 2006 | CDFI Program, Financial Assistance | $150,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Oct 2023| Total assets | $583,148 |
|---|---|
| Total liabilities | $90,963 |
| Net assets | $492,185 |
| Total revenue | $217,949 |
| Notes and loans receivable, net (Part X line 7) | $216,960 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending October 2023 (tax year 2022; EIN 81-0568035, filed as “CHAUTAUQUA OPPORTUNITIES FOR DEVELOPMENT INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Oct 2021 (990) | $553,378 | $477,854 | $184,091 | $102,691 |
| Oct 2022 (990) | $580,188 | $515,972 | $201,714 | $223,118 |
| Oct 2023 (990) | $583,148 | $492,185 | $217,949 | $216,960 |
Total assets grew 5% from Oct 2021 to Oct 2023; notes and loans receivable rose 111%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $583,148 | Larger than 5% of the 39 other certified loan funds and venture funds in New York with a matched Form 990 (median $16.2M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in New York | 39 | larger than 5% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Dunkirk and New York
- ADIRONDACK ECONOMIC DEVELOPMENT CORPORATIONLoan fund · Saranac Lake, NYSmall-business loansVerified
- Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Amplify Equity, Inc.Loan fund · Elmira, NYSmall-business loansVerified
- Ascendus Inc.Loan fund · New York, NYChild-care facility financing, Credit-builder loans, Small-business loansVerified
- BOC Capital Corp.Loan fund · Brooklyn, NYEnergy / solar / efficiency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- BlocPower L.L.C.Loan fund · Brooklyn, NYEnergy / solar / efficiency loansVerified
Work at Chautauqua Opportunities for Development, Inc.? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.