Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | 3368925 |
| Address | 69 East 167th St, Bronx, NY 10452 Directions (Google Maps) |
| Website | www.springbankny.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.springbankny.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.2 million in 13 awards from the U.S. Treasury's CDFI Fund, 2012–2024 (Bank Enterprise Award Program; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Bank Enterprise Award Program | $280,369 |
| 2023 | Bank Enterprise Award Program | $437,350 |
| 2021 | Bank Enterprise Award Program | $170,699 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | Bank Enterprise Award Program | $202,898 |
| 2019 | Bank Enterprise Award Program | $245,547 |
| 2018 | Bank Enterprise Award Program | $233,244 |
| 2017 | Bank Enterprise Award Program | $233,389 |
| 2016 | Bank Enterprise Award Program | $227,282 |
| 2015 | Bank Enterprise Award Program | $265,496 |
| 2014 | Bank Enterprise Award Program | $355,000 |
| 2013 | Bank Enterprise Award Program | $323,000 |
| 2012 | Bank Enterprise Award Program | $415,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as Spring Bank (FDIC cert 58668). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $641 million (as of 30 Jun 2026) |
|---|---|
| Offices | 2 (as of 30 Oct 2026) |
Offices by state and county (2)
New York (2 offices)
- Bronx County (1): 69 E 167th St, Bronx 10452 (main office)
- Kings County (1): 356 Van Brunt St, Brooklyn 11231
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by Spring Bank (RSSD 3368925, FDIC cert 58668). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $456.6 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 33.8% from $341.2 million on 30 Jun 2025 |
| Total assets | $641 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $43 million | 9.4% |
| Home equity lines of credit | $6.9 million | 1.5% |
| Commercial real estate, construction and multifamily | $374.9 million | 81.7% |
| Commercial and industrial (business) loans | $32.9 million | 7.2% |
| Consumer loans (credit cards, auto, other) | $1.4 million | 0.3% |
| All other loans and leases | $14,000 | <0.1% |
None reported on the 30 Jun 2026 report: farmland and farm production loans.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 1 loan $81,000 | 14 loans $280,000 |
| $100,001 to $250,000 | none reported | 10 loans $724,000 |
| $250,001 to $1 million | 47 loans $26 million | 19 loans $6.3 million |
| All small business loans | 48 loans $26.1 million | 43 loans $7.3 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $960,000 (19 loans) | All 7(a) lenders in New York: $130,000. Larger than the median loan of 97% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| SBA approvals, FY2023–24 → FY2025–26 | 10 → 8 | Rank among the 9 certified CDFIs in New York with SBA approvals in either period: 4 → 5. |
| Total assets (Call Report, 30 Jun 2026) | $641 million | Larger than 69% of the 321 other certified banks and bank holding companies nationwide (median $381.4 million). |
| Loans as a share of assets | 71% | Median of the same 321 banks and bank holding companies: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $341.2 million → $456.6 million (+34%) | Median change of 321 other certified banks and bank holding companies nationwide: +7%. Rank by loans held among these 322: 119 → 92. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 97% |
| SBA approvals then vs now | certified CDFIs in New York with SBA approvals FY2023–2026 | 8 | rank 4 → 5 of 9 |
| Call Report total assets | other certified banks and bank holding companies nationwide | 321 | larger than 69% |
| Loans held then vs now | certified banks and bank holding companies nationwide reporting both dates | 321 | rank 119 → 92 of 322 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 30 SBA-backed approvals for Spring Bank in fiscal years 2020–2026 (October 2019 to September 2026):
- 19 7(a) loans as the lender: $37.9M in total (gross amount approved), median $960,000
- 11 504 projects as the third-party (first-lien) lender: $21M in total (its own third-party loan amount), median $892,433
By fiscal year: FY2020 1 · FY2021 6 · FY2022 5 · FY2023 6 · FY2024 4 · FY2025 3 · FY2026 5.
What actually happened
- Size of its 7(a) loans: half were between $425,000 and $4.1M, median $960,000 (19 loans)
- Size of its 504 first-lien loans (third-party lender): half were between $749,630 and $1.7M, median $892,433 (11 loans)
- Term of its 7(a) loans: median 300 months (25 years) (19 loans)
- Term of its 504 first-lien loans (third-party lender): median 300 months (25 years) (11 loans)
- Fixed or variable: 5% of its 7(a) loans had a fixed rate (19 loans)
- Young businesses: 39% of its 7(a) loans went to a startup or a business two years old or less (18 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) standard (18, 60%)
- 504 projects (as the third-party lender) (11, 37%)
- 7(a) SBA Express (1, 3%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (19)
- Retail trade (3)
- Professional, scientific, and technical services (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Kings County, NY (6)
- Queens County, NY (5)
- Bronx County, NY (4)
- Westchester County, NY (4)
How this lender was matched in the SBA files: FDIC cert 58668, found through the RSSD ID on the CDFI Fund list (SBA lists “Spring Bank”); 504 third-party lender name: same organisation by name and state, checked by hand (SBA lists “Spring Bank”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Spring Bank may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Bronx and New York
- CheckSpring Community CorporationBank holding company · Bronx, NYOfficial list only
- New Covenant Dominion Federal Credit UnionCredit union · Bronx, NYOfficial list only
- Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…Verified
- Ponce Financial GroupBank holding company · Bronx, NYOfficial list only
Work at Spring Bank? Link to this page
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