Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | 3368916 |
| Address | 69 E 167th Street, Bronx, NY 10452 Directions (Google Maps) |
| Website | www.springbankny.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.springbankny.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$9.9 million in 12 awards from the U.S. Treasury's CDFI Fund, 2014–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; Small Dollar Loan Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Small Dollar Loan Program | $250,628 |
| 2022 | CDFI Equitable Recovery Program | $3,718,258 |
| 2022 | CDFI Program, Financial Assistance | $797,900 |
| 2022 | Small Dollar Loan Program | $156,174 |
| 2021 | CDFI Program, Financial Assistance | $676,530 |
| 2021 | Small Dollar Loan Program | $255,000 |
| 2019 | CDFI Program, Financial Assistance | $599,000 |
| 2018 | CDFI Program, Financial Assistance | $400,000 |
| 2017 | CDFI Program, Financial Assistance | $930,405 |
| 2016 | CDFI Program, Financial Assistance | $700,000 |
| 2015 | CDFI Program, Financial Assistance | $700,000 |
| 2014 | CDFI Program, Financial Assistance | $700,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $79.8 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: Spring Bank (FDIC cert 58668, total assets $641 million). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $641 million (as of 30 Jun 2026) |
|---|---|
| Offices | 2 (as of 30 Oct 2026) |
Offices by state and county (2)
New York (2 offices)
- Bronx County (1): 69 E 167th St, Bronx 10452 (main office)
- Kings County (1): 356 Van Brunt St, Brooklyn 11231
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, Spring Bank (RSSD 3368925, FDIC cert 58668), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $456.6 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 33.8% from $341.2 million on 30 Jun 2025 |
| Total assets | $641 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $43 million | 9.4% |
| Home equity lines of credit | $6.9 million | 1.5% |
| Commercial real estate, construction and multifamily | $374.9 million | 81.7% |
| Commercial and industrial (business) loans | $32.9 million | 7.2% |
| Consumer loans (credit cards, auto, other) | $1.4 million | 0.3% |
| All other loans and leases | $14,000 | <0.1% |
None reported on the 30 Jun 2026 report: farmland and farm production loans.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 1 loan $81,000 | 14 loans $280,000 |
| $100,001 to $250,000 | none reported | 10 loans $724,000 |
| $250,001 to $1 million | 47 loans $26 million | 19 loans $6.3 million |
| All small business loans | 48 loans $26.1 million | 43 loans $7.3 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $641 million | Larger than 69% of the 321 other certified banks and bank holding companies nationwide (median $381.4 million). |
| Loans as a share of assets | 71% | Median of the same 321 banks and bank holding companies: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $341.2 million → $456.6 million (+34%) | Median change of 321 other certified banks and bank holding companies nationwide: +7%. Rank by loans held among these 322: 119 → 92. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies nationwide | 321 | larger than 69% |
| Loans held then vs now | certified banks and bank holding companies nationwide reporting both dates | 321 | rank 119 → 92 of 322 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026SBA loan data names this holding company's bank, not the holding company. Its subsidiary Spring Bank is certified separately and shows its SBA 7(a) and 504 approvals for FY2020–FY2026 on its own page.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Bronx and New York
- New Covenant Dominion Federal Credit UnionCredit union · Bronx, NYOfficial list only
- Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…Verified
- Ponce Financial GroupBank holding company · Bronx, NYOfficial list only
- Spring BankBank or thrift · Bronx, NYOfficial list only
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