At a glance
From its website, read 2 Nov 2026Solar and Energy Loan Fund of St. Lucie County Inc. is a loan fund based in Fort Pierce, Florida. Its website describes energy-efficiency loans. It says it considers borrowers with low or no credit history.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Toll-free | (833) 476-7353 source |
|---|---|
| Website | solarenergyloanfund.org |
| Office (official list) | 2400 Rhode Island Avenue, Fort Pierce, FL 34950 |
What their website says about applying
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Home repair / improvement loans | Rate stated, not as an APR: see their wording | We provide home improvement loans for everyone, starting at 5% unsecured. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Low or damaged credit considered
or someone with poor credit: SELF has a special lending program for you.
source - No or thin credit history considered
Crowdsourced loans for people with low or no credit, veterans, and female heads of household.
source - Collateral flexible or not always required
Unsecured personal loans for home improvement projects.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 5 Jun 2016 |
| RSSD ID | — (none listed) |
| Address | 2400 Rhode Island Avenue, Fort Pierce, FL 34950 Directions (Google Maps) |
| Website | solarenergyloanfund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan pages state some amounts only across split lines, and the Kiva and partner programs are described without clear terms. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | — | Closed-end consumer financing for energy efficiency, renewable energy (solar) , wind and storm mitigation | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://solarenergyloanfund.org/
- https://solarenergyloanfund.org/loan/commercial-solar/
- https://solarenergyloanfund.org/loan/sage-loan/
- https://solarenergyloanfund.org/home-improvement-loans/
- https://solarenergyloanfund.org/loan/the-self-loan/
- https://solarenergyloanfund.org/housing-development-loans/
- https://solarenergyloanfund.org/loan/sage-homes-financing/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.4 million in 11 awards from the U.S. Treasury's CDFI Fund, 2011–2022 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $520,000 |
| 2020 | Disability Funds, Financial Assistance | $100,000 |
| 2019 | CDFI Program, Financial Assistance | $200,000 |
| 2019 | Disability Funds, Financial Assistance | $202,000 |
| 2018 | CDFI Program, Financial Assistance | $300,000 |
| 2018 | Disability Funds, Financial Assistance | $400,000 |
| 2017 | CDFI Program, Technical Assistance | $124,957 |
| 2015 | CDFI Program, Technical Assistance | $123,551 |
| 2011 | CDFI Program, Technical Assistance | $65,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Sep 2023| Total assets | $22.7M |
|---|---|
| Total liabilities | $12.7M |
| Net assets | $9.9M |
| Total revenue | $4M |
| Notes and loans receivable, net (Part X line 7) | $16.1M |
| Program-related investments (Part X line 13) | $70,391 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending September 2023 (tax year 2022; EIN 27-3102098, filed as “SOLAR AND ENERGY LOAN FUND OF ST LUCIE COUNTY INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Sep 2021 (990) | $16.3M | $7.8M | $6M | $9M |
| Sep 2022 (990) | $20.4M | $9.4M | $4M | $14.5M |
| Sep 2023 (990) | $22.7M | $9.9M | $4M | $16.1M |
Total assets grew 39% from Sep 2021 to Sep 2023; notes and loans receivable rose 78%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $22.7M | Larger than 78% of the 9 other certified loan funds and venture funds in Florida with a matched Form 990 (median $8.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Florida | 9 | larger than 78% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Fort Pierce and Florida
- BAC Funding Consortium, Inc.Loan fund · Miami, FLCommercial real estate loans, Equipment loans, Equity / venture investment, Small-business loansVerified
- BBIF Capital, Inc.Loan fund · Orlando, FLCommercial real estate loans, Microloans, Small-business loansVerified
- BLACK ECONOMIC DEVELOPMENT COALITION, INC.Loan fund · Miami, FLMicroloans, Small-business loansVerified
- Blue Coast Federal Credit UnionCredit union · Perry, FLAgriculture / farm loans, Auto / vehicle loans, Home repair / improvement loans, Personal / consumer loans…Verified
- Calhoun Liberty Credit UnionCredit union · Blountstown, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Central County Community Development CorporationLoan fund · Fort Lauderdale, FLSmall-business loansVerified
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