At a glance
From its website, read 2 Nov 2026BAC Funding Consortium, Inc. is a loan fund based in Miami, Florida. Its website describes commercial real estate loans, equipment loans, equity investment and 1 other loan type. Stated loan amounts run from $25,000 to $300,000. Where it lends: Miami-Dade, Broward and Palm Beach Counties in South Florida.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.bacfunding.com |
|---|---|
| Office (official list) | 2525 NW 62nd Street, Miami, FL 33147 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 29 Jan 2020 |
| RSSD ID | — (none listed) |
| Address | 2525 NW 62nd Street, Miami, FL 33147 Directions (Google Maps) |
| Website | www.bacfunding.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Product terms come from one services page; the CDFI entity BAC Funding Consortium, Inc. is described on the about page without its own loan pages. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Real Estate Acquisition ( Residential and Commercial) | source |
| Equipment loans | — | Equipment Financing | source |
| Equity / venture investment | — | Equity Investments for projects tied to revitalization of South Florida’s neighborhoods. | source |
| Small-business loans | $25,000 – $300,000 | The investment and loan program is poised to provide capital ranging from $25,000 to $300,000 for many underserved businesses | source |
Loan sizes
The investment and loan program is poised to provide capital ranging from $25,000 to $300,000 for many underserved businesses that do not have access to
source
Range used for the size filter: $25,000 to $300,000
Service area
Miami-Dade, Broward and Palm Beach Counties in South Florida
to include Miami-Dade,Broward, and Palm Beach Counties.
source
Counties this matches: Broward County, FL, Miami-Dade County, FL, Palm Beach County, FL
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What interest rate and fees should I expect on your commercial real estate loans and equipment loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $2.2M |
|---|---|
| Total liabilities | $0 |
| Net assets | $2.2M |
| Total revenue | $179,846 |
| Program-related investments (Part X line 13) | $1.9M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 59-2425541, filed as “BAC FUNDING CONSORTIUM INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Dec 2021 (990) | $2.2M | $2.2M | $137,943 |
| Dec 2022 (990) | $2.2M | $2.2M | $130,736 |
| Dec 2023 (990) | $2.2M | $2.2M | $179,846 |
Total assets grew 2% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $300,000 | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 51% of these 184. |
| Total assets, latest IRS Form 990 | $2.2M | Larger than 0% of the 9 other certified loan funds and venture funds in Florida with a matched Form 990 (median $9M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 51% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Florida | 9 | larger than 0% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Miami and Florida
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- Blue Coast Federal Credit UnionCredit union · Perry, FLAgriculture / farm loans, Auto / vehicle loans, Home repair / improvement loans, Personal / consumer loans…Verified
- Calhoun Liberty Credit UnionCredit union · Blountstown, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
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