Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Sep 2014 |
| RSSD ID | 25085 |
| Address | 6801 E Hillsborough Avenue, Tampa, FL 33610 Directions (Google Maps) |
| Website | www.suncoastcreditunion.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.suncoastcreditunion.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.8 million in 4 awards from the U.S. Treasury's CDFI Fund, 2016–2021 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $657,000 |
| 2018 | CDFI Program, Financial Assistance | $950,000 |
| 2016 | CDFI Program, Financial Assistance | $1,400,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $175 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as SUNCOAST (charter 68645). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $20.8 billion (as of 30 Jun 2026) |
|---|---|
| Members | 1,408,203 (as of 30 Jun 2026) |
| Offices | 80 (as of 30 Jun 2026) |
Offices by state and county (80)
Florida (80 offices)
- Charlotte County (3): 19501 Cochran Blvd, Port Charlotte 33948; 23141 Harborview Rd, Port Charlotte 33980; 2310 Tamiami Trl, Punta Gorda 33950
- Citrus County (2): 1039 NE 5th St, Crystal River 34429; 2367 E Gulf To Lake Hwy, Inverness 34453
- Collier County (7): 1243 N 15th St, Immokalee 34142; 1035 Crosspointe Dr, Naples 34110; 2728 N Horseshoe Dr, Naples 34104; 3655 Pine Ridge Rd, Naples 34109; 7211 Radio Rd, Naples 34104; 7465 Vanderbilt Beach Rd, Naples 34119; 8797 Tamiami Trl E, Naples 34113
- DeSoto County (1): 1328 E Oak St, Arcadia 34266
- Hardee County (1): 1451 US Highway 17 N, Wauchula 33873
- Hendry County (1): 231 E Hickpochee Ave, Labelle 33935
- Hernando County (3): 18915 Cortez Blvd, Brooksville 34601; 2140 Commercial Way # Us19, Spring Hill 34606; 4176 Mariner Blvd, Spring Hill 34609
- Highlands County (1): 6505 US Highway 27 N, Sebring 33870
- Hillsborough County (17): 6536 E Hillsborough Ave, Tampa 33610 (main office); 1370 Oakfield Dr, Brandon 33511; 1905 S Alexander St, Plant City 33566; 10405 Gibsonton Dr, Riverview 33578; 150 Teco Rd, Ruskin 33570; 901 W Dr Martin Luther King Jr Blvd, Seffner 33584; 17505 N Palms Village Pl, Tampa 33647; 1920 E Hillsborough Ave, Tampa 33610; 2502 S Manhattan Ave, Tampa 33629; 3300 N Armenia Ave, Tampa 33607; 4340 W Hillsborough Ave, Tampa 33614; 6804 E Hillsborough Ave, Tampa 33610; 8017 Citrus Park Dr, Tampa 33625; 8201 W Waters Ave, Tampa 33615; 950 W Fletcher Ave, Tampa 33612; 3234 S Miller Rd, Valrico 33596; 14391 S US Highway 301, Wimauma 33598
- Lee County (15): 25183 Chamber Of Commerce Dr, Bonita Springs 34135; 1730 Cape Coral Pkwy W, Cape Coral 33914; 2325 Santa Barbara Blvd, Cape Coral 33991; 5 Del Prado Blvd S, Cape Coral 33990; 901 Southwest Pine Island Road, Cape Coral 33991; 10580 Colonial Blvd, Fort Myers 33913; 13465 Daniels Commerce Blvd, Fort Myers 33966; 14021 Palm Beach Blvd, Fort Myers 33905; 1533 Matthew Dr, Fort Myers 33907; 19750 S Tamiami Trl, Fort Myers 33908; 4491 Underwood Dr, Fort Myers 33905; 565 Pine Island Rd, Fort Myers 33903; 9131 College Pkwy, Fort Myers 33919; 226 Beth Stacey Blvd, Lehigh Acres 33936; 5705 Lee Blvd Ste 7, Lehigh Acres 33971
- Levy County (1): 2153 NW 11th Dr, Chiefland 32626
- Manatee County (5): 11021 S/R 64, Bradenton 34212; 6001 26th St W, Bradenton 34207; 6367 Manatee Ave W, Bradenton 34209; 8700 State Road 70 E, Bradenton 34202; 7204 US Highway 301 N, Ellenton 34222
- Orange County (3): 12402 S Orange Blossom Trl, Orlando 32837; 4530 S Semoran Blvd, Orlando 32822; 1870 Aloma Ave Ste 100, Winter Park 32789
- Osceola County (1): 1221 W Osceola Pkwy, Kissimmee 34741
- Pasco County (7): 12510 US Highway 301, Dade City 33525; 3422 US Highway 19, Holiday 34691; 1837 Collier Pkwy, Lutz 33549; 11370 State Road 54, New Port Richey 34655; 7225 Ridge Rd, Port Richey 34668; 27213 State Road 56, Wesley Chapel 33544; 32745 Eiland Blvd, Zephyrhills 33545
- Pinellas County (4): 1875 N Belcher Rd Ste 100, Clearwater 33765; 12450 Roosevelt Blvd N, Saint Petersburg 33716; 2120 34th St S, Saint Petersburg 33711; 1022 Central Ave, St Petersburg 33705
- Polk County (3): 2586 Jacks Rd, Davenport 33897; 6405 S Florida Ave, Lakeland 33813; 919 Lakeland Park Center Dr Unit 360, Lakeland 33809
- Sarasota County (3): 4451 Aidan Ln, North Port 34287; 4402 Bee Ridge Rd, Sarasota 34233; 1729 S Tamiami Trl, Venice 34293
- Sumter County (2): 217 W Belt Ave, Bushnell 33513; 5625 Seven Mile Dr Ste 102, Wildwood 34785
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Suncoast Credit Union (NCUA charter 68645, filed as “SUNCOAST”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $16.26 billion, 821,953 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 12.9% from $14.40 billion on 30 Jun 2025 |
| Members | 1,408,203 (as of 30 Jun 2026); 1,325,123 (as of 30 Jun 2025) |
| Loans per member | $11,547 (total loans divided by members, 30 Jun 2026) |
| Total assets | $20.78 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $2.30 billion | 14.1% |
| Used vehicle loans | $4.73 billion | 29.1% |
| First-lien home mortgages (1-4 family) | $5.11 billion | 31.4% |
| Other real estate loans (junior liens, other) | $1.00 billion | 6.2% |
| Commercial (business) loans | $747.3 million | 4.6% |
| Credit cards | $1.01 billion | 6.2% |
| Other unsecured loans | $841.5 million | 5.2% |
| Leases and other secured loans | $521.3 million | 3.2% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025Suncoast Credit Union reported 8,416 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $1.3 billion (median loan about $105,000). 1,993 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 1,993 | 24% |
| Refinance (incl. 361 cash-out) | 1,207 | 14% |
| Home improvement | 2,207 | 26% |
| Other purpose | 3,009 | 36% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 8,416 | 100% |
Included above: 6,175 home-equity or other open-end lines of credit; 17 loans on manufactured homes; 6 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 98 counties with at least one; 99% of its 2025 loans were for properties in Florida:
- Hillsborough County, FL (1,862)
- Lee County, FL (1,656)
- Pasco County, FL (854)
- Collier County, FL (612)
- Hernando County, FL (499)
- Manatee County, FL (441)
- Pinellas County, FL (390)
- Charlotte County, FL (385)
Filed under LEI 549300TOOOOW36EX6R40 as “SUNCOAST CREDIT UNION”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $263,000 (15 loans) | All 7(a) lenders in Florida: $250,000. Larger than the median loan of 70% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| SBA approvals, FY2023–24 → FY2025–26 | 6 → 19 | Rank among the 6 certified CDFIs in Florida with SBA approvals in either period: 2 → 2. |
| Total assets (Call Report, 30 Jun 2026) | $20.78 billion | Larger than 100% of the 19 other certified credit unions in Florida (median $379.2 million). |
| Loans as a share of assets | 78% | Median of the same 19 credit unions: 74%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $14.40 billion → $16.26 billion (+13%) | Median change of 19 other certified credit unions in Florida: +7%. Rank by loans held among these 20: 1 → 1. |
| Home loans originated in 2025 (HMDA) | 8,416 | More than 99% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 70% |
| SBA approvals then vs now | certified CDFIs in Florida with SBA approvals FY2023–2026 | 5 | rank 2 → 2 of 6 |
| Call Report total assets | other certified credit unions in Florida | 19 | larger than 100% |
| Loans held then vs now | certified credit unions in Florida reporting both dates | 19 | rank 1 → 1 of 20 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 99% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 38 SBA-backed approvals for Suncoast Credit Union in fiscal years 2020–2026 (October 2019 to September 2026):
- 15 7(a) loans as the lender: $9.2M in total (gross amount approved), median $263,000
- 23 504 projects as the third-party (first-lien) lender: $44.1M in total (its own third-party loan amount), median $450,000
By fiscal year: FY2020 1 · FY2021 10 · FY2022 2 · FY2023 3 · FY2024 3 · FY2025 5 · FY2026 14.
What actually happened
- Size of its 7(a) loans: half were between $162,500 and $640,050, median $263,000 (15 loans)
- Size of its 504 first-lien loans (third-party lender): half were between $208,175 and $944,250, median $450,000 (23 loans)
- Term of its 7(a) loans: median 120 months (10 years) (15 loans)
- Term of its 504 first-lien loans (third-party lender): median 300 months (25 years) (23 loans)
- Fixed or variable: 40% of its 7(a) loans had a fixed rate (15 loans)
- Young businesses: 53% of its 7(a) loans went to a startup or a business two years old or less (15 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 504 projects (as the third-party lender) (23, 61%)
- 7(a) standard (12, 32%)
- 7(a) SBA Express (3, 8%)
Borrower industries
NAICS sector, 3 or more loans.
- Health care and social assistance (8)
- Professional, scientific, and technical services (5)
- Accommodation and food services (5)
- Retail trade (4)
- Other services (except public administration) (4)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Hillsborough County, FL (11)
- Lee County, FL (6)
- Collier County, FL (3)
How this lender was matched in the SBA files: 504 third-party lender name: same name, state and city (SBA lists “Suncoast CU”); NCUA charter 68645, found through the RSSD ID in NCUA records (SBA lists “Suncoast CU”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Suncoast Credit Union may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Tampa and Florida
- GTE Federal Credit UnionCredit union · Tampa, FLHome mortgages, Personal / consumer loansVerified
- Neighborhood Lending Partners of Florida, Inc.Loan fund · Tampa, FLCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Solitas House, Inc.Loan fund · Tampa, FLOfficial list only
- Tampa Bay Federal Credit UnionCredit union · Tampa, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
Work at Suncoast Credit Union? Link to this page
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