At a glance
From its website, read 2 Nov 2026Neighborhood Lending Partners of Florida, Inc. is a loan fund based in Tampa, Florida. Its website describes commercial real estate loans, affordable housing development loans and nonprofit facility loans. Where it lends: Florida and Georgia.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (813) 879-4525 source |
|---|---|
| Website | www.nlp-inc.com |
| Office (official list) | 3615 West Spruce Street, Tampa, FL 33607 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Term: see their wording | Construction loans are generally interest-only and have terms ranging from 12 to 24 month terms, depending upon the scope of the project. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 3615 West Spruce Street, Tampa, FL 33607 Directions (Google Maps) |
| Website | www.nlp-inc.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Lending is for affordable housing and economic development projects, mainly to developers, nonprofits and local governments; no consumer loan products are described. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | NLP provides real estate-based loans to catalyze economic development in the communities it serves. | source |
| Affordable housing development loans | — | NLP provides construction loans, often in partnership with other banks, to build new and preserve existing multi-family affordable housing developments. | source |
| Nonprofit / community facility loans | — | Property types include commercial, retail, industrial, and nonprofit facilities. | source |
Loan sizes
A typical NLP multi-family construction loan is $5,000,000 or less but larger loans are also considered on a case by case basis.
source
Borrower focus
- Low- and moderate-income / underserved
To qualify, the subject site must either be located in a low income census tract or serve a primarily low-income population.
source - Nonprofits
NLP provides construction revolving lines of credit for nonprofits to build single-family homes for sale to low to moderate income buyers.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.nlp-inc.com/
- https://www.nlp-inc.com/programs/low-income-housing-tax-credit
- https://www.nlp-inc.com/programs/not-for-profit-agency-homebuyer-bridge-loan-program
- https://www.nlp-inc.com/programs/lake-worth-cra-small-business-loan
- https://www.nlp-inc.com/products-and-services/
- https://www.nlp-inc.com/programs/rental-rehab-construction-loan-program
- https://www.nlp-inc.com/ecampaign/2023/10.html
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans and affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$14.9 million in 9 awards from the U.S. Treasury's CDFI Fund, 1997–2022 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $806,448 |
| 2021 | CDFI Rapid Response Program | $750,000 |
| 2021 | Capital Magnet Fund | $7,000,000 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2005 | CDFI Program, Technical Assistance | $45,000 |
| 2004 | CDFI Program, Technical Assistance | $25,000 |
| 2003 | CDFI Program, Financial Assistance | $1,067,000 |
| 2001 | CDFI Program, Financial Assistance | $2,000,000 |
| 1997 | CDFI Program, Financial Assistance | $2,500,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Tampa and Florida
- GTE Federal Credit UnionCredit union · Tampa, FLHome mortgages, Personal / consumer loansVerified
- Solitas House, Inc.Loan fund · Tampa, FLOfficial list only
- Suncoast Credit UnionCredit union · Tampa, FLOfficial list only
- Tampa Bay Federal Credit UnionCredit union · Tampa, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
Work at Neighborhood Lending Partners of Florida, Inc.? Link to this page
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