City directory · Florida
CDFI lenders in Miami, FL
4 Treasury-certified CDFIs are headquartered in Miami, Florida: 3 loan funds · 1 credit union. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 4
- In Florida
- 31
Headquarters is not the same as service area: lenders elsewhere in Florida may also lend in Miami. See all 31 CDFIs in Florida.
Loan types confirmed on these lenders' websites
- Small-business loans (3 lenders)
- Commercial real estate loans (1 lender)
- Equipment loans (1 lender)
- Equity / venture investment (1 lender)
- Microloans (1 lender)
- Auto / vehicle loans (1 lender)
- Credit-builder loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- BAC Funding Consortium, Inc.Loan fund · Miami, FLCommercial real estate loans, Equipment loans, Equity / venture investment, Small-business loansVerified
- BLACK ECONOMIC DEVELOPMENT COALITION, INC.Loan fund · Miami, FLMicroloans, Small-business loansVerified
- MIAMI BAYSIDE FOUNDATION, INC.Loan fund · Miami, FLSmall-business loansVerified
- Miami Postal Service Credit UnionCredit union · Miami, FLAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Florida SBDC at Florida International University, MiamiSmall Business Development Center · 1101 Brickell Avenue, South Tower Penthouse, 11th Floor, Miami, FL 33131305-779-9230
- Miami Dade SCORESCORE mentoring · 2000 Ponce de Leon Blvd #500, Miami, FL 33134786-425-9119
- SBA Miami - Main office officeSBA district office · 51 SW 1st Ave., Suite 201, Miami, FL 33130305-536-5521
- Florida Women's Business CenterWomen's Business Center · 401 W. Atlantic Avenue, Suite 09, Delray Beach, FL 33444561-265-3790 · about 49 miles from the centre of Miami-Dade County
Housing counseling
- Cuban American National Council, Inc. - MiamiHUD-approved housing counselor · 1223 SW 4th STREET, Miami, FL 33135305-642-3484
- Little Haiti Housing Association, Inc.HUD-approved housing counselor · 181 NE 82nd St, Miami, FL 33138786-230-3785
- Money Management International - Miami BranchHUD-approved housing counselor · 6303 Blue Lagoon Dr, Miami, FL 33126866-232-9080
- Neighborhood Housing Services of South FloridaHUD-approved housing counselor · 300 NW 12th Ave, Miami, FL 33128305-751-5511
- Trinity Empowerment Consortium, Inc.HUD-approved housing counselor · 11885 SW 216th St, Miami, FL 33170305-248-4553
- Centro Campesino, Farmworkers Center, IncHUD-approved housing counselor · 35801 SW 186th Ave, Florida City, FL 33034305-245-7738
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Florida cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/fl/miami/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).