Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 26 Jun 2026 |
| RSSD ID | 248295 |
| Address | 1030 S US Highway 1, Rockledge, FL 32955 Directions (Google Maps) |
| Website | www.ccuflorida.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.ccuflorida.org or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.8 million in 4 awards from the U.S. Treasury's CDFI Fund, 2017–2024 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2019 | CDFI Program, Financial Assistance | $565,000 |
| 2017 | CDFI Program, Financial Assistance | $596,500 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as COMMUNITY CREDIT UNION OF FLORIDA (charter 60816). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $1.4 billion (as of 30 Jun 2026) |
|---|---|
| Members | 56,406 (as of 30 Jun 2026) |
| Offices | 8 (as of 30 Jun 2026) |
Offices by state and county (8)
Florida (8 offices)
- Brevard County (8): 1030 US Highway 1, Rockledge 32955 (main office); 660 West Ave, Cocoa 32927; 293 E Eau Gallie Blvd, Indian Harbour Beach 32937; 1325 Palm Bay Rd, Melbourne 32905; 333 E Nasa Blvd, Melbourne 32901; 5525 N Wickham Rd, Melbourne 32940; 2455 S Washington Ave, Titusville 32780; 5340 Stadium Pkwy, Viera 32955
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Community Credit Union of Florida (NCUA charter 60816, filed as “COMMUNITY CREDIT UNION OF FLORIDA”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $1.14 billion, 39,379 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 8.7% from $1.05 billion on 30 Jun 2025 |
| Members | 56,406 (as of 30 Jun 2026); 55,203 (as of 30 Jun 2025) |
| Loans per member | $20,167 (total loans divided by members, 30 Jun 2026) |
| Total assets | $1.45 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $146.2 million | 12.9% |
| Used vehicle loans | $165.8 million | 14.6% |
| First-lien home mortgages (1-4 family) | $374.7 million | 32.9% |
| Other real estate loans (junior liens, other) | $172.7 million | 15.2% |
| Commercial (business) loans | $168.2 million | 14.8% |
| Credit cards | $33.5 million | 2.9% |
| Other unsecured loans | $20.8 million | 1.8% |
| Leases and other secured loans | $55.6 million | 4.9% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025Community Credit Union of Florida reported 730 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $128.7M (median loan about $105,000). 126 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 126 | 17% |
| Refinance (incl. 20 cash-out) | 118 | 16% |
| Home improvement | 270 | 37% |
| Other purpose | 216 | 30% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 711 | 97% |
| FHA-insured | 10 | 1.4% |
| VA-guaranteed | 9 | 1.2% |
Included above: 531 home-equity or other open-end lines of credit; 3 loans on manufactured homes.
Where the loans were made
Counties with the most 2025 originations, out of 17 counties with at least one; 100% of its 2025 loans were for properties in Florida:
- Brevard County, FL (651)
- Orange County, FL (20)
- Volusia County, FL (12)
- Polk County, FL (9)
- Seminole County, FL (7)
- Indian River County, FL (5)
- Osceola County, FL (5)
- Broward County, FL (3)
Filed under LEI 54930030C6U0HERIQ090 as “COMMUNITY CREDIT UNION OF FLORIDA”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| SBA approvals, FY2023–24 → FY2025–26 | 3 → 0 | Rank among the 6 certified CDFIs in Florida with SBA approvals in either period: 4 → 6. |
| Total assets (Call Report, 30 Jun 2026) | $1.45 billion | Larger than 84% of the 19 other certified credit unions in Florida (median $379.2 million). |
| Loans as a share of assets | 79% | Median of the same 19 credit unions: 74%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $1.05 billion → $1.14 billion (+9%) | Median change of 19 other certified credit unions in Florida: +7%. Rank by loans held among these 20: 4 → 4. |
| Home loans originated in 2025 (HMDA) | 730 | More than 91% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| SBA approvals then vs now | certified CDFIs in Florida with SBA approvals FY2023–2026 | 5 | rank 4 → 6 of 6 |
| Call Report total assets | other certified credit unions in Florida | 19 | larger than 84% |
| Loans held then vs now | certified credit unions in Florida reporting both dates | 19 | rank 4 → 4 of 20 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 91% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 5 SBA-backed approvals for Community Credit Union of Florida in fiscal years 2020–2026 (October 2019 to September 2026):
- 5 504 projects as the third-party (first-lien) lender: $3.1M in total (its own third-party loan amount), median $557,750
By fiscal year: FY2020 1 · FY2021 1 · FY2022 0 · FY2023 0 · FY2024 3 · FY2025 0 · FY2026 0.
By program
- 504 projects (as the third-party lender) (5, 100%)
How this lender was matched in the SBA files: 504 third-party lender name: same name, state and city (SBA lists “Community Credit Union of Florida”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Community Credit Union of Florida may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Rockledge and Florida
- BAC Funding Consortium, Inc.Loan fund · Miami, FLCommercial real estate loans, Equipment loans, Equity / venture investment, Small-business loansVerified
- BBIF Capital, Inc.Loan fund · Orlando, FLCommercial real estate loans, Microloans, Small-business loansVerified
- BLACK ECONOMIC DEVELOPMENT COALITION, INC.Loan fund · Miami, FLMicroloans, Small-business loansVerified
- Blue Coast Federal Credit UnionCredit union · Perry, FLAgriculture / farm loans, Auto / vehicle loans, Home repair / improvement loans, Personal / consumer loans…Verified
- Calhoun Liberty Credit UnionCredit union · Blountstown, FLAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Central County Community Development CorporationLoan fund · Fort Lauderdale, FLSmall-business loansVerified
Work at Community Credit Union of Florida? Link to this page
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