County directory · Oklahoma
CDFI lenders in Oklahoma County, OK
3 are headquartered here. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 0
- Based here
- 3
- Serve all of OK
- 0
None of the lender websites we read names Oklahoma County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Arcadia, Bethany, Choctaw, Davis, Edmond, Harrah, Jones, Luther, Newalla, Nicoma Park, Oklahoma City, Spencer….
Lenders compared for Oklahoma County
5 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Chickasaw Community Bank Bank or thrift, Oklahoma City OK | headquarters here; 1 office here; 3 SBA loans here, FY2020–FY2026; 12 home loans here, 2025 | ask | 11 mi |
| 2. Chickasaw Banc Holding Company Bank holding company, Oklahoma City OK | headquarters here; 1 office here | ask | 11 mi |
| 3. Change Lending, LLC Loan fund, Anaheim CA | 20 home loans here, 2025 | up to $3.5M | 1,156 mi |
| 4. Champions Funding, LLC Loan fund, Gilbert AZ | 9 home loans here, 2025 | up to $3M | 826 mi |
| 5. MetaFund Corporation f.k.a. Oklahoma MetaFund CDC Venture capital fund, Edmond OK | headquarters here | up to $1M | 8 mi |
4 of these 5 lenders have received CDFI Fund awards, together $11.6M in fiscal years 2000–2022 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
3 lenders3 head offices and 8 branches or offices of 3 lenders on this page, within 85 miles of the centre of Oklahoma County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Small-business loans (2 lenders)
- Home mortgages (1 lender)
- Equipment loans (1 lender)
Banks and credit unions with a branch in this county
2 certified CDFIs have at least one office in Oklahoma County (FDIC office data as of 30 Oct 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Chickasaw Banc Holding CompanyBank holding company · Oklahoma City, OK · Native CDFI1 office in Oklahoma County · based hereOfficial list only
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loans1 office in Oklahoma County · based hereVerified
CDFI mortgage lenders active here
Certified CDFIs reported 49 originated home loans for properties in Oklahoma County in 2025 under the Home Mortgage Disclosure Act: 0.3% of the 16,093 home loans that all HMDA lenders reported here.
- Change Lending, LLCLoan fund · Anaheim, CAHome mortgages20 home loans here in 2025 (HMDA)Verified
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loans12 home loans here in 2025 (HMDA)Verified
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages9 home loans here in 2025 (HMDA)Verified
Plus 6 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Oklahoma County
Official statisticsMedian household income in Oklahoma County is $66,679, 3% above the Oklahoma figure of $65,039 (ACS 2020–2024).
Businesses here took 38.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Oklahoma county (28.5), rank 23 of 77.
| Measure | Oklahoma County | Oklahoma |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 24,877 (25.8% of the state) | 96,402 |
| …of which under 20 employees | 84% | 86% |
| Businesses without employees (Nonemployer Statistics 2023) | 74,582 | 327,441 |
| Median household income (ACS 2020–2024) | $66,679 (3% above the state) | $65,039 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 946 (891 7(a), 55 504) | 3,359 |
| …per 1,000 businesses with employees | 38.0 (rank 23 of 77 Oklahoma counties) | 28.5 (median county) |
| Median SBA 7(a) loan, all lenders | $250,000 | $250,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 9 (1%) | 57 (2%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2 pts (338 loans; 7% at the SBA maximum) | 2 pts (6% at the maximum) |
Approvals by fiscal year: FY2020 136 · FY2021 154 · FY2022 147 · FY2023 115 · FY2024 130 · FY2025 130 · FY2026 134.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 9 SBA approvals (7 7(a) loans and 2 504 projects) for borrowers in Oklahoma County in fiscal years 2020–2026, from 6 CDFIs. The 7(a) loans total $2.5M approved.
CDFIs with 3 or more: Chickasaw Community Bank (3). 5 more CDFIs made 1 or 2 each.
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 2024258 loans and investments totaling $112M (median $146,670) were reported to the CDFI Fund for borrowers and projects in Oklahoma County in fiscal year 2022, by 19 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Real estate: single-family housing rehabilitation | 116 | $20.1M | $149,475 |
| None of the listed purposes | 52 | $12.7M | $130,295 |
| Non-real estate microenterprise | 24 | $327,688 | $10,000 |
| Real estate: commercial rehabilitation | 15 | $17.6M | $474,579 |
| Non-real estate business | 14 | $6.6M | $87,177 |
| Consumer | 11 | $33,035 | $2,933 |
| Other purposes | 26 | $54.7M |
Of 15 individual borrowers whose income was reported, 60% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 3,065 consumer loans in Oklahoma County totaling $18.2M (Consumer Loan Report, tract totals, so no median); they counted 23% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 188 · FY2019 236 · FY2020 266 · FY2021 1,095.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Oklahoma County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loansVerified
- MetaFund Corporation f.k.a. Oklahoma MetaFund CDCVenture capital fund · Edmond, OKEquipment loans, Small-business loansVerified
- Chickasaw Banc Holding CompanyBank holding company · Oklahoma City, OK · Native CDFIOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Oklahoma SBDC - Rose State CollegeSmall Business Development Center · 1720 Hudiburg Drive, Professional Training and Education Ctr, Midwest City, OK 73110580-745-2877
- Oklahoma SBDC ~ Edmond Chamber of CommerceSmall Business Development Center · 825 East 2nd Street #100, Edmond, OK 73034580-745-2877
- Oklahoma City SCORESCORE mentoring · 318 NW 13 Street, Oklahoma City, OK 73103800-634-0245
- SBA Oklahoma City officeSBA district office · 301 NW 6th St., Oklahoma City, OK 73102405-609-8000
Housing counseling
- Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.HUD-approved housing counselor · 319 SW 25th St, Oklahoma City, OK 73109405-232-0199
- Greenpath Financial WellnessHUD-approved housing counselor · 4045 NW 64th St, Oklahoma City, OK 73116888-860-4167
- Neighborhood Housing Services of Oklahoma CityHUD-approved housing counselor · 4101 N Classen Blvd Ste A, Oklahoma City, OK 73118405-231-4663
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Oklahoma counties
Source: CDFI Atlas, cdfiatlas.com/states/ok/counties/oklahoma-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).