At a glance
From its website, read 2 Nov 2026Tulsa Economic Development Corporation is a loan fund based in Tulsa, Oklahoma. Its website describes commercial real estate loans, microloans, SBA-backed loans and 1 other loan type. Stated loan amounts run from $15,000 to $5.5M. Where it lends: Oklahoma, including the City of Tulsa and Tulsa MSA. Business loan rates stated on its site range from 0% to 5.5%. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.TEDCnet.com |
| Office (official list) | 125 W 3rd St, 2nd Fl, Tulsa, OK 74103 |
What their website says about applying
Apply for a TEDC Creative Capital loan.
sourceComplete Documentation.
sourceBorrowers must pay an application fee of $35 per owner to initiate the loan application review process.
sourceContact us now to find out how to qualify.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Commercial real estate loans | Rate: 0% | 0% Interest Rate | source |
| Small-business loans | Rate: 5.5% | OBLP’s interest is currently 5.5% fixed for the life of the loan. | source |
| Microloans | Term: up to 6 yr | Maturity is limited to 6 years | source |
| SBA-backed loans (7(a)/504/Community Advantage) | Term: 10 yr–25 yr | Maturity is 10, 20, or 25-years based on the useful life of project collateral | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Collateral required
Collateral is required but flexible. OBLP will subordinate to reduce risk for our lending partners.
source - Collateral flexible or not always required
Collateral is required but flexible. OBLP will subordinate to reduce risk for our lending partners.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Jun 2026 |
| RSSD ID | — (none listed) |
| Address | 125 W 3rd St, 2nd Fl, Tulsa, OK 74103 Directions (Google Maps) |
| Website | www.TEDCnet.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan terms conflict: the small business loan page cites both $15,000 to $250,000 and up to $75,000. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | up to $200,000 | Maximum Loan Amount of $200,000 | source |
| Microloans | up to $50,000 | TEDC’s average microloan is $12,000, with a maximum of $50,000. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | $100,000 – $5.5M | TEDC's share of an SBA 504 project can range from $100,000 to $5,500,000. | source |
| Small-business loans | $15,000 – $250,000 | Typically Ranges from $15,000 to $250,000 | source |
Loan sizes
Typically Ranges from $15,000 to $250,000
sourceTEDC’s average microloan is $12,000, with a maximum of $50,000.
sourceTEDC's share of an SBA 504 project can range from $100,000 to $5,500,000.
sourceMaximum Loan Amount of $200,000
source
Range used for the size filter: $15,000 to $5.5M
Service area
Oklahoma, including the City of Tulsa and Tulsa MSA
Businesses in the City of Tulsa, the Tulsa MSA, and throughout Oklahoma may apply.
source
Counties this matches: Creek County, OK, Osage County, OK, Tulsa County, OK
Borrower focus
- Startups
TEDC Creative Capital lends to hard-working small business owners, startups, and entrepreneurs
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. APPLY ONLINE
source
Pages read (7)
- https://www.tedcnet.com/
- https://www.tedcnet.com/lending/
- https://www.tedcnet.com/lending/microloan/
- https://www.tedcnet.com/lending/small-business-loan/
- https://www.tedcnet.com/learning/
- https://www.tedcnet.com/disaster-relief-loans-for-businesses/
- https://www.tedcnet.com/a-closer-look-at-small-business-loans-in-oklahoma/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.3 million in 3 awards from the U.S. Treasury's CDFI Fund, 2008–2022 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,892,510 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2008 | CDFI Program, Financial Assistance | $599,550 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Sep 2023| Total assets | $30.3M |
|---|---|
| Total liabilities | $12.1M |
| Net assets | $18.3M |
| Total revenue | $5M |
| Notes and loans receivable, net (Part X line 7) | $12.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending September 2023 (tax year 2022; EIN 73-1084819, filed as “TULSA ECONOMIC DEVELOPMENT CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Sep 2021 (990) | $33.9M | $22.5M | $33M | $15.8M |
| Sep 2022 (990) | $38M | $25.2M | $6.2M | $17.9M |
| Sep 2023 (990) | $30.3M | $18.3M | $5M | $12.8M |
Total assets fell 10% from Sep 2021 to Sep 2023; notes and loans receivable fell 19%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $5.5M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 89% of these 184. |
| Total assets, latest IRS Form 990 | $30.3M | Larger than 67% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
| Business loan rate its website stated (2 Nov 2026) | 0.00% to 5.50% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 7 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 89% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 67% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 36 SBA-backed approvals for Tulsa Economic Development Corporation in fiscal years 2020–2026 (October 2019 to September 2026):
- 36 504 loans as the Certified Development Company (CDC): $25.9M in total (CDC (SBA-backed) portion approved), median $432,000
By fiscal year: FY2020 4 · FY2021 5 · FY2022 4 · FY2023 7 · FY2024 5 · FY2025 6 · FY2026 5.
What actually happened
- Size of its 504 loans (the CDC's SBA-backed portion): half were between $234,500 and $1M, median $432,000 (36 loans)
- Term of its 504 loans (the CDC's SBA-backed portion): median 240 months (20 years) (36 loans)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 504 loans (as the Certified Development Company) (36, 100%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (7)
- Professional, scientific, and technical services (6)
- Manufacturing (5)
- Other services (except public administration) (4)
- Retail trade (3)
How this lender was matched in the SBA files: SBA CDC ID 0188338: same name, state and city (SBA lists “Tulsa Economic Development Corporation”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Tulsa Economic Development Corporation may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Tulsa and Oklahoma
- Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loansVerified
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loansVerified
- Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…Verified
- Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…Verified
- MetaFund Corporation f.k.a. Oklahoma MetaFund CDCVenture capital fund · Edmond, OKEquipment loans, Small-business loansVerified
Work at Tulsa Economic Development Corporation? Link to this page
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