At a glance
From its website, read 29 Oct 2026Citizen Potawatomi Community Development Corporation is a loan fund based in Shawnee, Oklahoma. Its website describes auto loans, commercial real estate loans, credit-builder loans and 4 other loan types. Stated loan amounts run from $500 to $500,000. Where it lends: Native American businesses in Oklahoma; CPN tribal members nationwide. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (405) 878-4697 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.cpcdc.org |
| Office (official list) | 130 E. MacArthur, Suite 206, Shawnee, OK 74804 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- No or thin credit history considered
The Credit Builder Loan Program was designed for those who are first time borrowers or those with past credit problems.
source - Low or damaged credit considered
The Credit Builder Loan Program was designed for those who are first time borrowers or those with past credit problems.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 8 Sep 2026 |
| RSSD ID | — (none listed) |
| Address | 130 E. MacArthur, Suite 206, Shawnee, OK 74804 Directions (Google Maps) |
| Website | www.cpcdc.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 6 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: high. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | Jumpstart Auto Program Employees of CPN that have been employed with CPN for at least 3 years have access to our auto loan program as a benefit to the employee to break through the obstacle of getting to work from a lac… | source |
| Commercial real estate loans | — | Commercial real estate acquisition | source |
| Credit-builder loans | — | HITS Loan Application Credit Builder Loans | source |
| Equipment loans | — | Equipment | source |
| Home repair / improvement loans | — | This program can provide up to a $4,200 loan to build a storm shelter. | source |
| Personal / consumer loans | — | Get Started Consumer Loans | source |
| Small-business loans | — | serving businesses from $5,000 to $500,000 loans. | source |
Loan sizes
serving businesses from $5,000 to $500,000 loans.
sourceCPCDC offers relief to Citizen Potawatomi Nation employees with loans from $500 to $2,000
sourceloans from $500-$2,000 may be obtained from the CPCDC
sourcewith loans in its portfolio as small as $5,000.
source
Range used for the size filter: $500 to $500,000
Service area
Native American businesses in Oklahoma; CPN tribal members nationwide
Any Native American business in the State of Oklahoma and CPN tribal members nationwide.
source
Borrower focus
- Native American / Alaska Native / Native Hawaiian
HITS - Tornado Shelter Loans Do you need a storm shelter? Employees that have been employed with CPN for at least 2 years, or any Tribal Members of any federally recognized tribe is eligible for this loan. This program …
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now Commercial Loans FAQ
source
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What is the APR, including fees, on your auto loans and credit-builder loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your commercial real estate loans and equipment loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$25.8 million in 23 awards from the U.S. Treasury's CDFI Fund, 2002–2024 (8 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2022 | CDFI Program, Financial Assistance | $740,000 |
| 2021 | CDFI Program, Financial Assistance | $690,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $657,000 |
| 2019 | Native American CDFI Assistance (NACA), Financial Assistance | $550,000 |
| 2018 | CDFI Program, Financial Assistance | $700,000 |
| 2017 | CDFI Program, Financial Assistance | $1,006,905 |
| 2017 | Healthy Food Financing Initiative, Financial Assistance | $1,000,000 |
| 2016 | Native American CDFI Assistance (NACA), Financial Assistance | $1,000,000 |
| 2015 | Healthy Food Financing Initiative, Financial Assistance | $2,750,000 |
| 2015 | Native American CDFI Assistance (NACA), Financial Assistance | $1,000,000 |
| 2014 | CDFI Program, Financial Assistance | $1,500,000 |
| 2013 | Native American CDFI Assistance (NACA), Financial Assistance | $750,000 |
| 2011 | CDFI Program, Technical Assistance | $99,999 |
| 2011 | Native American CDFI Assistance (NACA), Financial Assistance | $725,000 |
| 2009 | CDFI Program, Financial Assistance | $2,000,000 |
| 2008 | CDFI Program, Financial Assistance | $1,065,690 |
| 2007 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $606,218 |
| 2006 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $635,000 |
| 2005 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $650,000 |
| 2002 | Native American CDFI Assistance (NACA), Technical Assistance | $45,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $500,000 | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 63% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 63% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in Shawnee and Oklahoma
- Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loansVerified
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loansVerified
- First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…Verified
- Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…Verified
- MetaFund Corporation f.k.a. Oklahoma MetaFund CDCVenture capital fund · Edmond, OKEquipment loans, Small-business loansVerified
- Muskogee Federal Credit UnionCredit union · Muskogee, OKAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
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