CDFI lenders in Kansas City, MO

Headquarters is not the same as service area: lenders elsewhere in Missouri may also lend in Kansas City. See all 25 CDFIs in Missouri.

Loan types confirmed on these lenders' websites

• Small-business loans (3 lenders)
• Commercial real estate loans (2 lenders)
• Equipment loans (2 lenders)
• Affordable housing development loans (2 lenders)
• Auto / vehicle loans (1 lender)
• Credit-builder loans (1 lender)
• Microloans (1 lender)
• Personal / consumer loans (1 lender)

• Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
• Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
• Holy Rosary Credit UnionCredit union · Kansas City, MOAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
• KC Unidos Federal Credit UnionCredit union · Kansas City, MOOfficial list only

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

• Missouri SBDC at University of Missouri - Kansas City (UMKC)Small Business Development Center · 4747 Troost Suite 1000, Kansas City, MO 64110816-235-6063
• Kansas City SCORESCORE mentoring · UMKC Innovation Center, 4747 Troost Ave, Suite 101, Kansas City, MO 64110816-235-6675
• VetBizVeterans Business Outreach Center · 1000 Walnut St., 5th Floor, Kansas City, MO 64101314-531-8387
• Veterans Business Resource CenterVeterans Business Outreach Center · 1000 Walnut 5th Floor, Kansas City, MO 64101314-532-8387
• SBA Kansas City - Main office officeSBA district office · 1000 Walnut St., Suite 500, Kansas City, MO 64106816-426-4900
• Kansas Women's Business CenterWomen's Business Center · 6405 Metcalf Avenue, Building 3, Suite 318, Overland Park, KS 66202913-492-5922 · about 10 miles from the centre of Jackson County

Housing counseling

• Credit & Homeownership Empowerment Services, Inc.HUD-approved housing counselor · 3125 Gillham Plaza, Kansas City, MO 64109816-533-7417
• Greater Kansas City Housing Information CenterHUD-approved housing counselor · 3200 Wayne Ave, Kansas City, MO 64109816-931-0443
• Habitat for Humanity of Kansas CityHUD-approved housing counselor · 1423 E Linwood Blvd, Kansas City, MO 64109816-924-1096
• Legal Aid of Western MissouriHUD-approved housing counselor · 4001 Dr Martin Luther King Jr Blvd Ste 300, Kansas City, MO 64130816-474-6750
• NACA (Neighborhood Assistance Corporation of America) Kansas City, MOHUD-approved housing counselor · 100 E 43rd St, Kansas City, MO 64111816-531-6222
• Community Services LeagueHUD-approved housing counselor · 404 N Noland Rd, Independence, MO 64050816-912-4493

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.

Other Missouri cities with several CDFIs