At a glance
From its website, read 3 Nov 2026Great Rivers Community Capital, Incorporated is a loan fund based in St. Louis, Missouri. Its website describes auto loans, credit-builder loans, microloans and 2 other loan types. Stated loan amounts run from $500 to $150,000. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.justinepetersen.org/small_business/great_rivers_community_capital1 |
| Office (official list) | 1023 N. Grand Blvd., St. Louis, MO 63106 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 1023 N. Grand Blvd., St. Louis, MO 63106 Directions (Google Maps) |
| Website | www.justinepetersen.org/small_business/great_rivers_community_capital1 |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 3 Nov 2026Read from 12 pages of the lender's website on 3 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Consumer loan terms are not stated in full; the auto item comes from a promotional post. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | DO YOU HAVE A HIGH-INTEREST AUTO LOAN? | source |
| Credit-builder loans | — | Qualified clients may be able to take out a small dollar credit building loan to consolidate debt | source |
| Microloans | — | micro-enterprise lending and training. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | — | Community Advantage Loan (SBA guaranteed Loan) | source |
| Small-business loans | $500 – $150,000 | Justine PETERSEN offers loans from $500-$150,000. | source |
Loan sizes
Justine PETERSEN offers loans from $500-$150,000.
sourceContractor loans up to $150K are originated at 0% interest rate with a 6-8% flat closing fee.
sourceUp to $50,000 (typically over $10,000)
source
Range used for the size filter: $500 to $150,000
Service area
Not stated on the pages we read.
Borrower focus
- Low- and moderate-income / underserved
Great Rivers originates consumer, housing, and micro-enterprise loans to low-income families who lack access to safe and affordable capital.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Pages read (12)
- https://justinepetersen.org/
- https://justinepetersen.org/about-us/
- https://justinepetersen.org/what-we-do/small-business/
- https://justinepetersen.org/portfolio-item-category/micro-enterprise-staff/
- https://justinepetersen.org/category/success-stories/small-business-stories/
- https://justinepetersen.org/category/success-stories/small-business-stories/page/2/
- https://justinepetersen.org/category/success-stories/small-business-stories/page/3/
- https://justinepetersen.org/category/success-stories/small-business-stories/page/4/
- https://justinepetersen.org/2026/08/07/jp-update-black-business-month-in-st-louis-2/
- https://justinepetersen.org/what-we-do/credit-building/
- https://justinepetersen.org/great-rivers-community-capital/
- https://justinepetersen.org/portfolio-item-category/finance-staff/
Questions to ask when you contact them
Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What is the APR, including fees, on your auto loans and credit-builder loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your microloans and SBA-backed loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$10 million in 13 awards from the U.S. Treasury's CDFI Fund, 1999–2024 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Small Dollar Loan Program | $383,223 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Small Dollar Loan Program | $414,540 |
| 2020 | CDFI Program, Financial Assistance | $887,500 |
| 2020 | Disability Funds, Financial Assistance | $268,750 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2019 | Disability Funds, Financial Assistance | $202,000 |
| 2018 | CDFI Program, Financial Assistance | $1,125,000 |
| 2017 | CDFI Program, Financial Assistance | $1,006,905 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2009 | CDFI Program, Financial Assistance | $1,000,000 |
| 2000 | CDFI Program, Financial Assistance | $660,000 |
| 1999 | CDFI Program, Technical Assistance | $20,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $150,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 28% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 28% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in St. Louis and Missouri
- Justine Petersen Housing and Reinvestment CorporationLoan fund · St. Louis, MOCredit-builder loans, Microloans, Personal / consumer loansVerified
- St. Louis Community Credit UnionCredit union · St. Louis, MOAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…Verified
- AltCapLoan fund · North Kansas City, MOMicroloans, Small-business loansVerified
- Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
Work at Great Rivers Community Capital, Incorporated? Link to this page
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