At a glance
From its website, read 2 Nov 2026NewTown Loans, LLC is a loan fund based in Macon, Georgia. Its website describes commercial real estate loans, home mortgages and small-business loans. Stated loan amounts run from $500 to $500,000. Where it lends: Macon's urban core and surrounding area; residential projects in East Macon, Fort Hill, Pleasant Hill, Tindall Heights. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (478) 722-9909 source |
|---|---|
| loans@newtownmacon.com source | |
| Apply online | Page with the application link |
| Website | www.newtownmacon.com/loans |
| Office (official list) | 555 Poplar Street, Macon, GA 31201 |
What their website says about applying
Simply fill out our loan application form to get started.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 16 Jul 2021 |
| RSSD ID | — (none listed) |
| Address | 555 Poplar Street, Macon, GA 31201 Directions (Google Maps) |
| Website | www.newtownmacon.com/loans |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | NewTown Macon's Commercial Real Estate Loan Program provides tailored financing solutions for businesses in Macon's urban core. | source |
| Home mortgages | — | NewTown Macon's Residential Real Estate Loan Program offers tailored financing solutions for individuals and families looking to purchase or renovate residential properties in Macon's vibrant urban core. | source |
| Small-business loans | $500 – $500,000 | We offer small business loans in three categories: micro ($500-$10,000), mini ($10,001-$50,000), and Small Business ($50,001-$500,000). | source |
Loan sizes
We offer small business loans in three categories: micro ($500-$10,000), mini ($10,001-$50,000), and Small Business ($50,001-$500,000).
source
Range used for the size filter: $500 to $500,000
Service area
Macon's urban core and surrounding area; residential projects in East Macon, Fort Hill, Pleasant Hill, Tindall Heights
We are dedicated to investing in businesses located in and around Macon's vibrant urban core.
source
Borrower focus
- First-time homebuyers
Achieve your real estate goals in Macon's urban core with our competitive loans tailored for homebuyers and investors. Whether you're a first-time buyer or an experienced investor
source - Startups
Our Small Business Loan Program welcomes a diverse range of entrepreneurs and business owners. Whether you are a brand-new start-up or an established business looking to grow, our program is designed to support your journey.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Applying for a loan from NewTown Macon is easy and straightforward. Simply fill out our loan application form to get started.
source
Pages read (7)
- https://newtownmacon.com/loans/why-our-loan-program/
- https://newtownmacon.com/loans/loan-products/
- https://newtownmacon.com/business-resources/small-business-loans/
- https://newtownmacon.com/real-estate-development/commercial-real-estate-loans/
- https://newtownmacon.com/real-estate-development/residential-real-estate-loans/
- https://newtownmacon.com/personal-finance/
- https://newtownmacon.com/finance-is-personal/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What is the APR, including fees, on your home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your commercial real estate loans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2 million in 4 awards from the U.S. Treasury's CDFI Fund, 2020–2024 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,250,000 |
| 2022 | CDFI Program, Financial Assistance | $510,000 |
| 2021 | CDFI Program, Technical Assistance | $125,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $500,000 | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 63% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 63% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in Macon and Georgia
- Access to Capital for Entrepreneurs, Inc.Loan fund · Cleveland, GACommercial real estate loans, Microloans, Small-business loansVerified
- Albany Community Together, Inc.Loan fund · Albany, GAMicroloans, Small-business loansVerified
- Bank of CamillaBank or thrift · Camilla, GAAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…Verified
- Catalyst Development CORPORATIONLoan fund · Savannah, GAMicroloansVerified
- Citizens Trust BankBank or thrift · Atlanta, GAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Columbus Housing Initiative, IncLoan fund · Columbus, GAHome mortgagesVerified
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