New Hampshire Community Loan Fund, Inc.

What their website says about applying

• Call us at (603) 224-6669, option 1 for answers to your questions and to speak with a loan originator. source
• You may be able to prequalify for a Welcome Home Loan by completing a one-page form and faxing or mailing it to us. source
• We will ask you to complete a loan application and provide financial information such as pay stubs and bank statements. source
• After receiving a proposal from the retailer, we will email you a link to an online application portal. Please be sure to also submit supporting documentation. source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• Low or damaged credit considered No minimum credit score required, but satisfactory record of repayment on past credit needed source
• Income limit applies Our Your Turn homebuyer assistance can make that vision an affordable reality for those whose household income is below a defined level. source

Only rules the lender's own pages state. Other requirements may apply.

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Spanish-language prequalification form is mentioned on page 5 but its wording is split across lines, so it was left out; loan amounts for main products are not stated. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. What are the smallest and the largest loans you make?
   No loan amounts are stated on their website.
2. What is the APR, including fees, on your energy-efficiency loans and home repair loans?
   Their website does not state an APR. The APR includes fees, so it is the number to compare.
3. What interest rate and fees should I expect on your affordable housing development loans and microloans?
   Their website does not state a rate for this.
4. Do you need collateral, a business plan or a minimum time in business?
   Their website does not say what they require.
5. Do you offer down-payment help, and is a homebuyer education course required?
   CDFI home loans often come with homebuyer education or down-payment help; their website does not say.
6. Do you offer free coaching or help preparing my application?
   CDFI certification requires development services, such as training or advice, alongside lending.
7. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2024 (tax year 2023; EIN 22-2524015, filed as “NEW HAMPSHIRE COMMUNITY LOAN FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Total assets grew 23% from Jun 2022 to Jun 2024. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

Other certified CDFIs in Concord and New Hampshire

• Rockingham Economic Development CorpLoan fund · Raymond, NHMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
• Strafford Economic Development CorporationLoan fund · Dover, NHCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified

All 3 CDFIs in New Hampshire