At a glance
From its website, read 2 Nov 2026Strafford Economic Development Corporation is a loan fund based in Dover, New Hampshire. Its website describes commercial real estate loans, equipment loans, SBA-backed loans and 1 other loan type. Where it lends: New Hampshire businesses and organizations. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.sedcnh.org |
| Office (official list) | Suite 101, Cocheco Falls Millworks 100 Main Street, Dover, NH 03820 |
What their website says about applying
Call, e-mail, or stop by the office to discuss what Strafford EDC can do for you today.
sourceOur process is simple. Prepare one application here at SEDC, and we will handle the rest!
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 26 Jun 2026 |
| RSSD ID | — (none listed) |
| Address | Suite 101, Cocheco Falls Millworks 100 Main Street, Dover, NH 03820 Directions (Google Maps) |
| Website | www.sedcnh.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 4 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. No loan amounts are stated on the pages fetched, and loan product detail is limited. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | We can finance real estate (including Workforce Housing), working capital, facility improvements, and machinery & equipment. | source |
| Equipment loans | — | We can finance real estate (including Workforce Housing), working capital, facility improvements, and machinery & equipment. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | — | We are Northern New England's only US Small Business Community Advantage lender. | source |
| Small-business loans | — | We provide both direct lending and placement services with other finance sources. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
New Hampshire businesses and organizations
Non-Profit Lender Providing Business Finance and Technical Assistance to New Hampshire Organizations Since 1997
source
Statewide: New Hampshire
Borrower focus
- Rural
We operate a revolving loan fund for small rural businesses under the US Rural Development Administration, US Department of Agriculture.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Loan Application
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans and equipment loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.1 million in 3 awards from the U.S. Treasury's CDFI Fund, 2017–2022 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,612,633 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2017 | CDFI Program, Financial Assistance | $686,500 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $17.6M |
|---|---|
| Total liabilities | $5.2M |
| Net assets | $12.4M |
| Total revenue | $2.4M |
| Notes and loans receivable, net (Part X line 7) | $14.3M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 04-3367947, filed as “STRAFFORD ECONOMIC DEVELOPMENT CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $14M | $10.5M | $2.9M | $10.3M |
| Dec 2022 (990) | $16M | $10.7M | $872,934 | $13.7M |
| Dec 2023 (990) | $17.6M | $12.4M | $2.4M | $14.3M |
Total assets grew 26% from Dec 2021 to Dec 2023; notes and loans receivable rose 39%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $127,500 (14 loans) | All 7(a) lenders in New Hampshire: $100,000. Larger than the median loan of 32% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| Total assets, latest IRS Form 990 | $17.6M | Larger than 52% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 32% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 52% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Form 990 figures: IRS annual extracts (see the Form 990 section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 14 SBA-backed approvals for Strafford Economic Development Corporation in fiscal years 2020–2026 (October 2019 to September 2026):
- 14 7(a) loans as the lender: $1.9M in total (gross amount approved), median $127,500
By fiscal year: FY2020 4 · FY2021 2 · FY2022 0 · FY2023 1 · FY2024 3 · FY2025 2 · FY2026 2.
What actually happened
- Size of its 7(a) loans: half were between $88,750 and $201,775, median $127,500 (14 loans)
- Term of its 7(a) loans: median 84 months (7 years) (14 loans)
- Fixed or variable: 86% of its 7(a) loans had a fixed rate (14 loans)
- Young businesses: 36% of its 7(a) loans went to a startup or a business two years old or less (14 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) Community Advantage (7, 50%)
- 7(a) standard (7, 50%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (5)
- Manufacturing (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Strafford County, NH (11)
How this lender was matched in the SBA files: SBA lender ID 0508392: same name, state and city (SBA lists “Strafford Economic Development Corporation”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Strafford Economic Development Corporation may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Dover and New Hampshire
- New Hampshire Community Loan Fund, Inc.Loan fund · Concord, NHEnergy / solar / efficiency loans, Home repair / improvement loans, Affordable housing development loans, Microloans…Verified
- Rockingham Economic Development CorpLoan fund · Raymond, NHMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Work at Strafford Economic Development Corporation? Link to this page
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