At a glance
From its website, read 2 Nov 2026Rockingham Economic Development Corp is a loan fund based in Raymond, New Hampshire. Its website describes microloans, SBA-backed loans and small-business loans. Stated loan amounts run from $5,000 to $1M. Where it lends: New Hampshire small businesses.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (603) 772-2655 source |
|---|---|
| Website | www.redc.com |
| Office (official list) | 57 Main Street, Raymond, NH 03077 |
What their website says about applying
REDC Loan Application: Please meet with an REDC Business Advisor prior to completing an application.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| SBA-backed loans (7(a)/504/Community Advantage) | Term: up to 5 yr | Loans generally range between $20,000 - $50,000 and have a fixed interest rate for up to 60 months. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 57 Main Street, Raymond, NH 03077 Directions (Google Maps) |
| Website | www.redc.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Kiva loans are offered by Kiva through REDC as a hub, so they were not listed as REDC products. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Microloans | $5,000 – $50,000 | A microloan can range between $5,000 and $50,000, and funding is generally used for working capital to grow the business or to purchase equipment and inventory. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | $20,000 – $50,000 | Loans generally range between $20,000 - $50,000 and have a fixed interest rate for up to 60 months. | source |
| Small-business loans | — | to help small businesses in New Hampshire secure the funding needed to complete projects leading to job creation. | source |
Loan sizes
A microloan can range between $5,000 and $50,000, and funding is generally used for working capital to grow the business or to purchase equipment and inventory.
sourceLoans generally range between $20,000 - $50,000 and have a fixed interest rate for up to 60 months.
source$5,000 - $1,000,000
source
Range used for the size filter: $5,000 to $1M
Service area
New Hampshire small businesses
help small businesses in New Hampshire secure the funding needed to complete projects leading to job creation.
source
Statewide: New Hampshire
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.redc.com/
- https://www.redc.com/single-post/2017/08/22/redc-awarded-250000-as-a-sba-microloan-program-intermediary-lender
- https://www.redc.com/single-post/2017/06/01/redc-and-partners-release-new-lending-program-the-greater-concord-community-microloan-pro
- https://www.redc.com/financing
- https://www.redc.com/businessadvising
- https://www.redc.com/single-post/redc-is-now-a-kiva-u-s-microloan-hub
- https://www.redc.com/single-post/mascoma-community-development-sponsors-nh-kiva-microloan-hub
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What interest rate and fees should I expect on your microloans and SBA-backed loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.5 million in 3 awards from the U.S. Treasury's CDFI Fund, 2016–2021 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2019 | CDFI Program, Financial Assistance | $650,000 |
| 2016 | CDFI Program, Financial Assistance | $1,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Mar 2024| Total assets | $18.1M |
|---|---|
| Total liabilities | $5.2M |
| Net assets | $12.9M |
| Total revenue | $2M |
| Notes and loans receivable, net (Part X line 7) | $11.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending March 2024 (tax year 2023; EIN 02-0474973, filed as “ROCKINGHAM ECONOMIC DEVELOPMENT CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Mar 2022 (990) | $17.4M | $12M | $4.3M | $10.3M |
| Mar 2023 (990) | $18M | $12.6M | $2.4M | $11.5M |
| Mar 2024 (990) | $18.1M | $12.9M | $2M | $11.1M |
Total assets grew 4% from Mar 2022 to Mar 2024; notes and loans receivable rose 7%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $1M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 72% of these 184. |
| Total assets, latest IRS Form 990 | $18.1M | Larger than 53% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 72% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 53% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Raymond and New Hampshire
- New Hampshire Community Loan Fund, Inc.Loan fund · Concord, NHEnergy / solar / efficiency loans, Home repair / improvement loans, Affordable housing development loans, Microloans…Verified
- Strafford Economic Development CorporationLoan fund · Dover, NHCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Work at Rockingham Economic Development Corp? Link to this page
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