COOPERATIVA DE AHORRO Y CREDITO CUPEY ALTO — Credit union, Cupey Alto, PR

At a glance

From its website, read 2 Nov 2026

COOPERATIVA DE AHORRO Y CREDITO CUPEY ALTO is a credit union based in Cupey Alto, Puerto Rico. Its website describes auto loans, home mortgages and personal loans. Stated loan amounts run up to $20,000. Where it lends: Comunidad de Cupey Alto y áreas adyacentes. You can start an application online. It serves borrowers in Spanish.

Each point is backed by a quote further down this page. Terms change: confirm with the lender.

How to reach them and apply

Apply online	Page with the application link
Website	www.cupeyalto.coop
Office (official list)	Carr 176 Km 9.5, Cupey Alto, PR 00926

What their website says about applying

Evidencia de empleo/ingresos. source
Identificación (vigente) con foto(licencia de conducir o pasaporte). source
Tarjeta de seguro social. source
Recibo de utilidades (AAA/LUMA). source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

Official record

CDFI Fund list, 21 Oct 2026

Institution type	Credit union
Native CDFI	No
Date certified (as listed)	8 Sep 2026
RSSD ID	4254584
Address	Carr 176 Km 9.5, Cupey Alto, PR 00926 Directions (Google Maps)
Website	www.cupeyalto.coop

Loans and eligibility

Verified from lender site on 2 Nov 2026

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Personal and auto loan pages have little text beyond headings; the service area is inferred only from the mission statement wording. Terms change — confirm with the lender before applying.

Product	Amount stated	Text on the lender's site (verbatim, incl. menu labels)	Page
Auto / vehicle loans	—	Financia tu auto nuevo o usado a un bajo interés.	source
Home mortgages	—	Obtén la casa que sueñas con tu Cooperativa Cupey Alto.	source
Personal / consumer loans	up to $20,000	Solicita tu préstamo personal hasta un máximo de $20,000 a un bajo interés.	source

Loan sizes

Solicita tu préstamo personal hasta un máximo de $20,000 a un bajo interés. source
La cantidad de esta cuenta rotativa será hasta un máximo de $5,000. source

Range used for the size filter: not stated to $20,000

Service area

Comunidad de Cupey Alto y áreas adyacentes

Contribuir a mejorar la calidad de vida y el bienestar social de la comunidad de Cupey Alto y áreas adyacentes. source

Borrower focus

Not stated on the pages we read.

Languages

Spanish Solicita tu préstamo personal hasta un máximo de $20,000 a un bajo interés. source

Online application

Yes — the site links to an application. Solicitud de Préstamo source

Pages read (7)

Questions to ask when you contact them

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members.
Is there a minimum loan amount?
Their website gives a maximum ($20,000) but no minimum.
What is the APR, including fees, on your auto loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare.
Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept.
How long can I take to repay?
No repayment terms are stated on their website.
Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say.
What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

$4.4 million in 5 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (4 programs).

Round year	Program	Amount
2024	CDFI Program, Technical Assistance	$300,000
2022	CDFI Equitable Recovery Program	$1,735,187
2022	CDFI Program, Financial Assistance	$407,900
2021	CDFI Rapid Response Program	$1,826,265
2021	CDFI Program, Technical Assistance	$125,000

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.

What the regulator's figures show

COSSEC, 30 Jun 2026

Total assets	$87.6 million (up 5.3% from $83.2 million a year earlier)
Members (socios)	6,934 (up 158 from a year earlier)
Full-time employees	27
Size	49th largest of Puerto Rico's 91 cooperativas de ahorro y crédito by total assets

Puerto Rico's cooperativas de ahorro y crédito are supervised and insured by COSSEC, the island's public corporation for cooperatives, not by the NCUA, so they do not appear in federal credit-union data. These figures come from the quarterly report each cooperativa files with COSSEC. Source: COSSEC, Estadísticas Industria Cooperativas de Ahorro y Crédito for the quarter ending 30 Jun 2026 (year-ago figures: quarter ending 30 Jun 2025), downloaded 7 Nov 2026. Size and members show scale, not what it would lend you.

Average rates across Puerto Rico's cooperativas

On loans already on their books on 30 Jun 2026, weighted by balance, across all 91 cooperativas: new-vehicle loans 6.20%, used-vehicle loans 9.74%, first mortgages 5.92%, personal loans to members 9.10%.

These are island-wide averages of existing loans. They are not an APR, not an offer and not this cooperativa's own rates. Ask the cooperativa for the APR it would charge you.

How it compares

Computed from public data

Measure	This lender	Compared with
Largest loan its website states	$20,000	Other credit unions whose website states a maximum: median $62,500. Higher than the stated maximum of 3% of these 64.

How these comparisons were worked out

Measure	Peer group (this lender left out)	Peers	Where this lender sits
Largest stated loan	other credit unions stating a maximum, nationwide	64	higher than 3%

“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.

Other certified CDFIs in Cupey Alto and Puerto Rico

All 83 CDFIs in Puerto Rico

Work at COOPERATIVA DE AHORRO Y CREDITO CUPEY ALTO? Link to this page

Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).

<a href="https://cdfiatlas.com/lenders/cooperativa-de-ahorro-y-credito-cupey-alto/"><img src="https://cdfiatlas.com/assets/badge/listed-on-cdfi-atlas.svg" alt="COOPERATIVA DE AHORRO Y CREDITO CUPEY ALTO on CDFI Atlas" width="200" height="52"></a>

Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.