At a glance
From its website, read 2 Nov 2026HomeSight is a loan fund based in Seattle, Washington. Its website describes home mortgages. Where it lends: Conventional mortgages offered statewide. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (206) 760-4205 source |
|---|---|
| Phone | (206) 723-4355 source |
| Apply online | Page with the application link |
| Website | www.homesightwa.org |
| Office (official list) | 5117 Rainier Avenue South, Seattle, WA 98118 |
What their website says about applying
Sign up for HomeSight financial counseling through our Homebuyer Portal.
sourceAll clients interested in purchase assistance must meet with a counselor for a financial assessment and work to meet credit and savings requirements of the program.
sourceContact us below to begin your mortgage lending journey.
sourceApplications are submitted via a foreclosure counselor
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Low or damaged credit considered
we’re able to offer mortgages at competitive rates that don’t rely on your credit score or the loan amount.
source - Income limit applies
Income restrictions apply based on household size.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 5117 Rainier Avenue South, Seattle, WA 98118 Directions (Google Maps) |
| Website | www.homesightwa.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Purchase assistance and the Seattle Stability Loan Program are not clearly described as loan products, so they are omitted. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home mortgages | — | HomeSight offers conventional mortgages, as well as unique loan products that help underserved communities. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Conventional mortgages offered statewide
HomeSight is a non-profit lender that offers conventional mortgages statewide.
source
Statewide: Washington
Borrower focus
- Low- and moderate-income / underserved
Because HomeSight’s mission is to help low- and moderate-income families buy their primary residences
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. APPLY NOW
source
Pages read (7)
- https://homesightwa.org/
- https://homesightwa.org/mortgage-payments/
- https://homesightwa.org/mortgage-lending-2/
- https://homesightwa.org/homebuyer-development-financial-counseling/
- https://homesightwa.org/homesight-mythbusts-your-credit-score/
- https://homesightwa.org/city-of-seattle-stability-loan-program/
- https://homesightwa.org/four-ways-buying-a-home-will-change-your-financial-life/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$20.4 million in 13 awards from the U.S. Treasury's CDFI Fund, 2003–2022 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $3,470,374 |
| 2021 | CDFI Program, Financial Assistance | $625,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $620,000 |
| 2018 | CDFI Program, Financial Assistance | $875,000 |
| 2018 | Capital Magnet Fund | $4,482,400 |
| 2017 | CDFI Program, Financial Assistance | $926,500 |
| 2016 | CDFI Program, Financial Assistance | $2,000,000 |
| 2015 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2009 | CDFI Program, Financial Assistance | $1,000,000 |
| 2003 | CDFI Program, Financial Assistance | $500,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $66.5M |
|---|---|
| Total liabilities | $14.1M |
| Net assets | $52.4M |
| Total revenue | $7.5M |
| Program-related investments (Part X line 13) | $37M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 94-3117253, filed as “HOMESIGHT”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Dec 2021 (990) | $62.2M | $49.8M | $6.8M |
| Dec 2022 (990) | $62.3M | $50.8M | $9M |
| Dec 2023 (990) | $66.5M | $52.4M | $7.5M |
Total assets grew 7% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $66.5M | Larger than 90% of the 10 other certified loan funds and venture funds in Washington with a matched Form 990 (median $10.8M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Washington | 10 | larger than 90% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
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