Cooperativa de Ahorro y Credito Yabucoena — Credit union, Yabucoa, PR

At a glance

From its website, read 29 Oct 2026

Cooperativa de Ahorro y Credito Yabucoena is a credit union based in Yabucoa, Puerto Rico. Its website describes farm loans, auto loans, home mortgages and 1 other loan type. It serves borrowers in Spanish.

Each point is backed by a quote further down this page. Terms change: confirm with the lender.

How to reach them and apply

Main	(787) 893-2820 source
Phone	(787) 776-4100 source
Website	www.yabucoop.com
Office (official list)	Calle Ramón Quiñones 1 Urb Villa Recreo, Yabucoa, PR 00767

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

Official record

CDFI Fund list, 21 Oct 2026

Institution type	Credit union
Native CDFI	No
Date certified (as listed)	8 Sep 2026
RSSD ID	4254333
Address	Calle Ramón Quiñones 1 Urb Villa Recreo, Yabucoa, PR 00767 Directions (Google Maps)
Website	www.yabucoop.com

Loans and eligibility

Verified from lender site on 29 Oct 2026

Read from 2 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Site is in Spanish; product names quoted in Spanish. Terms change — confirm with the lender before applying.

Product	Amount stated	Text on the lender's site (verbatim, incl. menu labels)	Page
Agriculture / farm loans	—	Especial para Agricultores	source
Auto / vehicle loans	—	Financiamiento de Autos	source
Home mortgages	—	Hipotecarios	source
Personal / consumer loans	—	Préstamos Personales	source

Loan sizes

No amounts stated on the pages we read.

Service area

Not stated on the pages we read.

Borrower focus

Farmers / ranchers Especial para Agricultores source

Languages

Spanish Préstamos Personales, Hipotecarios, Especial para Agricultores source

Online application

No online application link found on the pages we read.

Pages read (2)

Questions to ask when you contact them

Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

Do you lend where I live, or where my business is?
Their website does not say which area they serve.
How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members.
What are the smallest and the largest loans you make?
No loan amounts are stated on their website.
What is the APR, including fees, on your auto loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare.
What interest rate and fees should I expect on your farm loans?
Their website does not state a rate for this.
Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept.
What documents will you need from me, and how long does a decision usually take?

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

$3 million in 3 awards from the U.S. Treasury's CDFI Fund, 2022–2024 (CDFI Equitable Recovery Program; CDFI Program, Technical Assistance).

Round year	Program	Amount
2024	CDFI Program, Technical Assistance	$300,000
2022	CDFI Equitable Recovery Program	$2,602,780
2022	CDFI Program, Technical Assistance	$125,000

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.

What the regulator's figures show

COSSEC, 30 Jun 2026

Total assets	$99.5 million (up 5.6% from $94.2 million a year earlier)
Members (socios)	8,856 (up 125 from a year earlier)
Full-time employees	24
Size	41st largest of Puerto Rico's 91 cooperativas de ahorro y crédito by total assets

Puerto Rico's cooperativas de ahorro y crédito are supervised and insured by COSSEC, the island's public corporation for cooperatives, not by the NCUA, so they do not appear in federal credit-union data. These figures come from the quarterly report each cooperativa files with COSSEC. Source: COSSEC, Estadísticas Industria Cooperativas de Ahorro y Crédito for the quarter ending 30 Jun 2026 (year-ago figures: quarter ending 30 Jun 2025), downloaded 7 Nov 2026. Size and members show scale, not what it would lend you.

Average rates across Puerto Rico's cooperativas

On loans already on their books on 30 Jun 2026, weighted by balance, across all 91 cooperativas: new-vehicle loans 6.20%, used-vehicle loans 9.74%, first mortgages 5.92%, personal loans to members 9.10%.

These are island-wide averages of existing loans. They are not an APR, not an offer and not this cooperativa's own rates. Ask the cooperativa for the APR it would charge you.

Other certified CDFIs in Yabucoa and Puerto Rico

All 83 CDFIs in Puerto Rico

Work at Cooperativa de Ahorro y Credito Yabucoena? Link to this page

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