At a glance
From its website, read 2 Nov 2026Access Community Capital is a loan fund based in Las Vegas, Nevada. Its website describes child-care facility loans, microloans and small-business loans. Stated loan amounts run from $1,000 to $250,000. Where it lends: Businesses throughout the State of Nevada. Business loan rates stated on its site range from 5% to 10%. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.AccessCommunityCapital.org |
| Office (official list) | 9205 W Russell Rd Bldg 3 Ste 240, Las Vegas, NV 89148 |
What their website says about applying
If you are in the early stages of starting your business, we encourage you to speak with one of our Business Advisors
sourceCopy of MCA agreement
sourceEven if you don’t meet some of the requirements above, give us a call.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | Refinance High Interest Debt and Immediately Improve Cash Flow with Rates Less than 9% | source |
| Microloans | Rate: 5%–10% | Interest rate: generally between 5% and 10% | source |
| Microloans | Term: 12 mo–3 yr | Term: 12 - 36 months | source |
| Small-business loans | Term: up to 2 yr | Term: up to 24 months | source |
| Small-business loans | Term: 12 mo–6 yr | Term: 12-72 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 16 Jan 2025 |
| RSSD ID | — (none listed) |
| Address | 9205 W Russell Rd Bldg 3 Ste 240, Las Vegas, NV 89148 Directions (Google Maps) |
| Website | www.AccessCommunityCapital.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Child-care facility financing | — | Supporting child care providers interested in starting new child care centers or expanding their current child care business (both home-based and center-based), through capital financing | source |
| Microloans | $1,000 – $25,000 | Loan amounts: $1,000 to $25,000 | source |
| Small-business loans | $1,000 – $250,000 | Loan amounts: $1,000 to $250,000 | source |
Loan sizes
Loan amounts: $1,000 to $25,000
sourceLoan amounts: $1,000 to $250,000
sourceLoan amounts: $10,000 to $250,000
source
Range used for the size filter: $1,000 to $250,000
Service area
Businesses throughout the State of Nevada
We assist businesses throughout the State of Nevada with financing, coaching, and other areas to achieve their potential.
source
Statewide: Nevada
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Begin application
source
Pages read (7)
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $7.5M |
|---|---|
| Total liabilities | $1.3M |
| Net assets | $6.2M |
| Total revenue | $969,046 |
| Notes and loans receivable, net (Part X line 7) | $2.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 85-2873226, filed as “ACCESS COMMUNITY CAPITAL”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $2.1M | $2M | $2.2M | — |
| Dec 2022 (990) | $7.8M | $7.6M | $6.2M | $1.8M |
| Dec 2023 (990) | $7.5M | $6.2M | $969,046 | $2.8M |
Total assets grew 263% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $250,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 38% of these 184. |
| Total assets, latest IRS Form 990 | $7.5M | Larger than 32% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
| Business loan rate its website stated (2 Nov 2026) | 5.00% to 10.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 2 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 38% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 32% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
Other certified CDFIs in Las Vegas and Nevada
Work at Access Community Capital? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.