At a glance
From its website, read 29 Oct 2026Akiptan, Inc. is a loan fund based in Eagle Butte, South Dakota. Its website describes farm loans. Where it lends: Agriculture producers across Indian Country. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (605) 301-0581 source |
|---|---|
| info@akiptan.org source | |
| Apply online | Page with the application link |
| Website | akiptan.org |
| Office (official list) | PO Box 858, Eagle Butte, SD 57625 |
What their website says about applying
To apply, we invite you to complete our online intake form below.
sourceOnce the form is completed our Loan Administrator will reach out to you with next steps.
sourceThere is a digital copy of the application to the right which can be filled out and mailed to our office at PO Box 858 Eagle Butte, SD 57625 or emailed to our office at
sourceSupplemental documents may be required before final loan review.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 29 Oct 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Agriculture / farm loans | Term: up to 12 mo | which can be paid back over 12 months | source |
| Agriculture / farm loans | Term: up to 7 yr | which can be repaid over a maximum of 7 years, with a 5 year interest only period added if the producer so chooses | source |
| Agriculture / farm loans | Term: up to 15 yr | Down payment assistance has up to a 15 year repayment period | source |
| Agriculture / farm loans | Term: up to 30 yr | the full Land Mortgage Product has up to a 30 year repayment period | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 15 Jul 2020 |
| RSSD ID | — (none listed) |
| Address | PO Box 858, Eagle Butte, SD 57625 |
| Website | akiptan.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 6 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Agricultural lender; overall min/max not stated, so size filter does not use it. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | Akiptan's general loan can be used for many different purposes to meet the different needs of producers. Activities like buying cattle, green houses, equipment, etc. are all eligible. | source |
Loan sizes
Service area
Agriculture producers across Indian Country
that provides loans and technical assistance to agriculture producers across Indian Country.
source
Borrower focus
- Farmers / ranchers
provides loans and technical assistance to agriculture producers across Indian Country.
source - Native American / Alaska Native / Native Hawaiian
ABOUT OUR PROGRAMS Akiptan is a Native American Community Development Financial Institution (CDFI) that provides loans and technical assistance to agriculture producers across Indian Country.
source - Startups
Akiptan offers a whole suite of services that include financing youth, start ups, operating costs and ownership.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. To apply, we invite you to complete our online intake form below.
source
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your farm loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$6.9 million in 6 awards from the U.S. Treasury's CDFI Fund, 2019–2024 (CDFI Rapid Response Program; Native American CDFI Assistance (NACA), Financial Assistance; Native American CDFI Assistance (NACA), Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Native American CDFI Assistance (NACA), Financial Assistance | $2,300,000 |
| 2022 | Native American CDFI Assistance (NACA), Financial Assistance | $1,300,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Native American CDFI Assistance (NACA), Financial Assistance | $1,188,500 |
| 2020 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2019 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $26.9M |
|---|---|
| Total liabilities | $9.5M |
| Net assets | $17.4M |
| Total revenue | $5.7M |
| Notes and loans receivable, net (Part X line 7) | $14.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 82-3541909, filed as “AKIPTAN”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $12.4M | $9.8M | $6.9M | $4.6M |
| Dec 2022 (990) | $19M | $14M | $5.4M | $10.9M |
| Dec 2023 (990) | $26.9M | $17.4M | $5.7M | $14.1M |
Total assets grew 117% from Dec 2021 to Dec 2023; notes and loans receivable rose 203%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $26.9M | Larger than 43% of the 7 other certified loan funds and venture funds in South Dakota with a matched Form 990 (median $30.7M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in South Dakota | 7 | larger than 43% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Eagle Butte and South Dakota
- Four Bands Community Fund, IncorporatedLoan fund · Eagle Butte, SD · Native CDFIAgriculture / farm loans, Credit-builder loans, Home repair / improvement loans, Microloans…Verified
- Coteau Valley Federal Credit UnionCredit union · Sisseton, SDAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loansVerified
- Fort Randall Federal Credit UnionCredit union · Wagner, SDAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Equipment loans…Verified
- Grow South DakotaLoan fund · Sisseton, SDHome mortgages, Small-business loansVerified
- Lakota Fund, Inc., TheLoan fund · Kyle, SD · Native CDFIAgriculture / farm loans, Microloans, Small-business loansVerified
Work at Akiptan, Inc.? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.