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Certified CDFI

Brightbridge, Inc.

Loan fundOfficial list only

Loan fund in Chattanooga, Tennessee, on the CDFI Fund's list of certified CDFIs (as of 21 Oct 2026).

Type
Loan fund
Based in
Chattanooga, TN
Certified
29 Jun 2017

Official record

CDFI Fund list, 21 Oct 2026
Institution typeLoan fund
Native CDFINo
Date certified (as listed)29 Jun 2017
RSSD ID— (none listed)
Address506 Broad Street, Chattanooga, TN 37402 Directions (Google Maps)
WebsiteNot given on the official list (listed as “Non given”)

Loans and eligibility

Not yet verified

We have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.

Questions to ask when you contact them

We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.

  1. What kinds of loans do you make, and which one fits what I need?
    We have no loan details from their website.
  2. Do you lend where I live, or where my business is?
  3. What are the smallest and the largest loans you make?
  4. What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
  5. What documents will you need from me, and how long does a decision usually take?

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

Size of the fund (IRS Form 990)

Fiscal year ending Jun 2023
Total assets$141.8M
Total liabilities$134.3M
Net assets$7.6M
Total revenue$6.8M
Notes and loans receivable, net (Part X line 7)$116M

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 58-1494630, filed as “BRIGHTBRIDGE INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2023). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Fiscal year endingTotal assetsNet assetsRevenueNotes and loans receivable
Jun 2022 (990)$120.6M$6.4M$3.5M$88.9M
Jun 2023 (990)$141.8M$7.6M$6.8M$116M

Total assets grew 18% from Jun 2022 to Jun 2023; notes and loans receivable rose 30%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

How it compares

Computed from public data
MeasureThis lenderCompared with
Median SBA 7(a) loan it approved, FY2020–FY2026$224,600 (41 loans)All 7(a) lenders in Tennessee: $275,000. Larger than the median loan of 65% of the 97 other certified CDFIs with 10 or more 7(a) loans.
SBA approvals, FY2023–24 → FY2025–2643 → 35Rank among the 6 certified CDFIs in Tennessee with SBA approvals in either period: 1 → 1.
Total assets, latest IRS Form 990$141.8MLarger than 71% of the 7 other certified loan funds and venture funds in Tennessee with a matched Form 990 (median $27.3M).
How these comparisons were worked out
MeasurePeer group (this lender left out)PeersWhere this lender sits
Median SBA 7(a) loancertified CDFIs with 10+ 7(a) loans, nationwide97larger than 65%
SBA approvals then vs nowcertified CDFIs in Tennessee with SBA approvals FY2023–20265rank 1 → 1 of 6
Form 990 total assetscertified loan and venture funds with a Form 990, in Tennessee7larger than 71%

“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Form 990 figures: IRS annual extracts (see the Form 990 section).

SBA loans approved

SBA data as of 30 Sep 2026

The SBA's public loan data lists 151 SBA-backed approvals for Brightbridge, Inc. in fiscal years 2020–2026 (October 2019 to September 2026):

  • 41 7(a) loans as the lender: $9M in total (gross amount approved), median $224,600
  • 110 504 loans as the Certified Development Company (CDC): $155.5M in total (CDC (SBA-backed) portion approved), median $872,000

By fiscal year: FY2020 17 · FY2021 32 · FY2022 24 · FY2023 26 · FY2024 17 · FY2025 21 · FY2026 14.

What actually happened

  • Size of its 7(a) loans: half were between $154,800 and $271,400, median $224,600 (41 loans)
  • Size of its 504 loans (the CDC's SBA-backed portion): half were between $389,500 and $2M, median $872,000 (110 loans)
  • Term of its 7(a) loans: median 120 months (10 years) (41 loans)
  • Term of its 504 loans (the CDC's SBA-backed portion): median 300 months (25 years) (110 loans)
  • Fixed or variable: 0% of its 7(a) loans had a fixed rate (41 loans)
  • Young businesses: 62% of its 7(a) loans went to a startup or a business two years old or less (40 loans with an answer)

Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.

By program

  • 504 loans (as the Certified Development Company) (110, 73%)
  • 7(a) Community Advantage (34, 23%)
  • 7(a) standard (7, 5%)

Borrower industries

NAICS sector, 3 or more loans.

  • Accommodation and food services (45)
  • Retail trade (22)
  • Manufacturing (19)
  • Health care and social assistance (11)
  • Other services (except public administration) (11)

Where borrowers are

County of the borrower's ZIP code, 3 or more loans.

How this lender was matched in the SBA files: SBA CDC ID 0188192: same name, state and city (SBA lists “Brightbridge, Inc.”); SBA lender ID 0188192: same name, state and city (SBA lists “Brightbridge, Inc.”).

Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Brightbridge, Inc. may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

Other certified CDFIs in Chattanooga and Tennessee

All 41 CDFIs in Tennessee

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Source: CDFI Atlas, cdfiatlas.com/lenders/brightbridge-inc/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).