Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 8 Apr 2014 |
| RSSD ID | 239480 |
| Address | 1016 S. St. Rte. 19, Oak Harbor, OH 43449 Directions (Google Maps) |
| Website | cpfcu.coop |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe read 1 page of this lender's website on 2 Nov 2026 but could not confirm any loan product, loan size or service area there, so we list nothing rather than guess. That doesn't mean it lacks them. Check cpfcu.coop or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.1 million in 5 awards from the U.S. Treasury's CDFI Fund, 2018–2024 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $550,000 |
| 2022 | CDFI Program, Financial Assistance | $560,000 |
| 2021 | CDFI Rapid Response Program | $1,600,000 |
| 2020 | CDFI Program, Financial Assistance | $557,000 |
| 2018 | CDFI Program, Financial Assistance | $875,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $1.3 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as COMMODORE PERRY (charter 21873). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $102.3 million (as of 30 Jun 2026) |
|---|---|
| Members | 6,011 (as of 30 Jun 2026) |
| Offices | 3 (as of 30 Jun 2026) |
Offices by state and county (3)
Ohio (3 offices)
- Ottawa County (3): 1016 S State Route 19, Oak Harbor 43449 (main office); 365 Rice St, Elmore 43416; 1711 W Fremont Rd, Port Clinton 43452
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Commodore Perry Federal Credit Union (NCUA charter 21873, filed as “COMMODORE PERRY”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $70.1 million, 4,135 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 1.3% from $69.2 million on 30 Jun 2025 |
| Members | 6,011 (as of 30 Jun 2026); 6,623 (as of 30 Jun 2025) |
| Loans per member | $11,662 (total loans divided by members, 30 Jun 2026) |
| Total assets | $102.3 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $4.6 million | 6.6% |
| Used vehicle loans | $21.1 million | 30.1% |
| First-lien home mortgages (1-4 family) | $20.7 million | 29.5% |
| Other real estate loans (junior liens, other) | $12.2 million | 17.5% |
| Commercial (business) loans | $3.4 million | 4.9% |
| Credit cards | $1.5 million | 2.2% |
| Other unsecured loans | $1.8 million | 2.6% |
| Leases and other secured loans | $4.7 million | 6.7% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $102.3 million | Larger than 36% of the 11 other certified credit unions in Ohio (median $365.7 million). |
| Loans as a share of assets | 68% | Median of the same 11 credit unions: 61%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $69.2 million → $70.1 million (+1%) | Median change of 11 other certified credit unions in Ohio: +1%. Rank by loans held among these 12: 8 → 8. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions in Ohio | 11 | larger than 36% |
| Loans held then vs now | certified credit unions in Ohio reporting both dates | 11 | rank 8 → 8 of 12 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Oak Harbor and Ohio
- Appalachian Growth Capital, LLCLoan fund · Logan, OHCommercial real estate loans, Equipment loans, Small-business loansVerified
- Buckeye State Credit Union, INC.Credit union · Akron, OHAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Canton School Employees Federal Credit UnionCredit union · Canton, OHAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loansVerified
- Cardinal Credit UnionCredit union · Mentor, OHAuto / vehicle loans, Commercial real estate loans, Equipment loans, Microloans…Verified
- Cincinnati Development Fund, Inc.Loan fund · Cincinnati, OHCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Cleveland Development Advisors Community Reinvestment Fund, Inc.Loan fund · Cleveland, OHCommercial real estate loansVerified
Work at Commodore Perry Federal Credit Union? Link to this page
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