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Certified CDFI

Community Loan Fund of New Jersey, Inc.

Loan fundOfficial list only

Loan fund in New Brunswick, New Jersey, on the CDFI Fund's list of certified CDFIs (as of 21 Oct 2026).

Type
Loan fund
Based in
New Brunswick, NJ
Certified
17 Sep 2013

Official record

CDFI Fund list, 21 Oct 2026
Institution typeLoan fund
Native CDFINo
Date certified (as listed)17 Sep 2013
RSSD ID— (none listed)
Address100 Albany Street, Suite 250, New Brunswick, NJ 08901 Directions (Google Maps)
Websitewww.newjerseycommunitycapital.org

Loans and eligibility

Not yet verified

We could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.newjerseycommunitycapital.org or contact the lender directly.

Questions to ask when you contact them

We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.

  1. What kinds of loans do you make, and which one fits what I need?
    We have no loan details from their website.
  2. Do you lend where I live, or where my business is?
  3. What are the smallest and the largest loans you make?
  4. What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
  5. What documents will you need from me, and how long does a decision usually take?

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

$35.6 million in 21 awards from the U.S. Treasury's CDFI Fund, 1997–2024 (5 programs).

Round yearProgramAmount
2024CDFI Program, Financial Assistance$800,000
2022CDFI Equitable Recovery Program$4,957,678
2021CDFI Rapid Response Program$1,826,265
2021Capital Magnet Fund$4,935,000
2020CDFI Program, Financial Assistance$650,000
2020Healthy Food Financing Initiative, Financial Assistance$500,000
2019CDFI Program, Financial Assistance$565,000
2019Capital Magnet Fund$2,250,000
2017CDFI Program, Financial Assistance$776,500
2016CDFI Program, Financial Assistance$1,347,000
2015CDFI Program, Financial Assistance$1,653,000
2014CDFI Program, Financial Assistance$2,000,000
2013CDFI Program, Financial Assistance$1,347,000
2012CDFI Program, Financial Assistance$1,453,806
2011CDFI Program, Financial Assistance$1,500,000
2010CDFI Program, Financial Assistance$750,000
2009CDFI Program, Financial Assistance$2,000,000
2008CDFI Program, Financial Assistance$1,000,000
2004CDFI Program, Financial Assistance$1,000,000
2000CDFI Program, Financial Assistance$3,030,000
1997CDFI Program, Financial Assistance$1,230,000

New Markets Tax Credit allocations

$410 million in 10 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.

Round yearProgramAllocation
2024New Markets Tax Credit allocation$70,000,000
2021New Markets Tax Credit allocation$40,000,000
2020New Markets Tax Credit allocation$50,000,000
2018New Markets Tax Credit allocation$35,000,000
2017New Markets Tax Credit allocation$40,000,000
2016New Markets Tax Credit allocation$45,000,000
2014New Markets Tax Credit allocation$50,000,000
2012New Markets Tax Credit allocation$30,000,000
2008New Markets Tax Credit allocation$35,000,000
2002New Markets Tax Credit allocation$15,000,000

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.

Size of the fund (IRS Form 990)

Fiscal year ending Sep 2023
Total assets$224.7M
Total liabilities$155.6M
Net assets$69.1M
Total revenue$19.1M
Notes and loans receivable, net (Part X line 7)$117.2M

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending September 2023 (tax year 2022; EIN 22-2872262, filed as “COMMUNITY LOAN FUND OF NEW JERSEY INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Fiscal year endingTotal assetsNet assetsRevenueNotes and loans receivable
Sep 2021 (990)$216.8M$72.5M$22M$100.5M
Sep 2022 (990)$225.8M$69M$18.3M$105.8M
Sep 2023 (990)$224.7M$69.1M$19.1M$117.2M

Total assets grew 4% from Sep 2021 to Sep 2023; notes and loans receivable rose 17%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

How it compares

Computed from public data
MeasureThis lenderCompared with
Total assets, latest IRS Form 990$224.7MLarger than 100% of the 5 other certified loan funds and venture funds in New Jersey with a matched Form 990 (median $11.4M).
How these comparisons were worked out
MeasurePeer group (this lender left out)PeersWhere this lender sits
Form 990 total assetscertified loan and venture funds with a Form 990, in New Jersey5larger than 100%

“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

Other certified CDFIs in New Brunswick and New Jersey

All 11 CDFIs in New Jersey

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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.