At a glance
From its website, read 2 Nov 2026COOPERATIVA DE AHORRO Y CRÉDITO RICO DAIRY, INC. is a credit union based in San Juan, Puerto Rico. Its website describes auto loans, credit-builder loans, energy-efficiency loans and 1 other loan type. Stated loan amounts run from $500 to $50,000. It says it considers borrowers with low or no credit history. It serves borrowers in Spanish.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (787) 470-6402 source |
|---|---|
| Website | www.coopricodairy.com |
| Office (official list) | Urb La Riviera Ave San Patricio Esq Ave De Diego, San Juan, PR 00928 |
What their website says about applying
Solo pasa por el dealer de tu preferencia, consigues una orden de compra
sourceSe requiere $400 en acciones no comprometidas al momento de solicitar.
sourceSolo pasa por tu Cooperativa para una orientación
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- No or thin credit history considered
Si no tienes crédito esta es tu mejor alternativa. Prestamos hasta $1,000 dólares. Solo para socios sin experiencia crediticia.
source - Membership required
Como socio, podrás disfrutar de excelentes beneficios y solicitar los distintos productos de préstamos que ofrece la Cooperativa.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Aug 2026 |
| RSSD ID | 4253886 |
| Address | Urb La Riviera Ave San Patricio Esq Ave De Diego, San Juan, PR 00928 Directions (Google Maps) |
| Website | www.coopricodairy.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 3 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The /prestamos page fetched contained only a title, so loan details come from the products page and the service area is not stated. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | ¿Necesitas un Auto? Podemos ayudarte a conseguirlo. Solo pasa por el dealer de tu preferencia | source |
| Credit-builder loans | up to $1,000 | Si no tienes crédito esta es tu mejor alternativa. Prestamos hasta $1,000 dólares. Solo para socios sin experiencia crediticia. | source |
| Energy / solar / efficiency loans | — | Préstamo diseñado para compra de equipo de placas solares y bateria | source |
| Personal / consumer loans | $500 – $50,000 | Prestamos desde $500 hasta $50,000 dólares a un bajo interés. | source |
Loan sizes
Prestamos desde $500 hasta $50,000 dólares a un bajo interés.
sourcePrestamos hasta $25,000 Cantidades pueden variar de acuerdo a la fianza de garantía y acciones requeridas.
sourceTe prestamos hasta $3,000 dólares. Se requiere $400 en acciones no comprometidas al momento de solicitar.
sourcePrestamos hasta $1,000 dólares. Solo para socios sin experiencia crediticia.
source
Range used for the size filter: $500 to $50,000
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- Spanish
Ven y unete a nuestra familia de Cooperativa de Ahorro y Credito Rico Dairy.
source
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What is the APR, including fees, on your auto loans and credit-builder loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.8 million in 3 awards from the U.S. Treasury's CDFI Fund, 2022–2024 (CDFI Equitable Recovery Program; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $300,000 |
| 2022 | CDFI Equitable Recovery Program | $1,363,361 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $50,000 | Other credit unions whose website states a maximum: median $62,500. Higher than the stated maximum of 23% of these 64. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other credit unions stating a maximum, nationwide | 64 | higher than 23% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in San Juan and Puerto Rico
- Caribe Federal Credit UnionCredit union · San Juan, PRAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Energy / solar / efficiency loans…Verified
- COOP CIAPRCredit union · San Juan, PROfficial list only
- Cooperativa de Ahorro y Crédito Hermanos UnidosCredit union · San Juan, PROfficial list only
- Cooperativa de Ahorro y Crédito TUCOOPCredit union · San Juan, PRAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Personal / consumer loansVerified
- COOPERATIVA DE AHORRO Y CREDITO ANA G. MENDEZCredit union · San Juan, PROfficial list only
- Cooperativa de Ahorro y Credito Autoridad de Carreteras y Obras PublicasCredit union · San Juan, PRPersonal / consumer loansVerified
- Cooperativa de Ahorro y Credito Centro Gubernamental Minillas (Gubecoop)Credit union · San Juan, PRAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgages, Personal / consumer loansVerified
- Cooperativa De Ahorro Y Credito De La Asociacion De Maestros De Puerto RicoCredit union · San Juan, PROfficial list only
Work at COOPERATIVA DE AHORRO Y CRÉDITO RICO DAIRY, INC.? Link to this page
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