At a glance
From its website, read 3 Nov 2026F A B Church Federal Credit Union is a credit union based in Savannah, Georgia. Its website describes personal loans. Where it lends: Open to members of First African Baptist Church in Savannah, GA, and their immediate family. The consumer loan APR it states is 6%.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (912) 233-8997 source |
|---|---|
| Website | www.fabfcu.com |
| Office (official list) | 23 Montgomery St, Savannah, GA 31401 |
What their website says about applying
You can easily join us online by completing our application, visit us in person, or give us a call for more information.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 3 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Personal / consumer loans | Rate: from 6% APR | As low as 6.00% Annual Percentage Rate | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Membership required
Open to all members of First African Baptist Church in Savannah, GA, and their immediate family members.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jan 2026 |
| RSSD ID | — (none listed) |
| Address | 23 Montgomery St, Savannah, GA 31401 Directions (Google Maps) |
| Website | www.fabfcu.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 3 Nov 2026Read from 1 page of the lender's website on 3 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: low. Only the home page was fetched; no loan product pages were included, and membership is limited to church members and their families. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Personal / consumer loans | — | We offer tailored services including high-yield savings accounts, personal loans, financial counseling, financial education, student scholarships, retirement planning, and convenient online and mobile banking. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Open to members of First African Baptist Church in Savannah, GA, and their immediate family
Open to all members of First African Baptist Church in Savannah, GA, and their immediate family members.
source
Counties this matches: Chatham County, GA
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (1)
Questions to ask when you contact them
Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as F A B CHURCH (charter 9527). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $488,395 (as of 30 Jun 2026) |
|---|---|
| Members | 274 (as of 30 Jun 2026) |
| Offices | 1 (as of 30 Jun 2026) |
Offices by state and county (1)
Georgia (1 office)
- Chatham County (1): 23 Montgomery St, Savannah 31401 (main office)
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by F A B Church Federal Credit Union (NCUA charter 9527, filed as “F A B CHURCH”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $26,181, 19 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 25.6% from $20,845 on 30 Jun 2025 |
| Members | 274 (as of 30 Jun 2026); 257 (as of 30 Jun 2025) |
| Loans per member | $96 (total loans divided by members, 30 Jun 2026) |
| Total assets | $488,395 (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Other unsecured loans | $23,295 | 89.0% |
| Leases and other secured loans | $2,886 | 11.0% |
None reported on the 30 Jun 2026 report: new vehicle loans; used vehicle loans; first-lien home mortgages (1-4 family); other real estate loans (junior liens, other); commercial (business) loans; credit cards.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $488,395 | Larger than 1% of the 284 other certified credit unions nationwide (median $182.7 million). |
| Loans as a share of assets | 5% | Median of the same 284 credit unions: 70%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $20,845 → $26,181 (+26%) | Median change of 282 other certified credit unions nationwide: +3%. Rank by loans held among these 283: 281 → 282. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions nationwide | 284 | larger than 1% |
| Loans held then vs now | certified credit unions nationwide reporting both dates | 282 | rank 281 → 282 of 283 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Savannah and Georgia
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- Small Business Assistance CorporationLoan fund · Savannah, GACommercial real estate loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
Work at F A B Church Federal Credit Union? Link to this page
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