How to reach them and apply
| housingprograms@iowahabitat.org source | |
| Website | www.iowahabitat.org |
| Office (official list) | 809 8th St. SW, Ste F, Altoona, IA 50009 |
What their website says about applying
Copy of your most recent federal tax return.
sourceSix-months worth of current bank statements.
sourceTo submit your documents, email the state office at: HousingPrograms@iowahabitat.org
sourceCredit report fees of $25 per applicant may be paid online using the button above or paid via money order or check made out to
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 26 Mar 2015 |
| RSSD ID | — (none listed) |
| Address | 809 8th St. SW, Ste F, Altoona, IA 50009 Directions (Google Maps) |
| Website | www.iowahabitat.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe read 12 pages of this lender's website on 3 Nov 2026 but could not confirm any loan product, loan size or service area there, so we list nothing rather than guess. That doesn't mean it lacks them. Check www.iowahabitat.org or contact the lender directly.
Questions to ask when you contact them
Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.6 million in 8 awards from the U.S. Treasury's CDFI Fund, 2013–2024 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $350,000 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2019 | CDFI Program, Financial Assistance | $200,000 |
| 2018 | CDFI Program, Financial Assistance | $300,000 |
| 2016 | CDFI Program, Financial Assistance | $200,000 |
| 2013 | CDFI Program, Technical Assistance | $94,536 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $4.2M |
|---|---|
| Total liabilities | $931,875 |
| Net assets | $3.3M |
| Total revenue | $2.5M |
| Notes and loans receivable, net (Part X line 7) | $1.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 42-1520979, filed as “HABITAT FOR HUMANITY OF IOWA INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2021 (990) | $3.4M | $1.8M | $1.7M | $1.9M |
| Jun 2023 (990) | $4.2M | $3.3M | $2.5M | $1.8M |
Total assets grew 26% from Jun 2021 to Jun 2023; notes and loans receivable fell 3%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $4.2M | Larger than 20% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 20% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Altoona and Iowa
- Affinity Credit UnionCredit union · Des Moines, IAAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…Verified
- Casebine Community Credit UnionCredit union · Burlington, IAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- Community 1st Credit UnionCredit union · Ottumwa, IAAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Small-business loansVerified
- Iowa Community CapitalLoan fund · Boone, IAEquity / venture investment, Microloans, Small-business loansVerified
- Neighborhood Finance CorporationLoan fund · Des Moines, IAHome repair / improvement loans, Affordable housing development loans, Home mortgagesVerified
- Iowa Center Loan FundLoan fund · Des Moines, IAOfficial list only
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.