At a glance
From its website, read 2 Nov 2026Impact Development Fund is a loan fund based in Loveland, Colorado. Its website describes affordable housing development loans and nonprofit facility loans. Where it lends: Colorado. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (970) 494-2021 source |
|---|---|
| info@impactdf.org source | |
| Apply online | Page with the application link |
| Website | www.impactdf.org |
| Office (official list) | 200 E 7TH ST STE 412, Loveland, CO 80537 |
What their website says about applying
All potential borrowers are encouraged to contact IDF prior to submitting a loan application.
sourceApplicant must submit application fee along with application for review to begin.
sourceplease download the following documents for instructions, next steps and a list of what is needed to begin your application process.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 200 E 7TH ST STE 412, Loveland, CO 80537 Directions (Google Maps) |
| Website | www.impactdf.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Specific loan products, terms and amounts are not stated in detail; the Loan Type and Term Summary Sheet was not among the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | Affordable Apartment & Home Loans: Early Stage & Gap Financing | IDF | source |
| Nonprofit / community facility loans | — | Non-Profit Loans: Colorado CRA Community Development Financing | IDF | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Colorado
IDF has been serving low-moderate income families through its residential and non-profit lending programs throughout Colorado for over 20 years.
source
Statewide: Colorado
Borrower focus
- Low- and moderate-income / underserved
IDF has been serving low-moderate income families through its residential and non-profit lending programs throughout Colorado for over 20 years.
source - Nonprofits
We've made it our mission to assist these communities by providing loans to non-profits, families, and developers.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Pages read (7)
- https://impactdf.org/
- https://impactdf.org/home-page/impactdevelopmentservices-simple/request-for-permitted-capital-improvement/
- https://impactdf.org/borrow/
- https://impactdf.org/idf-bridge-financing-preserves-137-units-of-rural-affordable-housing/
- https://impactdf.org/idf-deploys-first-capital-magnet-fund-loan-to-jefferson-county-housing-authority/
- https://impactdf.org/nonprofit/
- https://impactdf.org/impact-development-fund-awarded/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans and nonprofit facility loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$43.8 million in 17 awards from the U.S. Treasury's CDFI Fund, 2000–2024 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,250,000 |
| 2024 | Capital Magnet Fund | $4,500,000 |
| 2023 | Capital Magnet Fund | $10,000,000 |
| 2022 | CDFI Equitable Recovery Program | $3,718,258 |
| 2022 | CDFI Program, Financial Assistance | $640,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Capital Magnet Fund | $10,000,000 |
| 2020 | CDFI Program, Financial Assistance | $520,000 |
| 2019 | CDFI Program, Financial Assistance | $565,000 |
| 2018 | Capital Magnet Fund | $5,000,000 |
| 2017 | CDFI Program, Financial Assistance | $686,500 |
| 2015 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $704,599 |
| 2012 | CDFI Program, Financial Assistance | $828,806 |
| 2010 | CDFI Program, Financial Assistance | $500,000 |
| 2002 | CDFI Program, Financial Assistance | $1,000,000 |
| 2000 | CDFI Program, Technical Assistance | $25,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $126.2M |
|---|---|
| Total liabilities | $103M |
| Net assets | $23.2M |
| Total revenue | $13M |
| Notes and loans receivable, net (Part X line 7) | $57.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 84-1505466, filed as “IMPACT DEVELOPMENT FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $94.2M | $15.7M | $8M | $40.6M |
| Dec 2022 (990) | $115M | $17.6M | $6M | $41.2M |
| Dec 2023 (990) | $126.2M | $23.2M | $13M | $57.8M |
Total assets grew 34% from Dec 2021 to Dec 2023; notes and loans receivable rose 42%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $126.2M | Larger than 100% of the 9 other certified loan funds and venture funds in Colorado with a matched Form 990 (median $17.1M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Colorado | 9 | larger than 100% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Loveland and Colorado
- B:Side FundLoan fund · Denver, COCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Colorado Enterprise Fund, Inc.Loan fund · Denver, COChild-care facility financing, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Community Enterprise Development ServicesLoan fund · Aurora, COSmall-business loansVerified
- Energize Colorado Inc.Loan fund · Boulder, COAgriculture / farm loans, Equipment loans, Small-business loansVerified
- First SouthWest Bancorporation, Inc.Bank holding company · Alamosa, COAgriculture / farm loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
- First Southwest BankBank or thrift · Durango, COAgriculture / farm loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
Work at Impact Development Fund? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.