At a glance
From its website, read 2 Nov 2026Ohio Capital Finance Corporation is a loan fund based in Columbus, Ohio. Its website describes affordable housing development loans. You can start an application online. It serves borrowers in Spanish.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| ocfcinfo@occh.org source | |
| Apply online | Page with the application link |
| Website | www.occh.org/lending |
| Office (official list) | 671 S. High St., Suite 600, Columbus, OH 43206 |
What their website says about applying
Complete our intake form if you’re ready to apply for a loan or would like to request a Letter of Interest for application purposes.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 9 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 671 S. High St., Suite 600, Columbus, OH 43206 Directions (Google Maps) |
| Website | www.occh.org/lending |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan terms and amounts were not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | OCFC is a certified Community Development Financial Institution (CDFI) that provides flexible financing products for affordable housing and neighborhood development projects which serve to strengthen low-income communities across our region. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Nonprofits
offers flexible financing products that are necessary, especially for nonprofit developers
source
Languages
- Spanish
Si necesita servicios lingüísticos, póngase en contacto con nosotros y haremos las adaptaciones necesarias para satisfacer sus necesidades.
source
Online application
Yes — the site links to an application. APPLY NOW
source
Pages read (7)
- https://www.occh.org/lending/
- https://www.occh.org/our-services-to-partners/lending/
- https://www.occh.org/our-services-to-partners/raise-capital/
- https://www.occh.org/ohio-housing-finance-agency-policy-updates/
- https://www.occh.org/ohio-capital-corporation-for-housing-adds-kevin-j-nowakto-its-board-of-directors/
- https://www.occh.org/ohfa-ohio-cdc-and-the-city-of-columbus-bring-housing-development-finance-trainings-to-ohio/
- https://www.occh.org/jennifer-seamons-joining-ohio-capital-corporation-for-housing-to-lead-capital-markets-efforts/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$68 million in 24 awards from the U.S. Treasury's CDFI Fund, 2004–2024 (6 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2024 | Capital Magnet Fund | $8,000,000 |
| 2022 | CDFI Equitable Recovery Program | $3,532,345 |
| 2021 | CDFI Program, Financial Assistance | $625,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Capital Magnet Fund | $12,000,000 |
| 2020 | CDFI Program, Financial Assistance | $650,000 |
| 2019 | Capital Magnet Fund | $7,700,000 |
| 2018 | CDFI Program, Financial Assistance | $1,125,000 |
| 2018 | Capital Magnet Fund | $6,000,000 |
| 2018 | Disability Funds, Financial Assistance | $400,000 |
| 2017 | CDFI Program, Financial Assistance | $686,500 |
| 2017 | Capital Magnet Fund | $4,900,000 |
| 2016 | CDFI Program, Financial Assistance | $500,000 |
| 2016 | Capital Magnet Fund | $4,800,000 |
| 2015 | CDFI Program, Financial Assistance | $1,653,000 |
| 2014 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $1,453,806 |
| 2010 | Capital Magnet Fund | $5,000,000 |
| 2009 | CDFI Program, Financial Assistance | $1,000,000 |
| 2008 | CDFI Program, Financial Assistance | $1,032,629 |
| 2005 | CDFI Program, Financial Assistance | $950,000 |
| 2004 | CDFI Program, Technical Assistance | $40,350 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $167.5M |
|---|---|
| Total liabilities | $88M |
| Net assets | $79.5M |
| Total revenue | $11.2M |
| Notes and loans receivable, net (Part X line 7) | $135.7M |
| Program-related investments (Part X line 13) | $9,934 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 01-0634942, filed as “OHIO CAPITAL FINANCE CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $139.8M | $59.2M | $8.9M | $105.5M |
| Dec 2022 (990) | $134.5M | $72.8M | $18.2M | $101.9M |
| Dec 2023 (990) | $167.5M | $79.5M | $11.2M | $135.7M |
Total assets grew 20% from Dec 2021 to Dec 2023; notes and loans receivable rose 29%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $167.5M | Larger than 100% of the 13 other certified loan funds and venture funds in Ohio with a matched Form 990 (median $24.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Ohio | 13 | larger than 100% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Columbus and Ohio
- Economic and Community Development Institute, Inc. (ECDI)Loan fund · Columbus, OHSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Finance Fund Capital CorporationLoan fund · Columbus, OHOfficial list only
- FREEDOM EQUITY INC.Loan fund · Columbus, OHMicroloans, Small-business loansVerified
- Telhio Credit Union, Inc.Credit union · Columbus, OHAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- The Affordable Housing Trust for Columbus and Franklin CountyLoan fund · Columbus, OHAffordable housing development loansVerified
Work at Ohio Capital Finance Corporation? Link to this page
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