Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 330 Marshall Street Suite 105, Lansing, MI 48912 Directions (Google Maps) |
| Website | www.oppfund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.oppfund.org or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$10.1 million in 9 awards from the U.S. Treasury's CDFI Fund, 1999–2022 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $2,478,839 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2019 | CDFI Program, Financial Assistance | $565,000 |
| 2018 | CDFI Program, Financial Assistance | $700,000 |
| 2016 | CDFI Program, Financial Assistance | $1,400,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2009 | CDFI Program, Financial Assistance | $1,000,000 |
| 2002 | CDFI Program, Financial Assistance | $285,000 |
| 1999 | CDFI Program, Financial Assistance | $520,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $28M |
|---|---|
| Total liabilities | $18.7M |
| Net assets | $9.2M |
| Total revenue | $4M |
| Notes and loans receivable, net (Part X line 7) | $18.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 38-2784136, filed as “OPPORTUNITY RESOURCE FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $31.8M | $5.8M | $4.2M | $22.4M |
| Dec 2022 (990) | $26.9M | $8.2M | $5M | $14.6M |
| Dec 2023 (990) | $28M | $9.2M | $4M | $18.1M |
Total assets fell 12% from Dec 2021 to Dec 2023; notes and loans receivable fell 19%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $179,550 (16 loans) | All 7(a) lenders in Michigan: $135,000. Larger than the median loan of 54% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| SBA approvals, FY2023–24 → FY2025–26 | 2 → 3 | Rank among the 8 certified CDFIs in Michigan with SBA approvals in either period: 6 → 6. |
| Total assets, latest IRS Form 990 | $28M | Larger than 88% of the 16 other certified loan funds and venture funds in Michigan with a matched Form 990 (median $6.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 54% |
| SBA approvals then vs now | certified CDFIs in Michigan with SBA approvals FY2023–2026 | 7 | rank 6 → 6 of 8 |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Michigan | 16 | larger than 88% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Form 990 figures: IRS annual extracts (see the Form 990 section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 16 SBA-backed approvals for Opportunity Resource Fund in fiscal years 2020–2026 (October 2019 to September 2026):
- 16 7(a) loans as the lender: $2.8M in total (gross amount approved), median $179,550
By fiscal year: FY2020 3 · FY2021 7 · FY2022 1 · FY2023 2 · FY2024 0 · FY2025 1 · FY2026 2.
What actually happened
- Size of its 7(a) loans: half were between $122,500 and $246,100, median $179,550 (16 loans)
- Term of its 7(a) loans: median 120 months (10 years) (16 loans)
- Fixed or variable: 0% of its 7(a) loans had a fixed rate (16 loans)
- Young businesses: 75% of its 7(a) loans went to a startup or a business two years old or less (16 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) Community Advantage (13, 81%)
- 7(a) standard (3, 19%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (4)
- Health care and social assistance (3)
- Other services (except public administration) (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Kent County, MI (3)
- Ottawa County, MI (3)
How this lender was matched in the SBA files: SBA lender ID 0494685: same name, state and city (SBA lists “Opportunity Resource Fund”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Opportunity Resource Fund may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Lansing and Michigan
- CASE Credit UnionCredit union · Lansing, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- Magnet Lending CorporationLoan fund · Lansing, MIOfficial list only
- American 1 Credit UnionCredit union · Jackson, MIAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Awakon Federal Credit UnionCredit union · Onaway, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- BlueOx Credit UnionCredit union · Battle Creek, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- COMMUNITY FIRST FEDERAL CREDIT UNIONCredit union · Lakeview, MIAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
Work at Opportunity Resource Fund? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.