At a glance
From its website, read 2 Nov 2026Peoples Partners for Community Development is a loan fund based in Lame Deer, Montana. Its website describes farm loans, credit-builder loans, personal loans and 1 other loan type. Stated loan amounts run up to $5,000. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.peoplespartners.org |
| Office (official list) | PO Box 955 509 Cheyenne Ave South, Lame Deer, MT 59043 |
What their website says about applying
Click the blue button, print and complete the application.
sourceTurn completed application into our offices at
sourceApplicant must have completed a Credit Builder Action Plan.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Credit-builder loans | Rate stated, not as an APR: see their wording | Interest rate on the loan is 12%. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- No or thin credit history considered
clients that have no credit and want to establish their credit
source - Low or damaged credit considered
clients who are looking to re-build their damaged credit
source - Training or counseling required
Must attend financial literacy class
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 13 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | PO Box 955 509 Cheyenne Ave South, Lame Deer, MT 59043 |
| Website | www.peoplespartners.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Courtesy Cash, Inc. (a partner social enterprise) and the new Morning Star Federal Credit Union were excluded. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | Use our Ag Loans for equipment, livestock, or supplies to keep your business moving forward. | source |
| Credit-builder loans | up to $5,000 | PPCD offers Credit Builder Loans up to $5000. | source |
| Personal / consumer loans | — | Our personal loans offer a reliable way to manage costs like home repairs, medical bills, or family needs with manageable repayment terms. | source |
| Small-business loans | up to $5,000 | We also offer Small Business Loans up to $5000 for eligible and approved applicants. | source |
Loan sizes
PPCD offers Credit Builder Loans up to $5000. PPCD staff will pull the client's credit report and offer credit counseling before the loan disbursement is made.
sourceWe also offer Small Business Loans up to $5000 for eligible and approved applicants.
sourceClients can apply for a Credit Builder loan up to $5,000.
source
Range used for the size filter: not stated to $5,000
Service area
Not stated on the pages we read.
Borrower focus
- Native American / Alaska Native / Native Hawaiian
Must be an enrolled member of the Northern Cheyenne Tribe
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - Is there a minimum loan amount?
Their website gives a maximum ($5,000) but no minimum. - What is the APR, including fees, on your credit-builder loans and personal loans?
Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your farm loans and small-business loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.2 million in 6 awards from the U.S. Treasury's CDFI Fund, 2008–2021 (CDFI Rapid Response Program; Native American CDFI Assistance (NACA), Financial Assistance; Native American CDFI Assistance (NACA), Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2021 | Native American CDFI Assistance (NACA), Financial Assistance | $462,000 |
| 2018 | Native American CDFI Assistance (NACA), Financial Assistance | $150,000 |
| 2017 | Native American CDFI Assistance (NACA), Technical Assistance | $149,075 |
| 2016 | Native American CDFI Assistance (NACA), Technical Assistance | $149,998 |
| 2008 | Native American CDFI Assistance (NACA), Technical Assistance | $132,978 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $2.7M |
|---|---|
| Total liabilities | $950,785 |
| Net assets | $1.8M |
| Total revenue | $1.2M |
| Notes and loans receivable, net (Part X line 7) | $1.7M |
| Program-related investments (Part X line 13) | $167,460 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 41-2102823, filed as “PEOPLES PARTNERS FOR COMMUNITY DEVELOPMENT”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $2.3M | $2.1M | $2.5M | $857,950 |
| Dec 2022 (990) | $2.6M | $1.9M | $1.3M | $1.4M |
| Dec 2023 (990) | $2.7M | $1.8M | $1.2M | $1.7M |
Total assets grew 18% from Dec 2021 to Dec 2023; notes and loans receivable rose 98%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $5,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 0% of these 184. |
| Total assets, latest IRS Form 990 | $2.7M | Larger than 14% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 0% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 14% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Lame Deer and Montana
- Clearwater Federal Credit UnionCredit union · Missoula, MTEnergy / solar / efficiency loans, Home mortgages, Personal / consumer loansVerified
- Grasslands Federal Credit UnionCredit union · Circle, MTAuto / vehicle loans, Equipment loans, Home mortgages, Small-business loansVerified
- Great Falls Development Authority, Inc.Loan fund · Great Falls, MTSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Montana Community Development CorporationLoan fund · Missoula, MTSmall-business loansVerified
- Montana Homeownership Network, Inc. TheLoan fund · Great Falls, MT · Native CDFIAffordable housing development loans, Home mortgagesVerified
- NACDC Financial Services Inc.Loan fund · Browning, MT · Native CDFICredit-builder loans, Small-business loansVerified
Work at Peoples Partners for Community Development? Link to this page
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