At a glance
From its website, read 2 Nov 2026Piedmont Business Capital is a loan fund based in Greensboro, North Carolina. Its website describes commercial real estate loans.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (336) 256-9350 source |
|---|---|
| connect@piedmontbusinesscapital.org source | |
| Website | www.piedmontbusinesscapital.org |
| Office (official list) | 1451 S. Elm-Eugene Street Suite 2101, Greensboro, NC 27406 |
What their website says about applying
Contact A Business Resource Officer: Reach out to us by phone, 336-256-9350, or email,
sourceComplete The Loan Application Online: Be sure to include all requested information to avoid delays.
sourceGather key financial records, tax returns, business documents, and any additional information that may be required during the application process.
sourceContact us today to determine which lending program best fits your business needs.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Small-business loans | Term: 12 mo–5 yr | 12–60 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 27 Oct 2015 |
| RSSD ID | — (none listed) |
| Address | 1451 S. Elm-Eugene Street Suite 2101, Greensboro, NC 27406 Directions (Google Maps) |
| Website | www.piedmontbusinesscapital.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan amounts are listed in separate blocks on the loan-options page, so the product each amount belongs to is inferred from layout. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | help small businesses purchase, construct, renovate, or refinance owner-occupied commercial real estate | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://piedmontbusinesscapital.org/
- https://piedmontbusinesscapital.org/loan-options
- https://piedmontbusinesscapital.org/existing-borrowers
- https://piedmontbusinesscapital.org/lending-partnerships
- https://piedmontbusinesscapital.org/small-business-solutions
- https://piedmontbusinesscapital.org/apply
- https://piedmontbusinesscapital.org/about-us-1
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.3 million in 5 awards from the U.S. Treasury's CDFI Fund, 2012–2021 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Program, Financial Assistance | $175,000 |
| 2021 | CDFI Rapid Response Program | $565,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2019 | CDFI Program, Financial Assistance | $217,000 |
| 2012 | CDFI Program, Financial Assistance | $200,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $4.5M |
|---|---|
| Total liabilities | $263,828 |
| Net assets | $4.2M |
| Total revenue | $2.4M |
| Notes and loans receivable, net (Part X line 7) | $711,945 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 56-1872877, filed as “PIEDMONT BUSINESS CAPITAL”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $3.6M | $2.8M | $1.8M | $1.1M |
| Dec 2022 (990) | $5.8M | $5.1M | $3.2M | $985,016 |
| Dec 2023 (990) | $4.5M | $4.2M | $2.4M | $711,945 |
Total assets grew 23% from Dec 2021 to Dec 2023; notes and loans receivable fell 38%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $4.5M | Larger than 31% of the 13 other certified loan funds and venture funds in North Carolina with a matched Form 990 (median $9.2M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in North Carolina | 13 | larger than 31% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Greensboro and North Carolina
- Revity Federal Credit UnionCredit union · Greensboro, NCAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Bragg Mutual FCUCredit union · Fayetteville, NCAuto / vehicle loansVerified
- Business Expansion Funding CorporationLoan fund · Charlotte, NCSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- CAHEC Capital, Inc.Loan fund · Raleigh, NCAffordable housing development loansVerified
- Cares Project, Inc., TheLoan fund · Winston Salem, NCAuto / vehicle loansVerified
- Carolina Small Business Development Fund (The Support Center)Loan fund · Raleigh, NCMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Work at Piedmont Business Capital? Link to this page
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