Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | 5473421 |
| Address | 210 W Washington Street, Paris, TN 38242 Directions (Google Maps) |
| Website | Not given on the official list (listed as “Non given”) |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$12.8 million in 5 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Capital Magnet Fund | $6,500,000 |
| 2024 | Small Dollar Loan Program | $241,431 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2022 | CDFI Program, Financial Assistance | $660,000 |
| 2021 | CDFI Program, Financial Assistance | $400,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $83.3 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: Security Bank and Trust Company (FDIC cert 9172, total assets $1.7 billion). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $1.7 billion (as of 30 Jun 2026) |
|---|---|
| Offices | 16 (as of 30 Oct 2026) |
Offices by state and county (16)
Tennessee (16 offices)
- Gibson County (4): 110 S Main St, Dyer 38330; 2711 N Central Ave, Humboldt 38343; 15111 S First St, Milan 38358; 667 N College St, Trenton 38382
- Henry County (5): 210 W Washington St, Paris 38242 (main office); 12625 Highway 79 N, Buchanan 38222; 1023 Mineral Wells Ave, Paris 38242; 204 W Washington St, Paris 38242; Highway 79 East, Paris 38242
- Lauderdale County (3): 134 N Jefferson St, Ripley 38063; 311 S Washington St, Ripley 38063; 514 Highway 51 N, Ripley 38063
- Madison County (1): 429 Walker Rd, Jackson 38305
- Obion County (1): 1491 S 1st St, Union City 38261
- Tipton County (1): 1775 Highway 51 S, Covington 38019
- Weakley County (1): 149 Commons Dr, Martin 38237
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, Security Bank and Trust Company (RSSD 118156, FDIC cert 9172), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $1.20 billion (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 19.3% from $1.01 billion on 30 Jun 2025 |
| Total assets | $1.70 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $145 million | 12.0% |
| Home equity lines of credit | $21.1 million | 1.8% |
| Commercial real estate, construction and multifamily | $507 million | 42.1% |
| Commercial and industrial (business) loans | $305.6 million | 25.4% |
| Farmland and farm production loans | $82.7 million | 6.9% |
| Consumer loans (credit cards, auto, other) | $22.9 million | 1.9% |
| All other loans and leases | $120.5 million | 10.0% |
Within consumer loans: auto loans $6.4 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 90 loans $3.9 million | 646 loans $16.8 million |
| $100,001 to $250,000 | 95 loans $11.2 million | 170 loans $15.3 million |
| $250,001 to $1 million | 117 loans $47 million | 106 loans $31 million |
| All small business loans | 302 loans $62.2 million | 922 loans $63.1 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 76 loans $3.1 million | 124 loans $3 million |
| $100,001 to $250,000 | 75 loans $9 million | 30 loans $3.1 million |
| $250,001 to $500,000 | 69 loans $24 million | 27 loans $12 million |
| All small farm loans | 220 loans $36.1 million | 181 loans $18.1 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported by its bank (2025)
FFIEC HMDA data, 2025The HMDA reporter panel lists Security Bancshares, Inc. as the parent or top holder of this filer, which is also a certified CDFI with its own page:
- SECURITY BANK AND TRUST COMPANY: 126 originated home loans
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $1.70 billion | Larger than 94% of the 17 other certified banks and bank holding companies in Tennessee (median $325.6 million). |
| Loans as a share of assets | 71% | Median of the same 17 banks and bank holding companies: 71%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $1.01 billion → $1.20 billion (+19%) | Median change of 17 other certified banks and bank holding companies in Tennessee: +7%. Rank by loans held among these 18: 1 → 1. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Tennessee | 17 | larger than 94% |
| Loans held then vs now | certified banks and bank holding companies in Tennessee reporting both dates | 17 | rank 1 → 1 of 18 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Paris and Tennessee
- SECURITY BANK AND TRUST COMPANYBank or thrift · Paris, TNOfficial list only
- Affordable Housing Resources, Inc.Loan fund · Nashville, TNHome mortgagesVerified
- BetterFiLoan fund · Chattanooga, TNCredit-builder loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loansVerified
- Carroll Bank and TrustBank or thrift · Huntingdon, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Centennial BankBank or thrift · Trezevant, TNAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Citizens Savings Bank and Trust CompanyBank or thrift · Nashville, TNCommercial real estate loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
Work at Security Bancshares, Inc.? Link to this page
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